James Daryl Williams Charged with Insurance Fraud and Forgery

NC Insurance Press Releases

Filed March 18th, 2026

Detected March 19th, 2026

Summary

The North Carolina Department of Insurance announced the arrest of James Daryl Williams for insurance fraud and forgery related to a false claim of $85,949.91. Williams was charged with multiple felonies and released on bond. This action highlights the state's commitment to investigating and prosecuting insurance fraud.

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What changed

The North Carolina Department of Insurance (NCDOI) has announced the arrest of James Daryl Williams on charges of insurance fraud, attempting to obtain property by false pretense, forgery, and uttering. Special agents accuse Williams of submitting fraudulent and forged receipts to Universal Property & Casualty Insurance Co. for items claimed stolen, with a value of $85,949.91, though his actual payout would have been limited to $4,907.33 due to policy limits. Williams was arrested on February 27 and released on a $2,000 unsecured bond.

This enforcement action serves as a reminder to regulated entities and consumers about the consequences of insurance fraud. While no specific compliance actions are mandated for insurers by this press release, it underscores the importance of robust internal controls and fraud detection mechanisms. The NCDOI encourages the public to report suspected fraud anonymously, emphasizing that such crimes contribute to higher insurance premiums for everyone. The case highlights the department's active role in investigating and prosecuting white-collar crimes within the state.

What to do next

Review internal procedures for detecting and reporting fraudulent insurance claims.
Ensure compliance with state statutes regarding insurance fraud and forgery.
Report any suspected insurance fraud activities to the NCDOI.

Penalties

Felony charges including insurance fraud, attempting to obtain property by false pretense, forgery, and uttering.

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RALEIGH Mar 18, 2026 North Carolina **** Insurance Commissioner Mike Causey today announced the arrest of James Daryl Williams, 34, of 19805 N.C. 903, Robersonville. Williams was charged with insurance fraud, attempting to obtain property by false pretense, forgery and uttering, all felonies.

Special agents with the Department of Insurance’s Criminal Investigations Division accuse Williams of filing a false insurance claim with Universal Property & Casualty Insurance Co.

According to arrest warrants, Williams submitted fraudulent, forged receipts for items he claimed had been stolen. The items included in the claim were valued at $85,949.91, although he would have only received $4,907.33 due to policy limits.

Williams was arrested on Feb. 27 and released under a $2,000 unsecured bond.

Commissioner Causey encourages North Carolinians to help keep insurance premiums low by reporting suspicious fraud. “Insurance fraud is not a victimless crime,” Commissioner Causey said. “It hits all of us in the pocket through higher premiums.”

If you suspect insurance fraud or other white-collar crimes, please report it. You may anonymously report fraud by calling the N.C. Department of Insurance Criminal Investigations Division at 919-807-6840 or toll free from anywhere in North Carolina at 888-680-7684. Information is also available at www.ncdoi.gov.