ND Insurance News
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North Dakota State Fire Marshal Appointment

Insurance Commissioner Jon Godfread has appointed Matt Clark as the new North Dakota State Fire Marshal. Clark brings over 20 years of fire service and public administration experience to the role, which oversees fire prevention, investigation, and life safety across the state.

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ND Insurance News
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North Dakota Stop Order Against EPIC Management and Todd Berning

The North Dakota Insurance Commissioner issued a stop order against EPIC Management, LLC and Todd Berning, requiring them to immediately cease offering or selling membership interests. This action is due to concerns about the company's financial condition, assets, management, leadership, transparency, and operations, as well as potential violations of Chapter 10-04 of the North Dakota Century Code.

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ND Insurance News
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North Dakota Warns Seniors About Unfair Medicare Sales Practices

The North Dakota Insurance Department issued a bulletin warning health insurers and licensed producers against unfair trade practices in the Medicare marketplace. The bulletin clarifies that restricting consumer access to products or unfairly manipulating compensation structures is a violation of state law.

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ND Insurance News
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North Dakota Merges Insurance and Securities Departments

North Dakota has unified its Insurance and Securities departments into a single regulatory body, following the passage of Senate Bill 2214. This merger aims to enhance consumer protection and streamline oversight of the insurance and securities sectors within the state.

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ND Insurance News
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North Dakota Health Insurance Premium Increases Projected for 2026

North Dakota's Insurance Commissioner has approved 2026 health insurance rates, but consumers may face significant premium increases if enhanced federal ACA subsidies expire. The state has also expanded eligibility for catastrophic plans, leading to higher rates for those options.

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NE Insurance News
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Nebraska Suspends Remote Insurance Agent Testing

The Nebraska Department of Insurance has issued new guidance suspending remote testing for insurance agent licensing. Effective immediately, all insurance producer examinations must be conducted at physical testing sites across Nebraska and other designated PSI locations nationwide. This change impacts prospective and current insurance producers seeking licensure.

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NE Insurance News
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Nebraska Law on Reporting Fake Auto Insurance ID Cards

Nebraska has enacted a law clarifying requirements for auto insurance ID cards and outlining penalties for manufacturing or possessing fake documents. The state Department of Insurance provides guidance on identifying fraudulent cards and reporting suspected insurance fraud.

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NE Insurance News
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Association Scam: How it Works

This notice describes a scam where fake associations sell cheap health policies with limited coverage that do not pay claims. Consumers are targeted by telemarketers and end up paying for medical bills that should have been covered.

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NE Insurance News
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Appealing Denied Health Insurance Claims

This guidance outlines the two-stage process for appealing denied health insurance claims in Nebraska: internal appeals and external reviews. It details the steps required for filing an internal appeal, including necessary documentation and timelines, and specifies which types of health plans are excluded from these procedures.

Routine Guidance Healthcare
NE Insurance News
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Nebraska Notice on Medicare Advantage Plan Sales by Consultants

The Nebraska Department of Insurance has issued a notice allowing insurance consultants to sell Medicare Advantage plans, provided they comply with state statutes and CMS marketing rules. This change is in response to reduced commissions for insurance producers.

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Oklahoma Adoption of 2025 NAIC Valuation Manual

The Oklahoma Insurance Department has adopted the 2025 amendments to the NAIC Valuation Manual, effective January 1, 2026. This notice informs life and accident and health insurers of the adoption of these changes, which were approved by the NAIC and subsequently by the Oklahoma Insurance Commissioner.

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Oklahoma Health Insurance Bulletin on Senate Bill 515

The Oklahoma Insurance Department issued a bulletin to health insurers regarding Senate Bill 515, which creates new definitions and mandates for health benefit plans and health care services. The bill allows enrollees to pay out-of-pocket for negotiated services and outlines documentation requirements for reimbursement.

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Oklahoma Bulletin on Unfair Trade Practices and Frauds in Health Insurance

The Oklahoma Insurance Department issued a bulletin clarifying its stance on unfair trade practices and frauds related to health insurance, particularly Medicare Advantage and Supplement plans. The bulletin addresses carrier practices that restrict consumer access to products and outlines expectations for fair market conduct and producer compensation.

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Oklahoma SB 1067 Ambulance Reimbursement Bulletin

The Oklahoma Insurance Department issued a bulletin regarding Senate Bill 1067, which modifies ambulance service reimbursement rules. Health insurers must adhere to specific rates for out-of-network providers, with a submission deadline for local government rates.

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Oklahoma to Launch State-based Health Insurance Exchange

The Oklahoma Insurance Department announced plans to transition to a State-based Exchange on the Federal Platform (SBE-FP) in May 2026, with a full State-based Exchange (SBE) planned for plan year 2028. This initiative, authorized by HB 1512, aims to improve health insurance options, enhance consumer experience, and retain state revenue. A Section 1332 State Innovation Waiver will also be pursued for a state reinsurance program.

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MT Insurance News
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Montana Exposes $54.7M Obamacare Fraud, Recovers $23.3M

Montana's Auditor and Commissioner of Insurance announced the exposure of a $54.7 million healthcare fraud scheme targeting Obamacare beneficiaries. The state has recovered $23.3 million and cancelled 80 fraudulent policies.

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MT Insurance News
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Montana Health Care Enrollment Down After ACA Subsidies Expire

Montana's health care marketplace enrollment has decreased by approximately 5% following the expiration of pandemic-era ACA subsidies at the end of last year. This decline, consistent with national trends, impacts nearly 78,000 individuals who previously benefited from federal financial assistance for health insurance premiums.

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MT Insurance News
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Montana BCBS Data Breach Dispute with Insurance Commissioner

The Montana Commissioner of Securities and Insurance is in a dispute with Montana Blue Cross-Blue Shield (BCBS) over the handling of a large data breach. BCBS is fighting a hearing, claiming the commissioner is unfairly targeting it and that its notification timeline was reasonable, despite a significant gap between discovery and customer notification.

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MT Insurance News
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Blue Cross Blue Shield of Montana v. Commissioner of Securities and Insurance - Data Breach Investigation

Blue Cross Blue Shield of Montana is challenging a state investigation into a data breach affecting over 460,000 Montanans. The insurer argues the administrative process is unfair, while the state seeks dismissal, asserting that administrative remedies must be exhausted before court intervention. The investigation aims to determine breach causes, reporting delays, and potential penalties.

