Insurance Tips for Storm Damage Victims
Summary
The Wisconsin Office of the Commissioner of Insurance (OCI) issued a press release providing guidance to residents impacted by recent storm damage. The notice offers tips on documenting damage, filing claims, and contacting the OCI for assistance or to file a complaint.
What changed
The Wisconsin Office of the Commissioner of Insurance (OCI) has released a press release offering guidance to consumers affected by recent severe storms. The notice, issued by Insurance Commissioner Nathan Houdek, provides practical advice for Wisconsinites to navigate the insurance claims process. Key recommendations include documenting all damage with lists and photographs, retaining receipts for repairs, and contacting insurance agents or companies promptly.
Regulated entities, particularly insurers and adjusters, should be aware that the OCI is actively monitoring storm-related claims and is available to assist consumers who encounter issues with their insurance providers. Consumers are encouraged to contact the OCI if they experience any problems with their insurance agent, adjuster, or company. The press release also directs consumers to a fact sheet for further information on storm damage claims.
What to do next
- Review OCI guidance on storm damage claims processing.
- Ensure timely and fair handling of insurance claims from storm-damaged properties.
- Be prepared to respond to consumer inquiries and complaints directed to the OCI.
Source document (simplified)
OCI > Press Release, May 16, 2025, Insurance Commissioner Shares Tips for Wisconsinites Impacted by Storm Damage
Press Release, May 16, 2025, Insurance Commissioner Shares Tips for Wisconsinites Impacted by Storm Damage
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May 16, 2025
For more information contact Sarah Smith, Director of Public Affairs, (608) 209-6309 or ** sarah.smith2@wisconsin.gov
Insurance Commissioner Shares Tips for Wisconsinites Impacted by Storm Damage
Madison, Wis. – Insurance Commissioner Nathan Houdek is sharing tips and reminders for Wisconsinites who may have experienced property damage from this week's severe storms.
“Last night's storms had a devastating impact across the state, leaving many homes, farms, and businesses severely damaged," said Governor Tony Evers. “I'm grateful for the responders and volunteers who've stepped up to keep our communities safe and support our neighbors during and immediately after the storm, and our state agencies, including the Office of the Commissioner of Insurance, are available to assist Wisconsinites as they navigate insurance claims, repairs, and rebuilding."
OCI recommends that consumers consider the following tips as they evaluate any storm damage:
- Make a list of damaged items, including cracks in walls, damage to siding or shingles, spoiled food due to a long-term power outage, etc.
- Take photographs of the damages before you begin to clean up.
- Don't throw out any damaged property without the claim adjuster's agreement.
- Keep all receipts that document the cost of the repairs or the replacement of damaged items. “If your area experienced less severe hail or high winds, we still encourage you to inspect your property carefully for signs of indentation in vehicles, loose shingles or siding, or other damage that weakens your home and property that could put you at risk for more severe losses in the future," said Commissioner Houdek. “If you experienced any damage, notify your insurance agent or company right away to begin the claim process."
Read our After a Storm Hits Fact Sheet here for more information.
If Wisconsinites encounter any issues with their insurance agent, adjuster, or company, they are encouraged to contact our office to file a complaint. Contact OCI at 1-800-236-8517 or visit our website oci.wi.gov/Complaints for more information.
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