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Priority review Enforcement Amended Final

Minnesota Joins Multistate Enforcement Action Against Wise US

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Filed October 14th, 2025
Detected March 19th, 2026
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Summary

The Minnesota Department of Commerce has joined a multistate enforcement action against Wise US, an unlicensed company selling deceptive health coverage. This action follows a settlement with Strategic Limited Partners, LP, another unlicensed entity.

What changed

The Minnesota Department of Commerce, through its Enforcement Division, has joined a multistate enforcement action against Wise US. This action is specifically targeting the company for selling unauthorized and deceptive health coverage within Minnesota. This development follows a recent settlement the department secured against Strategic Limited Partners, LP, another unlicensed company operating in the state.

This enforcement action signifies a coordinated effort to protect consumers from unlicensed insurance providers and deceptive practices. Regulated entities, particularly those in the insurance sector, should be aware of the increased scrutiny on unlicensed operations and the potential for multistate enforcement. While specific penalties for Wise US are not detailed in this announcement, the department's actions indicate a commitment to upholding insurance regulations and safeguarding consumers from financial harm. Companies should ensure all their operations and product offerings are compliant with Minnesota's insurance laws and regulations.

What to do next

  1. Review current insurance product offerings for compliance with Minnesota regulations.
  2. Verify licensing status of all third-party vendors and partners involved in selling insurance products.
  3. Ensure all marketing materials and policy documents are accurate and not deceptive.

Source document (simplified)

Commerce News

Media Contact:
news.commerce@state.mn.us

Connect with @MNCommerce

News Releases

December 8, 2025 | Energy, General The Minnesota Department of Commerce today announced $4.9 million in grant awards to improve the resilience of Minnesota’s electric grid against severe weather events, malicious physical attacks, and cyber threats.
- ## Following Federal Shutdown Delay, Funds Have Been Released to Keep Minnesotans Warm This Winter

December 3, 2025 | Consumers, Energy Minnesota's Energy Assistance Program will distribute funding to more than 100,000 income-eligible households
- ## Minnesota Department of Commerce Names Sara Payne Assistant Commissioner of Enforcement

November 6, 2025 | Enforcement The Minnesota Department of Commerce today announced that Sara Payne has been appointed assistant commissioner of enforcement, effective Nov. 19, 2025.
- ## Federal Shutdown Delays Heating Assistance for Minnesotans as Winter Approaches

October 28, 2025 | Consumers, Energy Eligible Minnesotans are still encouraged to apply while the program awaits federal funds.
- ## Minnesota Department of Commerce secures major settlement against unlicensed health insurance company

October 14, 2025 | Consumers, Enforcement The Minnesota Department of Commerce’s Enforcement Division has reached a settlement agreement with Strategic Limited Partners, LP, an unlicensed company that was selling unauthorized and deceptive health coverage in Minnesota.
- ## Landmark Energy Acquisition Finalized, Securing Long-term Benefits for Minnesotans

October 3, 2025 | Energy The Minnesota Public Utilities Commission today approved the sale of ALLETE, the parent company of Minnesota Power, marking a critical step forward for energy reliability, affordability, and public accountability in the state.
- ## Federal Policy Changes Mean Significant Health Insurance Premium Increases for Many Minnesotans

October 1, 2025 | Insurance State officials warn of an affordability crisis as finalized 2026 health insurance rates jump 21.5% for individuals and 14.2% for small group plans.
- ## Minnesota Officials Warn of Steep Health Insurance Increases Due to Federal Policy Changes

September 18, 2025 | Insurance State officials held a press conference yesterday to sound the alarm about dramatic increases in health insurance costs for Minnesotans, driven by recent federal policy changes and the pending expiration of enhanced federal subsidies.
- ## $14.5 Million in Grants Available for Solar Projects on Public Buildings

September 11, 2025 | Energy The Minnesota Department of Commerce accepting applications through Nov. 14.
- ## As Federal Law Pushes Health Premiums Up, MN Acts to Protect Consumers

State Highlights Rising 2026 Health Insurance Rate Proposals

September 9, 2025 | Insurance, Consumer Alerts, Consumers Minnesotans are facing unnecessarily higher health insurance rate hikes, and the blame lies with new Republican-led federal policy changes passed in Washington, says Minnesota Commerce Commissioner Grace Arnold.
- ## Minnesota Fights Back Against EPA’s Unlawful Cuts to Solar for All Program

Commerce warns of higher bills, lost jobs, and energy insecurity for more than 11,000 Minnesota families

August 14, 2025 | Energy Commerce warns of higher bills, lost jobs, and energy insecurity for more than 11,000 Minnesota families
- ## Minnesota Power Acquisition Settlement Ensures Affordable, Clean Energy and Reliable Service for Minnesotans