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MT Insurance News
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Insurance chief exposes Obamacare fraud bust on Glenn Beck

Insurance chief exposes Obamacare fraud bust on Glenn Beck

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AK Insurance Notices
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Alaska Workers' Compensation Insurance Advisory Committee Meeting Notice

The Alaska Division of Insurance has issued a notice for a public meeting of the Workers' Compensation Review and Advisory Committee. The meeting is scheduled for April 16, 2026, to discuss matters relating to workers' compensation insurance.

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Wisconsin OCI Administrative Actions Against Insurance Agents

The Wisconsin Office of the Commissioner of Insurance (OCI) has published administrative actions taken against insurance agents in February 2026. These actions include license revocations, voluntary surrenders, and monetary forfeitures for violations of Wisconsin insurance statutes and regulations, such as owing delinquent taxes and failing to report administrative actions.

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Wisconsin OCI Publishes Monthly Administrative Actions Against Insurance Entities

The Wisconsin Office of the Commissioner of Insurance (OCI) has published its administrative actions for March 2025. These actions include license revocations, suspensions, denials, and forfeitures against insurance agents and companies for violations of state insurance laws and regulations. The OCI aims to protect Wisconsin consumers through transparency in these enforcement actions.

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Wisconsin OCI Publishes February 2025 Administrative Actions Against Insurance Violators

The Wisconsin Office of the Commissioner of Insurance (OCI) has published its administrative actions for February 2025. These actions include license revocations, denials, and surrenders against insurance agents for violations of state statutes and regulations, such as failing to disclose criminal convictions and owing delinquent taxes.

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Wisconsin Insurance Administrative Actions - January 2025

The Wisconsin Office of the Commissioner of Insurance (OCI) has published its administrative actions for January 2025, detailing enforcement actions against insurance agents. These actions include license denials, revocations, and suspensions based on violations such as owing delinquent taxes, failing to report other state actions, and switching consumer plans without consent. Some actions also involve forfeitures.

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Wisconsin OCI Administrative Actions - January 2026

The Wisconsin Office of the Commissioner of Insurance (OCI) has published its administrative actions for January 2026. These actions include license revocations, modifications, and forfeitures against insurance agents for violations such as owing delinquent taxes, failing to report administrative actions, and misrepresentation.

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Minnesota Joins Multistate Enforcement Action Against Wise US

The Minnesota Department of Commerce has joined a multistate enforcement action against Wise US, an unlicensed company selling deceptive health coverage. This action follows a settlement with Strategic Limited Partners, LP, another unlicensed entity.

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Minnesota DOI: Consent to Share Complaint Data

The Minnesota Department of Commerce is requesting consent from individuals to share their complaint data with the party they complained about. This consent is required for the department to forward the complaint, and is not mandatory for the complainant.

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Minnesota Commerce Enforcement Actions and Fraud Investigations

The Minnesota Department of Commerce's Enforcement Division is highlighting its actions against insurance fraud and employee misclassification. The division provides resources for consumers to file complaints and learn about common fraud types, emphasizing its role in ensuring a fair marketplace for licensed professionals and businesses.

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Wyoming Dept. of Insurance Earns NAIC Accreditation

The Wyoming Department of Insurance has successfully re-earned its accreditation from the National Association of Insurance Commissioners (NAIC). This accreditation signifies the state's adherence to national standards for monitoring the financial solvency of domestic insurance companies, a status Wyoming has maintained since 1993.

Routine Notice Insurance
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Wyoming Insurance Warns of Unauthorized Sales by Kevin Kolenda

The Wyoming Department of Insurance issued a warning regarding Kevin Kolenda, owner of Hole in Won, for allegedly selling unauthorized insurance. A federal grand jury indicted Kolenda on six counts of wire fraud for defrauding organizations and individuals out of nearly $1 million.

Urgent Enforcement Insurance
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West Virginia Health Insurance Marketplace Enrollment Data 2023

The West Virginia Offices of the Insurance Commissioner released data showing a 23% increase in health insurance marketplace enrollment for 2023, reaching 28,325 individuals. The notice highlights the availability of financial assistance and enrollment support programs for West Virginians.

Routine Notice Healthcare
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Manage cybersecurity risks like identity theft with these tips

Manage cybersecurity risks like identity theft with these tips

Routine Notice
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Homeowners Insurance Claims Guide

The National Association of Insurance Commissioners (NAIC) has published a guide to help homeowners understand deductibles and the process for filing insurance claims. The guidance provides steps for filing a claim and emphasizes the importance of maintaining a home inventory.

Routine Guidance Insurance
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WV Insurance: Consumer Alert on Change Healthcare Cyberattack Scams

The West Virginia Offices of the Insurance Commissioner (OIC) issued a consumer alert regarding the Change Healthcare cyberattack. The alert warns consumers about potential scams seeking financial information and advises on how to verify communications and report fraud.

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WV Insurance Consumer Alert on Property & Casualty Market Data Call

The West Virginia Offices of the Insurance Commissioner (OIC) issued a consumer alert regarding the ongoing National Association of Insurance Commissioners' (NAIC) Property & Casualty Market Intelligence Data Call (PCMI). The data call aims to gather market data from insurers to understand trends in pricing, coverage, and deductibles, with insights anticipated in late 2024.

Routine Notice Insurance
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South Dakota Division of Insurance Spring 2023 Newsletter

The South Dakota Division of Insurance released its Spring 2023 newsletter, summarizing legislative changes affecting insurance laws, including HB 1012 and SB 22, both effective July 1, 2023. The newsletter also provides updates on NAIC meetings and administrative processes.

Routine Notice Insurance
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South Dakota Division of Insurance Summer 2022 Newsletter

The South Dakota Division of Insurance's Summer 2022 newsletter provides a legislative recap, details an insurance fraud assessment initiated on June 28, 2022, and lists NAIC meeting attendees. It also includes information on new bulletins, adopted rules, and company updates.

Routine Notice Insurance
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South Dakota Division of Insurance Fall 2023 Newsletter

The South Dakota Division of Insurance's Fall 2023 newsletter provides updates on health care open enrollment, producer licensing examination content review, and securities regulation filings. It also highlights administrative rules adopted, including a pharmacy benefits management complaint process, and offers information on employment opportunities and electronic payment options.

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South Dakota Joins Interstate Insurance Product Regulation Commission

South Dakota has officially joined the Interstate Insurance Product Regulation Commission (IIPRC) as its 48th member jurisdiction, effective July 1, 2024. This action streamlines the product filing process for certain insurance products, while a separate update modifies the producer license reinstatement timing.

