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Acne Treatment Patent EP3458079A1, University of California, Apr 15 2026

The European Patent Office published patent application EP3458079A1 titled 'Compositions and Methods for Treating Acne' on April 15, 2026. The applicants are the Regents of the University of California and the University of Pittsburgh of the Commonwealth System of Higher Education. The listed inventors include MODLIN, Robert L., MILLER, Jeffery F., MARINELLI, Laura J., and HATFULL, Graham F., with IPC classifications covering viral vectors (A61K 35/76) and acne treatment applications (A61P 17/10).

Routine Rule Intellectual Property
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Tetragenetics Anti-Kv1.3 Antibody Patent EP3452084A1

The European Patent Office published patent application EP3452084A1 for Tetragenetics, Inc., titled 'ANTI-KV1.3 ANTIBODIES, AND METHODS OF PRODUCTION AND USE THEREOF,' with a publication date of April 15, 2026. The patent covers anti-Kv1.3 antibodies and their production and use, classified under A61P 37/06 for autoimmune and inflammatory disease applications. Designated states include all 31 EPC contracting states across the European Union and beyond.

Routine Rule Intellectual Property
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EP3463576A1 Phenolic TRPV1 Agonist Prodrugs for Local Anesthesia

The European Patent Office published application EP3463576A1 on April 15, 2026, covering prodrugs of phenolic TRPV1 agonists combined with local anesthetics and vasoconstrictors for improved local anesthesia. Applicant Concentric Analgesics, Inc. filed the application with inventors Donovan, John F. and Husfeld, Craig. The application designates 32 European states including Germany, France, the United Kingdom, Italy, Spain, and the Netherlands under IPC classifications A61P 29/00 (analgesics) and A61P 35/00 (antineoplastic agents).

Routine Notice Intellectual Property
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Yumanity Proteostasis Regulators EP3552664A1, 15th Apr

The European Patent Office published patent application EP3552664A1 for proteostasis regulators filed by Yumanity, Inc., with inventors Megan Foley, Bradley Tait, and Matthew Cullen. The application, classified under IPC A61P 25/28 for neurological therapeutic use, was published on April 15, 2026 and designates all standard European member states. This publication establishes Yumanity's exclusive intellectual property rights over the claimed compounds and their therapeutic applications.

Routine Rule Intellectual Property
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Baloxavir Patent for Influenza Prevention Transmission

The EPO published application EP3714889A1 on April 15, 2026, disclosing the Baloxavir patent covering use of the antiviral compound for prevention of influenza virus transmission. The application is co-owned by F. Hoffmann-La Roche AG and Shionogi & Co., Ltd, with designated states covering all major European markets (DE, FR, GB, IT, ES, NL, BE, AT, CH, and 21 others).

Routine Rule Intellectual Property
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Otsuka Injectable Preparation, European Patent EP3539534A1

European Patent Office published application EP3539534A1 for Otsuka Pharmaceutical Co., Ltd. on April 15, 2026. The injectable preparation patent covers therapeutic applications classified under A61P 25/18 (psychiatric disorders) and A61P 25/24 (neurological conditions), designated across all EU member states including Germany, France, and the United Kingdom.

Routine Notice Pharmaceuticals
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Genentech, Foundation Medicine Patent EP3523451A1, Cancer Treatment Methods

European patent application EP3523451A1 published April 15, 2026, listing Genentech, Inc. and Foundation Medicine, Inc. as joint applicants for therapeutic and diagnostic methods in cancer (A61P 35/00). Nine named inventors are credited across immuno-oncology and companion diagnostics. IPC classifications include C12Q, A61K, A61P, and C07K 16/28.

Routine Rule Intellectual Property
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Avibactam Sodium Polymorphic Form, Pfizer, Apr 15

Pfizer Ireland Pharmaceuticals Unlimited Company has obtained publication of European patent application EP3505518A1 covering a polymorphic form of Avibactam Sodium (also known as NXL104), a beta-lactamase inhibitor with therapeutic applications classified under A61P 31/04 for anti-infective use. The application, published April 15, 2026, designates 41 states across the European Patent Convention framework and names eight inventors: Bhattacharya, Bonnet, Dedhiya, Ducandas, Giuliani, Priour, Ravaux, and Spargo.