July 11, 2025 | Banking & Finance, Enforcement, Energy The Minnesota Department of Commerce has reached a settlement with Minnesota Power that will allow ALLETE, the parent company of Minnesota Power, an electric utility serving 145,000 customers in northeastern Minnesota, to transition to new ownership under Global Infrastructure Partners and Canadian Pension Plan Investment Board in a way that protects the public interest.
- ## Minnesota Joins Multistate Enforcement Action Against Wise US, Inc. for Bank Secrecy Act and Anti-Money Laundering Violations

July 10, 2025 | Banking & Finance, Enforcement Rigorous standards ensure Minnesotans are protected from scams, such as money laundering, terrorist financing, and other illicit activities
- ## Minnesota Department of Commerce Awards $15 Million in Clean Energy Grants

June 26, 2025 | Energy The Minnesota Department of Commerce has awarded $15 million in clean energy grants through the latest round of the State Competitiveness Fund (SCF) Matching Funds Program.
- ## Federal policy shifts drive higher 2026 rates for individual and small group health plans

June 17, 2025 | Insurance State actions blunt increases tied to the reconciliation bills and policy direction of the federal government
- ## Minnesota Department of Commerce urges insurance preparedness as wildfire risk escalates

May 13, 2025 | Insurance, Disaster Information, Consumer Alerts As Minnesota experiences an active wildfire season, with dangerous and fast-moving fires, the Minnesota Department of Commerce is urging Minnesota homeowners and renters to take proactive steps to protect their property by reviewing their insurance coverage.
- ## Minnesotans face higher energy costs, utility disconnects, and losing heat and power to their homes under proposed federal budget cuts

May 12, 2025 | Energy Minnesota Commerce Commissioner Grace Arnold was joined in Duluth today by Citizens Utility Board Executive Director Annie Levenson-Falk and Arrowhead Economic Opportunity Agency Energy Assistance Coordinator Jean Pelletier to explain the impacts for northern Minnesota homeowners and renters if federal funding for Minnesota’s Energy Assistance Program is eliminated.
- ## Minnesota Department of Commerce offers guidance, resources for Minnesotans with property damage following severe spring storms

April 29, 2025 | Energy In the wake of severe storms that caused property damage across southern Minnesota, the Minnesota Department of Commerce is reminding residents that help is available through its Disaster Information Center.
- ## Statement: Minnesota Department of Commerce response to HHS cuts to LIHEAP staff

April 2, 2025 | Energy, Consumers The Minnesota Department of Commerce anticipates running out of Energy Assistance Program funds for new applicants as early as mid-April.
- ## Minnesota Department of Commerce joins multistate settlement with failed money transmitter Sigue Corp.

Affected customers can claim refunds

March 31, 2025 | Enforcement The Minnesota Department of Commerce has joined a multistate settlement with Sigue Corp., a money transmitter that failed to fulfill customer obligations during its collapse in 2024.
- ## U.S. tariffs could make cars more expensive for Minnesotans

March 28, 2025 | Insurance, Consumers Tariffs on car parts from Canada and Mexico, as well as additional tariffs on parts from China, are set to take effect in April 2025. These measures are expected to further strain the cost of repairing and insuring your car.
- ## Solar on Public Buildings grants awarded to 17 local governments, with solar for town halls, fire stations, community centers, and more

March 26, 2025 | Energy The Minnesota Department of Commerce has awarded $1.23 million in grants to 17 local governments to install solar arrays on 23 buildings, including town halls, fire stations, community centers, and public works buildings.
- ## Get consumer protection help at the Minnesota Department of Commerce

March 6, 2025 | Fraud, Consumer Alerts, Consumers During Consumer Protection Week March 2-8, the Minnesota Department of Commerce is reminding Minnesotans about consumer protection help they can find through Commerce for complaints about debt collection, insurance, lending, money transmission, real estate and other financial services.
- ## $2 million awarded for new energy conservation research to maximize energy efficiencies and savings

February 21, 2025 | Energy The Minnesota Department of Commerce has awarded $2 million in grants for two new research projects to help Minnesota utilities identify new technologies and strategies to maximize energy efficiencies and savings, which will benefit all Minnesotans.
- ## Minnesota Commerce Department announces settlement with Xcel Energy that marks dramatic progress for Minnesotans to save money, protect environment with cleaner “homegrown” energy

February 20, 2025 | Energy The Minnesota Department of Commerce is pleased that the Minnesota Public Utilities Commission today accepted the settlement negotiated under Commerce’s leadership with Xcel Energy for its proposed 2024-2040 Upper Midwest Integrated Resource Plan.

Archives

Categories

Source

Analysis generated by AI. Source diff and links are from the original.

Classification

Agency
State DOI
Filed
October 14th, 2025
Instrument
Enforcement
Legal weight
Binding
Stage
Final
Change scope
Substantive

Who this affects

Applies to
Consumers Insurers
Industry sector
5241 Insurance
Activity scope
Insurance Sales Consumer Protection
Geographic scope
State (Minnesota) State (Minnesota)

Taxonomy

Primary area
Insurance
Operational domain
Compliance
Topics
Consumer Protection Enforcement Actions

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