Routine Notice Insurance
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South Dakota DOI Migrating to State Based Systems (SBS)

The South Dakota Division of Insurance is migrating to the State Based Systems (SBS) software, becoming the 36th NAIC member to adopt the system. This transition aims to streamline regulatory tasks, including licensing and compliance, and will involve a temporary system outage for Pearson VUE testing.

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Mississippi Appoints Chief Deputy Fire Marshal

The Mississippi Department of Insurance announced the appointment of Kevin D. Butler as Chief Deputy Fire Marshal, effective March 9, 2026. Butler will oversee the State Fire Marshal's Office and supervise over 50 employees.

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Mississippi Fire Deaths After Winter Storm

The Mississippi State Fire Marshal's Office reported 19 fire deaths following Winter Storm Fern, with 14 of these occurring in homes lacking smoke alarms. The notice provides safety tips for heating, generators, and smoke alarm maintenance.

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Guidance on Safe Generator Use During Outages

The Mississippi State Fire Marshal's Office (SFMO) has issued guidance on the safe operation of generators during power outages. The guidance emphasizes carbon monoxide safety, proper generator placement, fuel management, and planning ahead to prevent fires and poisoning.

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Finnegan Couple Pleads Guilty to Faulty Fire Suppression Systems Installation

Daniel and Sherri Finnegan, owners of Finnegan Fire Safety Equipment, pleaded guilty to installing faulty fire suppression systems in commercial kitchens across Mississippi. They were sentenced to prison time and ordered to pay restitution totaling over $87,000. The investigation involved multiple counties and over $343,000 in payments from victims.

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Mississippi DOI: Test Smoke Alarms During Daylight Saving Time

The Mississippi Insurance Department issued a notice reminding residents to test their smoke alarms as Daylight Saving Time begins. The notice highlights that a significant percentage of fire deaths in Mississippi in 2025 and early 2026 occurred in homes without working smoke alarms.

Routine Notice Public Health
ME Insurance News
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Maine Finalizes 2026 Health Insurance Premiums

The Maine Bureau of Insurance has announced finalized 2026 health insurance premiums for the individual and small group markets. Average rate increases of 23.9% for individuals and 17.5% for small groups will take effect January 1, 2026, driven by rising medical and drug costs.

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ME Insurance News
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Maine DHHS Receives Grant for Reproductive Health Awareness

The Maine Department of Health and Human Services (DHHS) has received a nearly $600,000 federal grant from CMS to expand awareness of reproductive health coverage options available through CoverME.gov and MaineCare. The two-year grant will fund outreach and education efforts to inform consumers about available benefits.

Routine Notice Healthcare
ME Insurance News
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Change Healthcare Data Breach Consumer Notice

The Maine Bureau of Insurance issued a consumer notice regarding the Change Healthcare data breach in February 2024. The breach compromised patient information, including names, addresses, and Social Security numbers, and caused widespread disruptions in healthcare payment processing. Change Healthcare is offering two years of free credit monitoring and identity theft protection.

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ME Insurance News
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Maine Seeks Comments on Medical Payments Coverage Rules

The Maine Bureau of Insurance is seeking comments on a draft form and proposed rule changes related to medical payments coverage assignments under LD 899. The changes aim to strengthen requirements for written agreements and provide clarity for consumers regarding payment assignments to providers. The law becomes effective September 24, 2025, with enforcement delayed until December 1, 2025.

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ME Insurance News
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Anthem/Northern Light Health Contract Dispute FAQs

The Maine Bureau of Insurance issued FAQs addressing consumer protections related to the potential network termination of Northern Light Health providers from Anthem's network. The FAQs outline patient rights regarding continuity of care and access to services if an agreement is not reached by the stated deadlines.

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Maine DOI: Excluded Driver Law Compliance for Auto Insurance

The Maine Bureau of Insurance issued Bulletin 491 to clarify compliance requirements for the Excluded Driver Law (24-A M.R.S. § 2916-B) for personal automobile insurance policies. Insurers must ensure specific criteria are met for driver exclusions, including policyholder agreement, underwriting justification, and proper policy endorsement.

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Maine Insurance Bulletin on Agency Termination and Policy Cancellation

The Maine Bureau of Insurance issued Bulletin 489 to clarify that terminating an agency relationship is not a lawful basis for nonrenewal of homeowners, renters, or personal auto policies. Insurers must adhere to Maine's Cancellation Control Acts and provide explicit reasons for nonrenewal.

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Maine Insurance Bulletin: Out-of-Network Provider Referrals

The Maine Bureau of Insurance issued Bulletin 490, updating Bulletin 434 regarding out-of-network provider referrals. The bulletin reflects legislative changes expanding direct health care service arrangements to all licensed physicians and advanced practitioners, changing the term 'direct primary care provider' to 'direct health care provider'. Health carriers must now honor referrals from these providers on the same terms as in-network providers.

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Maine Network Adequacy Guidance for Plan Year 2027

The Maine Bureau of Insurance has issued updated Network Adequacy Guidance for plan year 2027, superseding Bulletin 487. Insurers offering Qualified Health Plans must continue to meet CMS network adequacy standards, including specific provider-to-enrollee ratios and accessibility standards, with modifications for Maine's specific conditions.

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KS Insurance News
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Kansas Storm Claims Paid by Insurers Reach $879 Million in 2025

The Kansas Department of Insurance released 2025 data showing that insurance companies paid out $879 million for storm damage claims, a nearly 99% increase from 2023. The notice highlights the cost of severe storms and advises policyholders to review their coverage.

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KS Insurance News
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Kansas DOI: Consumer Protection Against Fraud

The Kansas Department of Insurance is reminding Kansans to protect themselves from fraud during National Consumer Protection Week. The notice provides resources and tips for identifying and reporting scams, particularly those involving digital assets and investments.

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KS Insurance News
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Kansas Insurance Commissioner Offers Wildfire Support

The Kansas Insurance Commissioner has issued a notice offering support to communities impacted by recent wildfires. The Department of Insurance is available to assist residents with insurance claims and navigate the recovery process, providing contact information for their Consumer Assistance Division.

Routine Notice Insurance
KS Insurance News
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Kansas Insurance Commissioner Offers Severe Weather Insurance Aid

The Kansas Department of Insurance is reminding residents and businesses affected by recent severe weather in Wyandotte, Johnson, and Leavenworth Counties to contact the Department if they encounter issues with insurance claims. Commissioner Vicki Schmidt encourages those with questions or claim disputes to reach out for assistance.

