Two Charged with Insurance Fraud in Winston-Salem
Summary
The North Carolina Department of Insurance announced the arrest of two women in Winston-Salem for insurance fraud. Arshana Aisha Young was charged with multiple felonies related to falsely claiming an accident and attempting to obtain an insurance payment. Vernell Patricia Wagner was charged with aiding and abetting the fraud.
What changed
The North Carolina Department of Insurance, through Commissioner Mike Causey, has announced the arrest of Arshana Aisha Young and Vernell Patricia Wagner in Winston-Salem on charges of insurance fraud and related felonies. Young is accused of fabricating a car accident claim with Integon Indemnity Corp. by forging a DMV report, while Wagner allegedly assisted by falsely stating Young was driving her vehicle at the time of the incident.
These arrests highlight the state's enforcement efforts against insurance fraud, which the Commissioner notes contributes to higher insurance premiums for all consumers. Regulated entities, particularly insurers, should be aware of these enforcement actions and continue to report suspicious activities to the NCDOI. While no specific compliance deadline is mentioned for regulated entities, the ongoing investigations and arrests underscore the importance of robust internal controls and fraud detection mechanisms within the insurance industry.
What to do next
- Review internal controls for detecting fraudulent claims.
- Report any suspected insurance fraud to the NCDOI Criminal Investigations Division.
Penalties
Arshana Aisha Young was given a $10,000 secured bond. Vernell Patricia Wagner was given a $5,000 unsecured bond. Charges include felonies.
Source document (simplified)
AddToAny share buttons
Share to:
RALEIGH Mar 18, 2026 North Carolina **** Insurance Commissioner Mike Causey today announced the arrest of Arshana Aisha Young, 27, of 2637 Cherry St., Winston-Salem, and Vernell Patricia Wagner, 57, of 2841 Piedmont Circle, Winston-Salem.
Young was charged with insurance fraud, attempting to obtain property by false pretense, forgery and uttering, all felonies. Wagner was charged with insurance fraud and aiding and abetting, both felonies.
Special agents with the Department of Insurance’s Criminal Investigations Division accuse Young of falsely claiming that she was operating Wagner’s Mercedes and was injured in an automobile collision on Nov. 3, 2025. Young forged a DMV collision report in an attempt to obtain an insurance payment from Integon Indemnity Corp., according to the arrest warrant.
Wagner assisted Young by claiming that Young was operating Wagner’s vehicle at the time of the collision, according to the arrest warrant.
Special agents worked with Winston-Salem police in this investigation.
Winston-Salem police arrested Young on March 13. She was given a $10,000 secured bond. Winston-Salem police arrested Wagner on March 14. She was given a $5,000 unsecured bond.
Commissioner Causey encourages North Carolinians to help keep insurance premiums low by reporting suspicious fraud.
“Insurance fraud is not a victimless crime,” Commissioner Causey said. “It hits all of us in the pocket through higher premiums.”
If you suspect insurance fraud or other white-collar crimes, please report it. You may anonymously report fraud by calling the N.C. Department of Insurance Criminal Investigations Division at 919-807-6840 or toll free from anywhere in North Carolina at 888-680-7684.
Information is also available at www.ncdoi.gov.
Related Topics:
- NCDOI NC Department of Insurance Press Release
- Fraud Control/Investigations Investigations Press Release
Contact
NCDOI News press@ncdoi.gov (919) 807-6014
Related changes
Source
Classification
Who this affects
Taxonomy
Browse Categories
Get Insurance alerts
Weekly digest. AI-summarized, no noise.
Free. Unsubscribe anytime.
Get alerts for this source
We'll email you when NC Insurance Press Releases publishes new changes.