Routine Notice Intellectual Property
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EP3419629A1 Anti-Infective Compositions, Applied Biological Laboratories, Apr 15

The European Patent Office published application EP3419629A1 on April 15, 2026, titled 'Compositions for Protecting Against Airborne Pathogens and Irritants.' The patent names Applied Biological Laboratories, Inc. as applicant and Nazlie Latefi as inventor, with IPC classifications including A61P 31/00 (anti-infectives) and A61P 31/16 (antivirals), designating 37 European Patent Convention member states. Patent holders gain enforceable exclusivity over the claimed compositions in designated states; third parties manufacturing similar anti-infective formulations without license may face infringement claims.

Routine Rule Intellectual Property
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Research into Worker Experiences: Low Pay Commission Survey

The Low Pay Commission published research results from a YouGov survey of low-paid workers conducted in autumn 2025, providing detailed insights into their pay, living standards, and working conditions. The research aims to deepen understanding of how these factors interact in workers' everyday lives and will inform the LPC's recommendations to the Government on future minimum wage rates and the longer-term development of the National Living Wage.

Routine Notice Employment & Labor
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CBRT Maintains Policy Rate at 37 Percent

The Monetary Policy Committee of the Central Bank of Turkey (CBRT) held its meeting on April 22, 2026, and decided to maintain the policy rate (one-week repo auction rate) at 37 percent. The overnight lending rate was kept at 40 percent and the overnight borrowing rate at 35.5 percent. The Committee noted that the underlying trend of inflation declined in March, though leading indicators suggest a slight increase in April, with geopolitical developments and elevated energy prices contributing to notable volatility.

Routine Notice Banking
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CMF Issues Equity and Risk-Weighted Asset Requirements for Securities Intermediaries and Commodity Exchange Brokers

The Financial Market Commission (CMF) of Chile issued a regulation on April 20, 2026, amending minimum equity, collateral, indebtedness, and liquidity requirements for securities intermediaries and commodity exchange brokers. The regulation introduces a risk-weighted assets (RWA) methodology for calculating capital requirements for market, credit, operational, and crypto-assets risks. For entities meeting the revenue threshold, minimum equity is set at the higher of UF 5,000 or 3% of RWA, with statutory collateral of UF 6,000. The CMF may increase prudential requirements from 3% to 6% of RWA if risk management deficiencies are identified. The regulation repeals General Rule No. 18 and Circular Letters Nos. 632 and 695, with an effective date of March 1, 2027.

Priority review Rule Banking
DOT OIG Reports
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FAA Did Not Adequately Monitor and Enforce IIJA-Funded Contracts' Compliance With Buy American Requirements

DOT OIG Audit FI2026025 found that FAA failed to adequately monitor and enforce Buy American requirements for Infrastructure Investment and Jobs Act (IIJA)-funded facility and equipment (F&E) contracts. Five of nine contracts reviewed (totaling approximately $272.7 million) were missing required Buy American-related contract clauses. Three contracts used foreign products (totaling $115.9 million) without proper waivers — in one case no waiver was obtained, in another the waiver approval process was not followed, and in a third a longstanding waiver was used without reassessment. FAA's Federal Procurement Data System–Next Generation also contained incomplete and inaccurate Buy American data, impairing DOT's ability to report accurately to OMB. OIG made six recommendations to improve FAA's monitoring and enforcement.

Priority review Notice Government Contracting
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Consent Prohibition Order Against Destiny Lara, Former First Financial Bank Employee

The Federal Reserve Board announced a consent prohibition order against Destiny Lara, a former employee of First Financial Bank, Abilene, Texas, for breach of fiduciary duty and bribery. The enforcement action was executed on April 22, 2026, and is searchable through the Federal Reserve's enforcement actions database. This order bars Lara from further participation in the banking industry under Federal Reserve supervision.

Priority review Enforcement Banking
JD Supra Healthcare
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FDA Proposes First New Sunscreen Active Ingredient in 25 Years

Wiley Rein LLP's inaugural Rules and Reactions podcast episode discusses the FDA's proposal to approve the first new active sunscreen ingredient in over 25 years. Hosted by Lauren Petrin and Dr. Alex Stanton, the episode examines how sunscreens are regulated as OTC drugs in the United States and explores what this historic regulatory shift could mean for future product innovation in the industry.