Routine Notice Insurance
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Indiana Insurers Reporting Ownership Information Requirements

The Indiana Department of Insurance issued Bulletin 278 to notify insurers, third-party administrators, and pharmacy benefit managers of new ownership information reporting requirements effective July 1, 2025. Entities must report individuals or entities with at least a 5% ownership interest, controlling interest, or private equity partner interest.

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Indiana Withdraws Association Health Plans Bulletin 245

The Indiana Department of Insurance has withdrawn Association Health Plans Bulletin 245. This action follows the U.S. Department of Labor's rescission of its 2018 rule defining 'employer' for Association Health Plans, returning to pre-2018 guidance.

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Indiana AG 54 for Index-Linked Variable Annuities

The Indiana Department of Insurance issued Bulletin 275 to clarify that Actuarial Guideline 54 (AG 54) is effective for all index-linked variable annuity contracts issued on or after July 1, 2024. Insurers must demonstrate compliance with AG 54 for approved products to continue selling them in Indiana.

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Indiana Credit Life and Accident/Health Insurance Rate Adjustment

The Indiana Department of Insurance issued Bulletin 277 to update prima facie rates for credit life and accident/health insurance. The bulletin adjusts rates based on triennial experience data, increasing credit life rates by 32.5% and decreasing accident/health rates by 6.1%.

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Indiana bulletin on ownership reporting for insurers, TPAs, PBMs

Indiana bulletin on ownership reporting for insurers, TPAs, PBMs

Routine Notice
ID Insurance News
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Idaho Department of Insurance v. Spencer W. Jones - Insurance Fraud Sentencing

The Idaho Department of Insurance announced the sentencing of Spencer W. Jones for insurance fraud. Jones was sentenced to three years in prison and ordered to pay court costs, fines, and restitution for filing a fraudulent insurance claim.

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ID Insurance News
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Idaho State Fire Marshal Announces Chief Deputy Promotion

The Idaho Department of Insurance announced the promotion of Josh Masterson to Chief Deputy State Fire Marshal. This promotion recognizes his experience and dedication to fire prevention, investigation, and public safety within the state.

Routine Notice Healthcare
ID Insurance News
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Idaho Department of Insurance Earns NAIC Accreditation

The Idaho Department of Insurance has earned reaccreditation from the National Association of Insurance Commissioners (NAIC). This accreditation signifies the department's adherence to high standards in financial solvency regulation and consumer protection within the state's insurance market.

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ID Insurance News
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Idaho Woman Sentenced for Insurance Fraud

The Idaho Department of Insurance announced the sentencing of Michelle Stone for insurance fraud. Stone was found guilty of two felony counts and sentenced to probation, community service, and restitution. This case highlights the department's efforts to combat insurance fraud.

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ID Insurance News
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Idaho Insurance Fraud Scheme: Two Men Sentenced

The Idaho Department of Insurance announced the sentencing of two men for their involvement in a $200,000 insurance fraud scheme. Tanner Evans, a licensed insurance agent, and David Lenon were found guilty of insurance fraud related to a scheme involving classic vehicles destroyed by fire. Both received suspended sentences, probation, and restitution.

Urgent Enforcement Insurance
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Delaware Insurers: Mandatory Geographic Premium Allocation Reporting

The Delaware Department of Insurance reminds property and casualty insurers of their mandatory obligation to report the geographic allocation of premiums under 18 Del. C. § 705. This bulletin, reissued on February 2026, clarifies legislative changes effective January 1, 2025, and emphasizes the need for accurate reporting to ensure proper funding for Delaware's fire departments.

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Delaware DOI Guidance on UAS Aerial Imagery Use in Insurance

The Delaware Department of Insurance issued Bulletin No. 150 to provide guidance on the use of Unmanned Aircraft Systems (UAS) for aerial imagery in insurance practices. The bulletin clarifies requirements for policy denial, cancellation, and nonrenewal notifications when UAS imagery is a contributing factor, emphasizing that cosmetic issues like roof discoloration are not valid grounds for adverse policy actions.

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Delaware Insurance Bulletin No. 98 - UCAA Form 14 Contact Information

The Delaware Department of Insurance has issued Bulletin No. 98, revising requirements for direct contact information on UCAA Form 14. This bulletin clarifies the specific information insurers must provide for direct contact purposes.

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Delaware Insurance Regulation 1322 Implementation Guidance

The Delaware Department of Insurance issued Bulletin No. 138, revising guidance on implementing Regulation 1322 regarding mandatory minimum payment innovations in health insurance. The bulletin details updates to the Affordability Standards Data Submission (ASDS) template and provides submission deadlines for individual, small group, and large group health benefit plans.

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Updated Notification on Coverage Requirement and Issuer Accommodation

The District of Columbia Department of Insurance, Securities, and Banking has issued an updated bulletin regarding coverage requirements and issuer accommodations. This notice clarifies existing requirements for insurers and healthcare providers within the District.

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DC Guidance on Insurer Immunization Coverage

The DC Department of Insurance, Securities and Banking (DISB) issued guidance clarifying insurer expectations for immunization coverage. Insurers are expected to cover all ACIP-recommended vaccines and their administration costs without cost-sharing or obstructive utilization management for individual, small, and large group markets.

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Homeowners Insurance Unfair Trade Practices Clarification

The District of Columbia Department of Insurance, Securities and Banking issued a clarification bulletin regarding unfair trade practices for homeowners insurance. It reminds insurers that increasing premiums, changing rating classifications, or imposing surcharges due to a first weather-related claim is prohibited, even if the policy is not non-renewed.

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DC Bulletin: Depreciation of Labor in Property Insurance Policies

The District of Columbia Department of Insurance, Securities and Banking issued a bulletin clarifying that depreciating labor expenses in property insurance policies is considered an unfair claims settlement practice. Insurers are instructed not to approve policy forms that allow for the depreciation of labor.

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Contaminated Gasoline Advisory for Vehicle Owners with Insurance Issues

The Colorado Division of Insurance issued an advisory for vehicle owners affected by contaminated gasoline and experiencing issues with their insurance carriers. The advisory provides guidance on filing claims and contact information for the Division of Insurance.

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Colorado Access to Join Individual Health Market in 2027

The Colorado Division of Insurance announced that Colorado Access will join the state's individual health insurance market for the 2027 Plan Year. This addition will bring the total number of carriers in the market to seven, increasing consumer choice.

