Colorado Access to Join Individual Health Market in 2027
Summary
The Colorado Division of Insurance announced that Colorado Access will join the state's individual health insurance market for the 2027 Plan Year. This addition will bring the total number of carriers in the market to seven, increasing consumer choice.
What changed
The Colorado Division of Insurance has announced that Colorado Access, a local nonprofit health plan, will enter the state's individual health insurance market for the 2027 Plan Year. This move will expand the number of carriers available to consumers to seven, with Colorado Access offering plans under the "Colorado Access Choice" product line in 14 counties. This expansion is seen as a positive development for competition and consumer benefits within the state's health insurance market.
This announcement is primarily informational for regulated entities, particularly insurers operating in Colorado. While there are no immediate compliance actions required for other entities, the entry of a new carrier highlights the dynamic nature of the individual health market. Compliance officers should note this development as it may influence market strategies and competitive analysis for existing carriers. No specific deadlines or penalties are associated with this announcement.
Source document (simplified)
Colorado Access to Join Colorado’s Individual Market in Plan Year 2027
Wednesday, March 18, 2026
Submitted by [user:fieldfirstname]
Colorado Access to Join Colorado’s Individual Market in Plan Year 2027
DENVER - Today, the Colorado Division of Insurance (DOI), part of the Department of Regulatory Agencies (DORA), announced that Colorado Access – through its affiliated organization, Access Connected Care Partners Inc. – will enter Colorado’s individual health care market for the 2027 Plan Year. Colorado Access is the second carrier to join the market in the past few years, following Select Health entering the market in 2024. It will also be the second Colorado-based carrier, along with Denver Health. Under its new product line, Colorado Access Choice, the organization expects to offer plans in 14 counties in Rating Areas 1, 2, 3 and 7.
“I'm pleased to see Colorado Access rejoin our individual market. Two new carriers entering the market in the span of just a few years makes it clear that companies see the value in Colorado’s insurance market. This growth proves that we can demand more for consumers—better benefits, $0 primary care, and more affordable premiums—without sacrificing a robust, competitive marketplace. We aren't just maintaining the status quo in Colorado; we are proving that a consumer-first approach is the ultimate driver of a healthy, growing insurance market,” said Colorado Insurance Commissioner Michael Conway.
"Colorado Access has always been deeply committed to serving Coloradans, and our entrance into the individual market in 2027 is a reflection of this,” said Annie Lee, president and CEO of Colorado Acces s. “We believe everyone deserves access to high quality, affordable coverage that is rooted in their local communities. By bringing our nonprofit, Colorado-based approach to the individual market, we look forward to expanding choice while continuing to put members and patients first.”
With the addition of Colorado Access, Colorado’s individual market will have 7 carriers for Plan Year 2027.
Colorado Access is a local, nonprofit health plan that has been serving members, providers, and community partners throughout Colorado for more than three decades. In addition to entering the individual market, the organization specializes in navigating the complex needs of individuals covered by Health First Colorado (Colorado’s Medicaid program) and Child Health Plan Plus (CHP+), particularly those facing significant barriers to accessing care. More information on the Colorado Access Choice plan is available at coaccesschoice.com.
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