Routine Notice Pharmaceuticals
FIAU Malta News
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AMLA Launches Two Public Consultations on AML/CFT Group-Wide Requirements and Business Risk Assessment

AMLA has launched two public consultations on draft instruments concerning AML/CFT group-wide requirements and business-wide risk assessment. The first consultation on draft guidelines under AMLR Article 10(4) closes for comments on 15 July 2026, 23:59, with an online public hearing on 28 May 2026. The second consultation on draft regulatory technical standards (RTS) concerning group-wide minimum requirements for subsidiaries and branches in third countries closes on 15 June 2026, 23:59, with an online public hearing on 20 May 2026. AMLA is also advancing preparations for its 2027 selection exercise, identifying up to 40 high-risk entities for direct EU-level supervision from 2028, and has published an updated data collection template for the 2026 testing and calibration exercise.

Priority review Notice Anti-Money Laundering
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DOJ Proposes CERCLA Settlement With Congoleum, Liberty Mutual for $449K

The DOJ published notice of a proposed Settlement Agreement under CERCLA between the United States (on behalf of EPA) and Congoleum Corporation (n/k/a CC Oldco Corporation), Liberty Mutual Insurance Company, and the Liquidation Trust for Old Congoleum. The settlement grants the United States an allowed claim of $423,169.50 for the Henderson Road Superfund Site in Montgomery County, Pennsylvania, and an allowed claim of $26,154.91 for the Spectron, Inc. Superfund Site in Cecil County, Maryland. Liberty Mutual will pay the combined $449,324.41 in full. In exchange, the United States covenants not to sue Old Congoleum or the Liquidation Trust for claims under CERCLA Sections 106 and 107, and agrees not to seek insurance proceeds from Liberty Mutual for environmental claims at these sites. A 30-day public comment period is now open.

Priority review Notice Environmental Protection
ENISA News
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NCAF 2.0 Framework Supports National Cybersecurity Capabilities Assessment

ENISA has released NCAF 2.0, an updated National Capabilities Assessment Framework that supports national authorities in assessing their cybersecurity capabilities and the maturity of National Cybersecurity Strategies implementation. The framework and its associated online tool provide a structured assessment approach allowing Member States to identify strengths, gaps, and priority areas while tracking progress at both strategic and operational levels. At EU level, NCAF 2.0 aligns with key legislative initiatives such as the NIS2 Directive and supports Member States in preparing for the voluntary peer review process under Article 19 of the NIS2 Directive.

Routine Guidance Cybersecurity
HHS OIG Work Plan
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OIG Review of Medicare Clinical Diagnostic Laboratory Test Payments 2025

HHS OIG announced a new work plan project (OEI-09-26-00220) to conduct an annual analysis of the top 25 laboratory tests by Medicare expenditures for 2025, as required by the Protecting Access to Medicare Act of 2014 (PAMA). The review is currently in-progress under the Office of Evaluation and Inspections, with an estimated completion date of fiscal year 2028. CMS began paying for lab tests under the PAMA-mandated system on January 1, 2018, using current charges in the private healthcare market under Title XVIII of the Social Security Act.

Routine Notice Healthcare
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Ludwig v. Dakota County - Special-Errand Exception to Workers' Comp Affirmed

The Minnesota Supreme Court affirmed the Workers' Compensation Court of Appeals in Ludwig v. Dakota County, holding that an employee's injury sustained while loading work equipment into her vehicle to return to a hybrid in-office schedule is compensable under the special-errand exception to the general rule excluding commuting injuries. The court found that Dakota County's directive to return to the office implicitly required employees to bring their equipment back before the shift began, transforming the return trip from a non-compensable commute into a compensable special errand. The decision reverses the compensation judge's reliance on Thompson v. Minnesota Trial Courts, distinguishing it because Ludwig had no backup equipment available at the office while Thompson's employee did.

Priority review Enforcement Employment & Labor
NY DOL Newsroom
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State Labor Department Releases Preliminary February 2026 Area Unemployment Rates

The New York State Labor Department released preliminary unemployment rates for areas throughout New York State for February 2026. The data was published on April 21, 2026, and includes unemployment figures for metropolitan statistical areas and other regions. This statistical release provides economic indicators for the state's labor market conditions.