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Colorado DOI: Hail is Primary Driver of Homeowner Insurance Costs

Colorado's Division of Insurance released data showing hail accounts for 26-54% of homeowner insurance premiums statewide. Governor Polis and the DOI are seeking innovative solutions to lower these costs for homeowners, including potential legislation for roof fortification grants and a reinsurance program for wildfires.

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Colorado Option Plans Reduce Premiums and Out-of-Pocket Costs

The Colorado Division of Insurance announced findings from a Mathematica analysis showing the Colorado Option standardized health plans are reducing premiums and out-of-pocket costs for consumers. The analysis, required by state law, indicates the program is meeting its goals of improving affordability and accessibility.

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Colorado DOI Enforces Federal and State Transparency in Coverage Rules

The Colorado Division of Insurance (DOI) has been granted enforcement authority over federal Transparency in Coverage (TiC) requirements. This allows the DOI to monitor carrier compliance with state and federal TiC data rules and issue penalties. The state also passed SB24-080 to strengthen these rules.

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AR Insurance News
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Arkansas Insurance Day Event Announced

The Arkansas Insurance Department will host the second annual Arkansas Insurance Day (I-Day) on September 23, 2025, in Little Rock. The event aims to bring together industry professionals, legislators, and regulators for informative sessions and networking, offering continuing education credits.

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AR Insurance News
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Arkansas DOI Warns of Medicare Urinary Catheter Billing Scam

The Arkansas Insurance Department issued a scam alert regarding scammers billing Medicare for unneeded urinary catheters. The alert highlights a significant increase in complaints since May 2023 and advises beneficiaries to regularly check their Medicare statements for fraudulent charges.

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AR Insurance News
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Arkansas Insurance Dept Penalizes PBMs for Law Violations

The Arkansas Insurance Department has issued notices of penalties and hearings against four major pharmacy benefit managers (PBMs) for alleged violations of state law regarding pharmacy payment rates. The department is seeking up to $1.47 million in fines for payments made below national average drug acquisition costs.

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AR Insurance News
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Medicare Fraud Prevention Week 2024 Guidance

The Arkansas Department of Insurance is promoting Medicare Fraud Prevention Week, June 3-9, 2024. The notice provides tips for Medicare beneficiaries to prevent fraud, identify warning signs, and report suspicious activity to the Senior Medicare Patrol (SMP).

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AR Insurance News
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Arkansas Medicare Fraud Prevention Week

The Arkansas Insurance Department's Senior Medicare Patrol (SMP) is highlighting Medicare Fraud Prevention Week from June 2-8, 2025. This initiative aims to raise awareness about the estimated $60 billion lost annually to Medicare fraud and empower beneficiaries to identify and report fraudulent activities.

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AK Insurance Orders
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Alaska Insurance Disciplinary Orders

The State of Alaska's Division of Insurance has published a list of recent disciplinary orders against insurance entities and individuals. These orders, primarily in the form of Stipulated Agreements, address various regulatory compliance issues within the state's insurance market.

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AK Insurance Orders
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Alaska Insurance Suspension and Revocation Orders

The State of Alaska Division of Insurance has issued multiple orders suspending or revoking the licenses of insurance professionals and companies. These actions are effective throughout 2024 and into 2025, impacting individuals and entities operating within the state's insurance market.

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AK Insurance Orders
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Alaska Division of Insurance Regulatory Adoption Orders

The Alaska Division of Insurance has published a collection of regulatory adoption orders for various fiscal years, detailing changes to insurance regulations. These orders cover a range of topics including pharmacy benefits manager requirements, healthcare payment basis, annuity transactions, reinsurance, and long-term care.

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AK Insurance Orders
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Freedom Advantage Insurance Company Acquisition Plan Order

The State of Alaska Division of Insurance has issued a hearing order concerning the acquisition plan of Freedom Advantage Insurance Company. This order is part of a series of administrative actions listed on the division's website.

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AK Insurance Orders
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Alaska Insurance Regulatory Orders

The Alaska Division of Insurance has published a collection of regulatory orders issued between 2021 and 2026. These orders cover various topics including workers' compensation rates, surplus lines placement, and health insurance access, particularly in relation to public health emergencies.

Routine Notice Insurance
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Alaska Bulletin Lists Eligible Surplus Lines Insurers

The Alaska Division of Insurance issued Bulletin B26-01 to provide an updated list of eligible surplus lines insurers. This bulletin supersedes B25-06 and clarifies eligibility requirements for foreign and alien insurers under the Non-admitted and Reinsurance Reform Act of 2010.

Routine Notice Insurance
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Wisconsin Insurance Commissioner Shares Flood Damage Tips

The Wisconsin Office of the Commissioner of Insurance (OCI) issued a press release providing tips for consumers experiencing flood damage. The notice reminds residents that flood damage is typically not covered by homeowners insurance but advises on documenting damage, contacting insurers, and being aware of potential scams.

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Wisconsin Insurance Commissioner Issues $33,000 Forfeiture for Insurance Fraud

The Wisconsin Office of the Commissioner of Insurance (OCI) has issued its first forfeiture of $33,000 for insurance fraud under new statutory authority. This action addresses misrepresentations made by a transportation service owner regarding workers' compensation insurance premiums.

Priority review Enforcement Insurance
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Wisconsin Health Coverage Enrollment Reaches Record High

Wisconsin Governor Tony Evers and the Office of the Commissioner of Insurance announced a record 313,579 residents enrolled in health coverage through HealthCare.gov for the 2025 Open Enrollment Period. This represents an 18% increase from the previous year, marking the highest enrollment in the state's history.

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Insurance Tips for Storm Damage Victims

The Wisconsin Office of the Commissioner of Insurance (OCI) issued a press release providing guidance to residents impacted by recent storm damage. The notice offers tips on documenting damage, filing claims, and contacting the OCI for assistance or to file a complaint.

Routine Notice Insurance
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Insurance Commissioner Fines Contractor Acting as Public Adjuster

The Wisconsin Office of the Commissioner of Insurance (OCI) issued a final decision imposing a $6,000 civil forfeiture against a contractor for acting as a public adjuster without adhering to state law. The OCI found the contractor engaged in prohibited conduct and fraudulent practices by combining repair services with claim assistance through assignments of benefits, violating conflict of interest rules.

