MN Insurance Bulletins

Homeowners Insurance Zip Code Reporting Requirements

The Minnesota Department of Commerce issued Administrative Bulletin 2026-2, superseding all prior communications on zip code reporting under Minn. Stat. §65A.28. Insurers writing homeowner's insurance for properties in the seven-county metropolitan area or cities of the first class (Minneapolis, Saint Paul, Duluth, Rochester) must file annual reports by May 1. The bulletin provides filing instructions, templates, and an attestation form via the department's website.

Minnesota Homeowners Insurance Rate Filing Instructions

The Minnesota Department of Commerce has issued instructions for insurers regarding rate filing obligations for homeowners insurance, as mandated by Minn. Stat. § 65A.298. The bulletin provides guidance on offering premium discounts for FORTIFIED designations and outlines the department's review process, including a threshold chart for actuarially justified discounts.

Minnesota Insurers Data Call on Firearm Policies and Claims

The Minnesota Department of Commerce has issued a data call to property and casualty insurers writing business in Minnesota, as directed by Executive Order 25-12. Insurers must submit detailed policy and claims data involving firearms by April 6, 2026, to inform a report on gun violence reduction.

MN Commerce: Flexibility for Federal Employees Affected by Shutdown

The Minnesota Department of Commerce issued a notice requesting insurance companies and financial institutions to provide flexibility to policyholders and customers affected by the federal government shutdown. The notice encourages measures such as extended grace periods for payments, waiving fees, and offering flexible payment arrangements.

Homeowner Insurance Zip Code Reporting Updates

The Minnesota Department of Commerce issued Administrative Bulletin 2025-1 to update guidance on homeowner insurance zip code reporting requirements for companies. This bulletin supersedes previous communications and clarifies the annual filing deadline and reporting scope for insurers operating in specific metropolitan areas and first-class cities within Minnesota.

Homeowner Insurance Zip Code Reporting Bulletin

The Minnesota Department of Commerce Insurance Division issued Administrative Bulletin 2024-1, superseding prior communications on homeowner insurance zip code reporting. Insurers writing homeowner policies in specified metropolitan areas or first-class cities must now file annual reports electronically by May 1.

Minnesota Guidance on Health Coverage for Gender Affirming Care

Minnesota issued a joint administrative bulletin clarifying that discrimination based on gender identity or expression in health insurance coverage is prohibited. This bulletin supersedes prior guidance and emphasizes existing laws to ensure access to medically necessary gender affirming care.