Texico Public Protection Classification Changes

NM Insurance News

Published March 18th, 2026

Detected March 19th, 2026

Summary

The New Mexico Office of the Superintendent of Insurance issued Bulletin 2026-005 regarding changes to Texico's Public Protection Classification (PPC) effective August 1, 2026. Insurers must notify policyholders of potential premium impacts within ninety days of the bulletin.

View original document View source feed page

What changed

The New Mexico Office of the Superintendent of Insurance (OSI) has issued Bulletin 2026-005, notifying insurers of an upcoming change to the Public Protection Classification (PPC) for Texico, effective August 1, 2026. This change, identified by ISO, may impact property insurance premiums for policyholders in the Texico Fire Protection Service Area (FPSA). The bulletin waives a previous requirement for insurers to notify the rating organization that notice was provided to policyholders.

All residential property and casualty insurers operating in the Texico FPSA must provide written notice to their policyholders within ninety days of the bulletin's issuance (March 18, 2026). This notice must inform policyholders of the PPC change and its potential impact on their insurance premiums. Failure to provide this notice could result in non-compliance with Insurance Code §59A-18-33, NMSA 1978.

What to do next

Review Bulletin 2026-005 for specific notification language requirements.
Provide written notice to all Texico FPSA policyholders regarding the PPC change by June 16, 2026.
Ensure policyholder notices include language about potential premium impacts.

Source document (simplified)

File a Complaint

Have an insurance issue or complaint? We can help you with your complaint against insurance companies, agents, and adjusters operating within New Mexico.

Learn More ### OSI Events Calendar

View our calendar of events

This Bulletin is issued as required by general OSI Bulletin No. 2024-022, except that the requirement in Bulletin 2024-022 that insurers must notify the PPC rating/advisory organization that notice was provided is waived for this Bulletin.

The OSI has been notified by ISO, a rating/advisory organization, about a recent Public Protection Classification (PPC) survey involving the fire protection service areas (FPSA) of Texico.

ISO intends to make the change effective August 1, 2026.

Within ninety days of the date of this Bulletin, all residential property/casualty Insurers of customers in the Texico FPSA must provide written notice to its policyholders that includes this language, or language of similar meaning:

NOTICE OF A CHANGE IN YOUR COMMUNITY’S PUBLIC PROTECTION CLASSIFICATION THAT MAY IMPACT YOUR PROPERTY INSURANCE PREMIUM

**For complete content please see PDF below.**

NOTICES REGARDING UNFAVORABLE CHANGES TO PUBLIC PROTECTION CLASSIFICATIONS AS REQUIRED BY INSURANCE CODE §59A-18-33, NMSA 1978