Priority review Enforcement Insurance
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WI Insurance: Reminder on 30-Day Claim Processing for FEMA Funding

The Wisconsin Office of the Commissioner of Insurance issued a bulletin reminding property and casualty insurers of the 30-day requirement to process claims. This reminder is critical for consumers to meet the November 12, 2025, deadline for FEMA disaster assistance funding following recent severe storms.

Priority review Notice Insurance
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OCI Bulletin: Use of NPN Override Function and Fraudulent ACA Plan Enrollment

The Wisconsin Office of the Commissioner of Insurance (OCI) issued a bulletin clarifying that the use of the 'NPN Override' function on Enhanced Direct Enrollment (EDE) platforms for fraudulent Affordable Care Act (ACA) plan enrollment violates state law. The bulletin outlines specific statutory and administrative code violations.

Priority review Guidance Healthcare
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Wisconsin OCI Bulletin on AI Systems in Insurance

The Wisconsin Office of the Commissioner of Insurance (OCI) issued a bulletin reminding insurers that the use of Artificial Intelligence (AI) systems must comply with all applicable insurance laws, including those addressing unfair trade practices and discrimination. The bulletin outlines OCI's expectations for governing AI development and use, and the documentation OCI may request during investigations.

Priority review Guidance Insurance
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WI Insurance Guidance on COVID-19 Vaccine Coverage

The Wisconsin Office of the Commissioner of Insurance (OCI) issued guidance requiring health insurers and governmental self-funded health plans to cover COVID-19 vaccine administration costs without cost-sharing for all policyholders. This guidance aligns with an executive order and state anti-discrimination statutes.

Priority review Guidance Healthcare
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Wisconsin Agent Appointment Renewal Invoices Due 2026

The Wisconsin Office of the Commissioner of Insurance (OCI) has issued a bulletin regarding agent appointment renewal invoices due in 2026. Insurance companies must process renewals electronically through the National Insurance Producer Registry (NIPR) by March 15, 2026.

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WA Insurance News
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Washington Bill Preserves Preventive Services Coverage

Washington State's Senate has passed Engrossed Substitute Senate Bill 2242, ensuring continued full coverage for preventive health services by insurance plans. The bill, requested by the Governor and Insurance Commissioner, ties vaccine coverage to state Department of Health recommendations and other preventive services to federal task force guidelines.

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WA Insurance News
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Washington Wildfire Mitigation Grant Program Bill Passes Senate

The Washington State Senate has passed Senate Bill 6079, establishing a voluntary wildfire mitigation grant program funded by the Office of the Insurance Commissioner. The bill aims to reduce insurance policy non-renewals and cancellations due to wildfire risk by funding mitigation measures based on IBHS standards. It now moves to the House of Representatives.

Priority review Rule Insurance
WA Insurance News
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Washington Insurance Fraud Modernization Bill Passes Senate

Washington's Senate unanimously passed SB 6031, a bill to modernize insurance fraud laws. The bill defines insurance fraud as a Class B felony and expands reporting requirements. It now moves to the House of Representatives.

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WA Insurance News
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Gov. Ferguson signs preventive services bill into law | Office of the Insurance Commissioner

Gov. Ferguson signs preventive services bill into law | Office of the Insurance Commissioner

Routine Notice
TN Insurance News
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TDCI Announces Promotion and New Hire to Division of Insurance

The Tennessee Department of Commerce & Insurance (TDCI) announced the promotion of Michael Barber to Director of Consumer Insurance Services and the hiring of Peter Roth as Director of Business Process Improvement. These changes aim to enhance consumer services and operational efficiency within the Division of Insurance.

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TN Insurance News
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Tennessee Warns of Facebook Marketplace Auto Purchase Scams

The Tennessee Department of Commerce & Insurance (TDCI) has issued a consumer alert warning residents about a rise in auto scams facilitated through Facebook Marketplace. The alert details common scam tactics and provides consumer protection tips to prevent financial loss and vehicle theft.

Priority review Notice Consumer Protection
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SC Insurance Department Document Index

The South Carolina Department of Insurance has updated its document index, providing a central point for accessing official bulletins and orders. This update aims to improve transparency and accessibility of regulatory information for insurers operating within the state.

Routine Notice Insurance
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SC Insurance Department Document Index

The South Carolina Department of Insurance has updated its document index. This notice provides access to various official documents and resources maintained by the department.

Routine Notice Insurance
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South Carolina Insurance Bulletins and Enforcement Orders

The South Carolina Department of Insurance has updated its Document Center, which houses insurance bulletins and enforcement orders. This update provides a central location for accessing regulatory information and official actions relevant to the insurance industry in South Carolina.

Routine Notice Insurance
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SC Insurance Department Document Index and Repository

The South Carolina Department of Insurance has updated its document index and repository. This update provides a central location for accessing official documents and information related to insurance regulation within the state.

Routine Notice Insurance
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SC Insurance Department Document Index

The South Carolina Department of Insurance has updated its document index. This notice provides access to various official documents and resources maintained by the department.

Routine Notice Insurance
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Oregon Drug Price Increase Reporting Guidance Withdrawn

The Oregon Department of Consumer and Business Services has withdrawn guidance related to drug price increase reports. This action reinstates the requirement for prescription drug manufacturers to file annual price increase reports, following a court ruling that overturned a previous suspension.

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Oregon Bulletin: Relief for Federal Shutdown Victims

The Oregon Division of Financial Regulation issued a bulletin encouraging state-regulated financial institutions to provide relief to individuals affected by the federal government shutdown. The guidance suggests accommodations such as waiving fees, deferring payments, and suspending collection activities for affected residents.

Priority review Guidance Consumer Finance
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Oregon Insurance Bulletin: Relief for Federal Shutdown

The Oregon Division of Financial Regulation issued Bulletin DFR 2025-8 encouraging insurance companies to provide relief to policyholders affected by the federal government shutdown. The bulletin suggests measures such as grace periods for payments and waiving late fees for affected individuals.

Priority review Guidance Insurance
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Oregon Investment Advisers: Fees for Availability Guidance

The Oregon Division of Financial Regulation issued guidance clarifying that state investment advisers may not charge fees solely for availability. Such fees, regardless of their label, are considered unreasonable and a breach of fiduciary duty if not commensurate with rendered advisory services.

Priority review Guidance Financial Services
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Affordable Housing Insurance Export List Guidance

The Oregon Department of Consumer and Business Services issued guidance on January 21, 2026, establishing an export list for affordable housing commercial property and liability insurance. This allows surplus lines carriers to provide coverage without a prior diligent search of the admitted market, as mandated by SB 829 (2025).