Routine Notice Employment & Labor
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Governor Stein Announces NC Budget and $136M Morinaga Mebane Manufacturing Facility

Governor Josh Stein of North Carolina published two press releases on April 21, 2026. The first announces his recommended budget for Fiscal Year 2026-2027. The second spotlights Morinaga America Foods, Inc. at the ribbon-cutting ceremony for its second manufacturing facility outside of Asia, a $136 million investment in Mebane, Orange County, creating 204 jobs.

Routine Notice Government Contracting
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April 25 Prescription Drug Take-Back Event for Hawaii Residents

The Hawaii Department of the Attorney General, in partnership with the U.S. Drug Enforcement Administration and state law enforcement agencies, is encouraging Hawaii residents to safely dispose of unused or expired medications during National Prescription Drug Take Back Day on Saturday, April 25, 2026, from 10:00 a.m. to 2:00 p.m. The free, anonymous drive-through collection sites will operate on O'ahu, Maui, and Kaua'i, accepting tablets, capsules, liquids, and vaping devices (batteries removed). Syringes will not be accepted.

Routine Notice Public Health
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Real Estate Commission Hosts Free Virtual Condorama XVI Webinar

The Hawaii Real Estate Commission, in partnership with Community Associations Institute Hawai'i Chapter, announced a free virtual Condorama XVI education webinar on Saturday, April 25, 2026 from 9:00 a.m. to 10:30 a.m. The event targets condominium owners and covers document compliance to avoid RICO penalties, selecting managing companies, and directors and officers insurance coverage. Registration is available online at caihawaii.org.

Routine Notice Real Estate
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Hawaii February Unemployment Rate 2.3 Percent

The Hawai'i State Department of Business, Economic Development and Tourism released February 2026 seasonally adjusted unemployment data showing a rate of 2.3 percent, up from 2.2 percent in January but down from 2.6 percent in February 2025. The state labor force stood at 687,850 persons with 672,150 employed and 15,650 unemployed. Nationally, the unemployment rate was 4.4 percent.

Routine Notice Employment & Labor
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Adaptive Management Rule Changes Proposed for Hawaii Island Hunting

The Hawaii Department of Land and Natural Resources Division of Forestry and Wildlife (DOFAW) is extending previously approved adaptive management rule changes for game bird and game mammal hunting on Hawaii Island. A proposed adaptive management rule change will be submitted for Board of Land and Natural Resources consideration at the board's May 08, 2026 meeting. Tagged hunts conducted under the previous adaptive management rules expired March 18, 2026, and all hunts temporarily revert to standard rules in HAR Chapter 13-122 (Game Birds) and HAR Chapter 13-123 (Game Mammals) until further board action. Hunters are strongly encouraged to purchase hunting tags in person after the March 18, 2026 expiration date.

Routine Consultation Agriculture
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DCR Employee Julianne Kaniaupio Charged With Fraud, Theft, Official Misconduct

The Hawaii Department of the Attorney General's Special Investigation and Prosecution Division (SIPD) charged DCR employee Julianne Kaniaupio on April 8, 2026, with nine criminal counts including Fraud as a class B felony, two counts of Official Misconduct, Credit Card Theft, Fraudulent Use of Credit Card, Unauthorized Possession of Confidential Personal Information, Attempted Theft in the Second Degree, Identity Theft in the Third Degree, and Theft in the Third Degree. Kaniaupio is accused of stealing a credit card containing $8,960.11 from the out-processing paperwork of an inmate set for release at Hālawa Correctional Facility and withdrawing $500 in cash before the card was deactivated. Arraignment is scheduled for April 27, 2026 at 8:30 a.m. in case State v. Kaniaupio, 1CPC-26-0000464.

Priority review Enforcement Criminal Justice
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DCCA Disciplinary Actions Summary Through March 2026

The Hawai'i Department of Commerce and Consumer Affairs (DCCA) and its affiliated Boards and Commissions published their quarterly disciplinary summary covering actions through March 2026. The release documents seven enforcement outcomes across the Medical Board, Board of Pharmacy, Contractors License Board, Real Estate Commission, Board of Nursing, and Activity Desk Program, including license surrenders, fines ranging from $1,000 to $10,000, license restrictions, and one registration revocation. Several cases involved licensed professionals who failed to timely report disciplinary actions taken by other states. The DCCA and its Boards are charged with ensuring licensees meet standards prescribed by state law, and settlement agreements represent compromises to conserve administrative hearing costs.

