Minnesota Insurers Data Call on Firearm Policies and Claims

MN Insurance Bulletins

Published February 1st, 2026

Detected March 19th, 2026

Summary

The Minnesota Department of Commerce has issued a data call to property and casualty insurers writing business in Minnesota, as directed by Executive Order 25-12. Insurers must submit detailed policy and claims data involving firearms by April 6, 2026, to inform a report on gun violence reduction.

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What changed

The Minnesota Department of Commerce, pursuant to Governor Walz's Executive Order 25-12, has mandated a data call for all property and casualty insurers licensed to do business in Minnesota. This directive requires insurers to submit detailed policy and claims data specifically involving firearms by April 6, 2026. The collected data will be used by the Department to prepare a report for the Governor by October 1, 2026, summarizing findings and potentially recommending legislative changes related to gun violence.

Insurers must register with the Insurance Services Office (ISO) to submit the required data electronically via SFTP by the April 6, 2026 deadline. Individual NAIC company code level submissions are required; group-level aggregates are not permitted. Failure to comply with this data call may result in regulatory scrutiny, although specific penalties for non-compliance are not detailed in this notice. The data submitted will be treated as nonpublic data, with the final report presented in an aggregated format that does not identify specific insurers.

What to do next

Register with ISO for SFTP credentials and submission instructions.
Compile and submit detailed policy and claims data involving firearms by April 6, 2026.
Ensure data is submitted at the individual NAIC company code level.

Source document (simplified)

Executive Order 25-12 Communication to Insurers 2.1.26 1 Data Call to Property and Casualty Insurers Writing Business in Minnesota To: PROPERTY AND CASUALTY INSURERS LICENSED TO DO BUSINESS IN MINNESOTA From: Julia Dreier, Deputy Commissioner Date: February 1, 2026 On December 16, 2025, Governor Walz issued Executive Order 25-12, Taking Steps to Reduce Gun Violence in Minnesota. The Executive Order directed the Minnesota Department of Commerce (Commerce) to: i. By February 1, 2026, use its authority under Minnesota Statutes 2025, section 45.027, subdivision 1(9), to issue a data call requiring all insurance companies writing homeowner’s insurance in Minnesota to submit detailed policy and claims data involving firearms. ii. By October 1, 2026, prepare and present a report to the Governor and relevant state agencies summarizing the requested data and provide recommendations on potential changes to state law. Pursuant to Executive Order 25-12, Commerce is issuing this survey of insurers to gather information regarding insurance policies and claims involving firearms. This survey will inform the creation of the report due to the Governor by October 1, 2026, and may result in follow-up questions from Commerce to individual insurers based on company responses. Insurer responses to the survey are due Monday, April 6, 2026. Insurer responses will be treated as nonpublic data pursuant to Minn. Stat. §45.027 subdivision 1b. Information included in the report due to the Governor’s Office will be in an aggregated format and in a manner that does not disclose the identity of any specific insurer or person who responded to the data call. Insurer responses must be submitted electronically using the attached template. Response data must be submitted electronically via Secure File Transfer Protocol (SFTP) directly to Insurance Services Office (ISO) (see templates and filing instructions linked below). Email submissions will not be accepted. Insurers must register with ISO to obtain SFTP credentials and submission instructions if they do not already have an established SFTP process with ISO for catastrophe or other data reporting. Please contact ISO at catastrophereporting@iso.com to initiate registration or confirm existing credentials. Data must be submitted at the individual NAIC company code level. Group-level aggregate submissions are not permitted. If an insurer does not have an individual NAIC company code, please use your company FEIN.

Executive Order 25-12 Communication to Insurers 2.1.26 2 Questions regarding the SFTP submission process, data template format, or technical issues can be directed to ISO at catastrophereporting@iso.com. Questions about survey questions or other content can be directed to insurance.bulletin@state.mn.us. Survey Questions and Template Filing Instructions