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OR Insurance News
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Oregon Warns of Health Insurance Scams Before Enrollment Ends

The Oregon Division of Financial Regulation issued a warning about health insurance scams as open enrollment nears its Jan. 15, 2026 deadline. The notice urges residents to use trusted sources to avoid misleading plans and protect themselves from fraudulent websites and tactics.

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OR Insurance News
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Oregon Names TK Keen as Insurance Commissioner

The Oregon Department of Consumer and Business Services announced TK Keen has been named the new Oregon Insurance Commissioner. Keen, previously acting commissioner and deputy commissioner, will prioritize consumer protection and financial stability of regulated institutions.

Routine Notice Insurance
OK Insurance News
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Oklahoma Insurance Commissioner Approves CompSource Mutual Reorganization

The Oklahoma Insurance Commissioner has approved the reorganization plan for CompSource Mutual Insurance Company. This marks the first conversion of its kind in Oklahoma under a 2024 law designed to streamline mutual insurance structures and enhance market competitiveness.

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OK Insurance News
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Oklahoma Homes Program Applications Filled for First Quarter

The Oklahoma Insurance Department announced that its Strengthen Oklahoma Homes (SOH) program has filled all 300 available applications for the first quarter of 2026. The program offers grants up to $10,000 for storm-resilient housing upgrades. The next application period is expected to open in early April 2026.

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OK Insurance News
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Oklahoma Insurance Department Warns of Bail Bond Scam Calls

The Oklahoma Insurance Department has issued a consumer alert warning residents about scam calls impersonating bail bond agents. The department advises consumers to be skeptical of demands for immediate payment and to verify any arrest claims with official sources before sending money.

Priority review Notice Consumer Protection
OK Insurance News
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Oklahoma Insurance Department Storm Guidance

The Oklahoma Insurance Department (OID) has issued guidance for residents affected by severe storms that impacted the state on March 5-6, 2026. The guidance provides tips for documenting damage, making temporary repairs, filing claims, and dealing with contractors to avoid fraud.

Routine Guidance Insurance
OK Insurance News
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State Farm Policyholder Dividend Announcement

The Oklahoma Insurance Department announced that State Farm is returning a $5 billion dividend to qualifying auto policyholders nationwide, with Oklahoma policyholders receiving over $101.5 million. This action follows strong underwriting performance and prior rate reductions.

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NM Insurance News
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Repeal of Insurance Bulletin 2023-009

The New Mexico Insurance Department has repealed Bulletin No. 2023-009, originally issued on April 6, 2023. This action formally removes the previous bulletin from effect. The repeal is effective as of January 27, 2026.

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NM Insurance News
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New Mexico Insurance Bulletin 2026-005 Issued, Bulletin 2022-004 Repealed

The New Mexico Office of the Superintendent of Insurance has issued Bulletin 2026-005, which repeals Bulletin 2022-004. Bulletin 2022-004 was originally issued on April 4, 2022. The new bulletin was issued on January 12, 2026.

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NM Insurance News
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Ruidoso Insurance Policyholders Downgraded to Class 3 Rating

The New Mexico Office of the Superintendent of Insurance issued a bulletin notifying insurers that Ruidoso, NM policyholders are being downgraded from a Class 2 to a Class 3 Public Protection Classification (PPC) rating, effective July 1, 2026. Insurers must notify affected policyholders within 90 days of the bulletin.

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NM Insurance News
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Ruidoso Policyholders Move from Class 2 to Class 3 Rating

The New Mexico Office of the Superintendent of Insurance issued a corrected bulletin regarding Ruidoso's Public Protection Classification. Policyholders in Ruidoso's fire service protection areas will move from a class 2 to a class 3 rating, effective July 1, 2026. Insurers must notify affected policyholders within ninety days of the bulletin's date.

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NM Insurance News
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Texico Public Protection Classification Changes

The New Mexico Office of the Superintendent of Insurance issued Bulletin 2026-005 regarding changes to Texico's Public Protection Classification (PPC) effective August 1, 2026. Insurers must notify policyholders of potential premium impacts within ninety days of the bulletin.

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NC Insurance Commissioner Mourns Passing of Former Representative Mike Clampitt

North Carolina Insurance Commissioner Mike Causey released a statement on March 18, 2026, mourning the passing of former Representative Mike Clampitt. The statement highlighted Clampitt's service as a firefighter and his legislative work representing western North Carolina.

Routine Notice Healthcare
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NC Insurance Commissioner Presents Awards

North Carolina Insurance Commissioner Mike Causey will present awards to rescue squad members for their service and leadership at a celebration event in Mount Airy on March 14, 2026. The event marks the 65-year anniversary of the Mount Airy Rescue Squad.

Routine Notice Healthcare
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NC Insurance Commissioner Urges Storm Preparedness

North Carolina Insurance Commissioner Mike Causey is urging residents to prepare for dangerous storms, including a Level 4 risk of thunderstorms and tornadoes. The notice provides safety recommendations and directs consumers to resources for storm preparation and insurance inventory.

Priority review Notice Public Health
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James Daryl Williams Charged with Insurance Fraud and Forgery

The North Carolina Department of Insurance announced the arrest of James Daryl Williams for insurance fraud and forgery related to a false claim of $85,949.91. Williams was charged with multiple felonies and released on bond. This action highlights the state's commitment to investigating and prosecuting insurance fraud.

Priority review Enforcement Consumer Protection
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Two Charged with Insurance Fraud in Winston-Salem

The North Carolina Department of Insurance announced the arrest of two women in Winston-Salem for insurance fraud. Arshana Aisha Young was charged with multiple felonies related to falsely claiming an accident and attempting to obtain an insurance payment. Vernell Patricia Wagner was charged with aiding and abetting the fraud.

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MO Insurance News
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Missouri Encourages Earthquake Insurance Planning as Coverage Increases

The Missouri Department of Commerce and Insurance (DCI) is encouraging consumers to consider earthquake insurance as coverage availability increases statewide. A recent survey indicates more insurers are offering earthquake policies, particularly in high-risk areas near the New Madrid Seismic Zone.

Routine Notice Insurance
MO Insurance News
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Cornerstone National Insurance Company Placed into Receivership

The Missouri Department of Commerce and Insurance announced that Cornerstone National Insurance Company has been placed into receivership by court order, effective December 23, 2025. The company will be rehabilitated until February 28, 2026, and then liquidated, with all policies terminating by March 31, 2026.