Routine Notice Professional Licensing
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CBOE Prohibits Multiple EFID Responses to Same Auction

The CBOE exchanges (Cboe Options, C2 Options, BZX Options, and EDGX Options) have clarified that a User may not respond to the same auction through more than one Executing Firm ID (EFID). Users may use different EFIDs to respond to different auctions, but must use only one EFID for any single auction. Responses to the same auction through more than one EFID constitute conduct inconsistent with just and equitable principles of trade and may result in disciplinary action.

Priority review Rule Securities
EveryCRS Reports
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Revenue-Maximizing Corporate Tax Rate Analysis

CRS Report R48913 examines academic research on the revenue-maximizing corporate tax rate, commonly known as the Laffer curve for corporate taxation. The report finds that most econometric studies from 2006-2007 that estimated low revenue-maximizing rates suffered from methodological flaws, and that when corrected for fixed effects and simultaneous base changes, these studies generally show no revenue-maximizing rate below current levels. CRS concludes that the revenue-maximizing corporate tax rate is likely high, implying that corporate tax rate increases would likely raise close to the static revenue estimate.

Routine Notice Taxation
FINMA Switzerland
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FINMA Welcomes Federal Council TBTF Banking Act Dispatch

FINMA has welcomed the Federal Council's dispatch on revising the Banking Act to strengthen the 'too big to fail' framework for systemically important banks in Switzerland. The dispatch addresses capital requirements and proposes eliminating 'double leverage' for foreign subsidiaries of systemically important banks. FINMA is advocating for the full implementation of preventive measures including an accountability regime, authority to impose fines, and enhanced public communication powers about concluded supervisory proceedings.

Priority review Notice Banking
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Ministry of Education Addresses Rising Demands on Teachers, Commits to Strengthening Support Systems

The Bermuda Ministry of Education issued a statement on April 21, 2026, responding to concerns raised during the budget debate regarding teacher support, resource allocation, and paraprofessional deployment. The Ministry clarified that paraeducators are assigned based on assessed student needs and committed to strengthening early identification, assessment systems, and support resources for parents and caregivers.

Routine Notice Education
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Bermuda Signs DTA Amendment with Bahrain, Premier Burt

Bermuda's Premier and Minister of Finance, Hon. David Burt, signed a protocol on April 17, 2026, amending the 2010 Double Taxation Agreement with the Kingdom of Bahrain. The signing took place on the sidelines of the 2026 Spring Meetings of the IMF and World Bank Group in Washington, D.C. The Kingdom of Bahrain was the first country with which Bermuda signed a DTA, and the agreement represents Bermuda's longest-standing relationship with a GCC country. The amendment aligns with BEPS Inclusive Framework standards, incorporating measures to prevent treaty abuse and strengthen dispute resolution mechanisms.

Routine Notice International Trade
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Diamond Hill Investment Group 8-K Merger Completion $175 Per Share

Diamond Hill Investment Group, Inc., an Ohio corporation, completed its merger with and into Soar Christopher Holdings, Inc., a wholly-owned subsidiary of First Eagle Investment Management, LLC. At the effective time, each outstanding share of Company Common Stock was converted into the right to receive $175.00 per share in cash. The Company requested Nasdaq to suspend trading and remove Company Common Shares from listing prior to market opening on April 22, 2026, and intends to file Form 15 to terminate registration under the Exchange Act.

Routine Notice Securities
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Access Blocked by Anti-Bot Verification

BAILII displayed an anti-bot verification page blocking access to EUECJ case C15524 (2026). The website implemented Anubis, a proof-of-work system using Hashcash-style challenges to deter automated scraping by AI companies. No substantive legal content was accessible.

Routine Notice Judicial Administration
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EUECJ 2026 C76922 Bot Verification Page

BAILII deployed Anubis, a proof-of-work anti-bot system, to protect its servers against AI scraping. The system uses a Hashcash-style proof-of-work scheme to increase the cost of mass scraping while remaining negligible for individual users. Users with JavaScript-blocking plugins such as JShelter may experience access issues and are instructed to disable such extensions for the BAILII domain.