Urgent Enforcement Insurers
MO Insurance News
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Missouri Insurance Guidance for Winter Weather Impacts

The Missouri Department of Commerce and Insurance has issued guidance to consumers impacted by winter weather. The guidance reminds citizens of their insurance coverage for damages such as frozen pipes, roof collapse, and food spoilage due to power outages, and provides contact information for consumer assistance.

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MO Insurance News
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Missouri Recovers Over $129 Million for Consumers in 2025

The Missouri Department of Commerce and Insurance announced over $129 million in recoveries for consumers in 2025. This total includes funds recovered through consumer assistance, market regulation, and the Life Insurance Policy Locator tool.

Routine Notice Consumer Protection
MO Insurance News
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Missouri Insurance Market Strain from Lawsuit Abuse

The Missouri Department of Commerce and Insurance issued a report warning that lawsuit abuse is driving up insurance costs and straining the state's market. The report highlights the impact of social inflation and suggests legal reforms to stabilize premiums and insurance availability for families and businesses.

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MN Commerce: Flexibility for Federal Employees Affected by Shutdown

The Minnesota Department of Commerce issued a notice requesting insurance companies and financial institutions to provide flexibility to policyholders and customers affected by the federal government shutdown. The notice encourages measures such as extended grace periods for payments, waiving fees, and offering flexible payment arrangements.

Priority review Notice Financial Services
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Minnesota Guidance on Health Coverage for Gender Affirming Care

Minnesota issued a joint administrative bulletin clarifying that discrimination based on gender identity or expression in health insurance coverage is prohibited. This bulletin supersedes prior guidance and emphasizes existing laws to ensure access to medically necessary gender affirming care.

Priority review Guidance Healthcare
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Homeowner Insurance Zip Code Reporting Bulletin

The Minnesota Department of Commerce Insurance Division issued Administrative Bulletin 2024-1, superseding prior communications on homeowner insurance zip code reporting. Insurers writing homeowner policies in specified metropolitan areas or first-class cities must now file annual reports electronically by May 1.

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Homeowner Insurance Zip Code Reporting Updates

The Minnesota Department of Commerce issued Administrative Bulletin 2025-1 to update guidance on homeowner insurance zip code reporting requirements for companies. This bulletin supersedes previous communications and clarifies the annual filing deadline and reporting scope for insurers operating in specific metropolitan areas and first-class cities within Minnesota.

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Minnesota Insurers Data Call on Firearm Policies and Claims

The Minnesota Department of Commerce has issued a data call to property and casualty insurers writing business in Minnesota, as directed by Executive Order 25-12. Insurers must submit detailed policy and claims data involving firearms by April 6, 2026, to inform a report on gun violence reduction.

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LA DOI Press Releases
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State Farm Dividend to Louisiana Policyholders

The Louisiana Department of Insurance announced that State Farm is issuing special dividends to qualifying policyholders. Policyholders with a Private Passenger Auto Voluntary Preferred policy in force as of December 31, 2025, will receive an average payment of $138 per vehicle, totaling $136 million statewide.

Routine Notice Insurance
LA DOI Press Releases
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Contractor Arrested for Fraud and Falsifying Documents

The Louisiana Department of Insurance issued a cease-and-desist order and arrested Jon Andersen for allegedly falsifying documents to obtain a contractor's license. Andersen submitted fraudulent certificates of insurance and doctored inspection records.

Urgent Enforcement Consumer Protection
LA DOI Press Releases
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Louisiana DOI Partners with NICB and 4WARN on Third-Party Litigation Funding

The Louisiana Department of Insurance (LDI) has partnered with the National Insurance Crime Bureau (NICB) and 4WARN to combat deceptive marketing tactics used by third-party litigation funding (TPLF) entities. This initiative aims to protect consumers from misleading online advertisements that steer insurance claims into unnecessary litigation, potentially increasing insurance costs.

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LA DOI Press Releases
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Louisiana DOI Finalizes Auto Insurance Rate Decreases

The Louisiana Department of Insurance has finalized rate decreases for auto insurance policies from Imperial Fire & Casualty and Allstate North American Insurance Company. These changes are expected to result in lower premiums for over 58,000 policyholders in Louisiana.

Routine Notice Insurance
LA DOI Press Releases
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Louisiana Insurance Policyholder Guidance After Storms

The Louisiana Department of Insurance has issued guidance for policyholders affected by recent storms. The guidance provides tips on filing insurance claims, protecting property from further damage, and avoiding potential scams.

Routine Guidance Insurance
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Iowa Warns Consumers About Romance and Investment Scams

The Iowa Department of Insurance and Financial Services issued a warning to consumers about the rise in romance and investment scams. The notice highlights significant increases in reported losses and cases of senior financial exploitation in Iowa, urging vigilance against emotional manipulation and fake investment opportunities.

Priority review Notice Consumer Protection
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Georgia Insurance Commissioner Urges Smoke Alarm Checks

Georgia Insurance and Safety Fire Commissioner John F. King is reminding residents to check their smoke alarms when Daylight Saving Time ends. This proactive measure aims to ensure functioning smoke alarms in homes to enhance fire safety.

Routine Notice Public Health
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Arrest Made in Calhoun Residential Fire and Theft

Georgia Insurance and Safety Fire Commissioner John F. King announced the arrest of Jorge Matilde Gonzalez in connection with a residential fire and cash theft in Calhoun, Georgia. The investigation involved multiple agencies and resulted in charges including Arson and Burglary.

Urgent Enforcement Criminal Justice
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Georgia Auto Insurance Rate Reductions Announced

Georgia Insurance Commissioner John F. King announced auto insurance rate reductions for three Country Mutual Insurance affiliates, resulting in an overall 6% average reduction and approximately $7.52 million in savings for tens of thousands of policyholders. The announcement highlights the state's competitive insurance market.

Routine Notice Insurance
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State Farm Dividend for Georgia Auto Policyholders

Georgia Insurance Commissioner John F. King announced that State Farm Mutual Automobile Insurance Company is issuing a $5 billion dividend nationwide, with Georgia policyholders receiving nearly $279 million. This dividend represents an 8% return on premium for eligible private passenger auto policyholders.

Routine Notice Insurance
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Allstate Auto Rate Reduction in Georgia

Georgia Insurance Commissioner John F. King announced a 5% reduction in Allstate auto insurance rates, projected to save Georgia policyholders $17.7 million in 2026. This follows similar rate decreases from other major insurers in the state.

Routine Notice Insurance