Routine Notice Judicial Administration
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CXD v Homerton Healthcare NHS Foundation Trust - Privacy Order

A case management conference was held via MS Teams in the High Court of Justice King's Bench Division on 13 March 2026 before Master Stevens. The court ordered that the hearing be conducted in private pursuant to CPR 39.2, citing confidential information, child protection, and interests of justice. The decision will be published on the judiciary website of England and Wales, with costs awarded to the defendant.

Routine Enforcement Judicial Administration
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O'Brien v HM Assistant Coroner for Sefton, Knowsley and St Helens

The Court of Appeal (Civil Division) on 22 April 2026 dismissed Sharon O'Brien's appeal against the determination of HM Assistant Coroner for Sefton, Knowsley and St Helens, upholding the High Court judgment. Lady Justice Whipple, Lord Justice Newey, and Lord Justice Edis heard the appeal from His Honour Judge Sephton KC's decision in case AC-2023-MAN-000263. The Chief Constable of Merseyside Police appeared as the interested party in proceedings concerning coronial jurisdiction and findings.

Priority review Enforcement Judicial Administration
TN TDFI News
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Tennessee Interest Rate Formula Set at 10.75%

Commissioner of Financial Institutions Greg Gonzales announced the maximum effective formula rate of interest in Tennessee at 10.75 percent per annum, based on a ceiling of 4 percent over the weekly average prime loan rate of 6.75 percent as published by the Federal Reserve on April 20, 2026. The rate remains in effect until the Federal Reserve announces a change to the average prime loan rate.

Routine Notice Banking
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Sajad I Alshiblawi Insurance License Revoked for Exam Fraud

Michigan DIFS has revoked the insurance license of Sajad I Alshiblawi (System ID No. 1279568) effective April 20, 2026. The revocation stems from Alshiblawi's admission that he hired Alicia Jackson to take and pass the online proctored MI Life, Accident and Health Producer Exam on his behalf. The consent order, signed by Senior Deputy Director Joseph A. Garcia, also permanently bars Alshiblawi from reapplying for any DIFS-administered license. Violations were cited under Sections 1239(1)(a) and 1239(1)(g) of the Michigan Insurance Code for obtaining a license through misrepresentation and demonstrating untrustworthiness through fraudulent business practices.

Urgent Enforcement Insurance
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Stefan Habba Insurance License Revoked for Exam Fraud

The Michigan Department of Insurance and Financial Services has permanently revoked the insurance license of Stefan Habba (System ID No. 1288040) following his admission that he hired Alicia Jackson to take and pass an online proctored licensing exam on his behalf. The revocation, effective April 20, 2026, is based on violations of Sections 1239(1)(a) and 1239(1)(g) of the Michigan Insurance Code for obtaining a license through misrepresentation and demonstrating untrustworthiness through fraudulent or dishonest practices. Habba is permanently barred from reapplying for any license administered by DIFS, and any attempt to do so will constitute a violation of the order and trigger additional proceedings.

Priority review Enforcement Insurance
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Romeo Kalaj Insurance License Revoked for Exam Fraud

The Michigan Department of Insurance and Financial Services (DIFS) has revoked Romeo Kalaj's insurance license effective April 20, 2026, after the respondent admitted to hiring Alicia Buford (formerly Alicia Jackson) to take and pass an online proctored licensing exam on his behalf. The stipulation accepted by Senior Deputy Director Joseph A. Garcia establishes that Kalaj engaged in misrepresentation and fraudulent or dishonest practices under Sections 1239(1)(a) and 1239(1)(g) of the Michigan Insurance Code. The order permanently bars Kalaj from reapplying for any license administered by DIFS, and any attempt to do so will constitute a violation subject to additional proceedings.

Urgent Enforcement Insurance
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Adrian Choulagh Insurance License Revoked for Exam Fraud

The Michigan Department of Insurance and Financial Services has permanently revoked the insurance license of Adrian Choulagh (System ID No. 0958067, Enforcement Case No. 25-18849) following his admission that he hired and employed Alicia Jackson to take and pass an online proctored licensing exam on his behalf. The Order Accepting Stipulation, issued on April 20, 2026 by Senior Deputy Director Joseph A. Garcia, also bars Choulagh from reapplying for any license administered by Michigan DIFS. This enforcement action was initiated after DIFS served a Notice of Opportunity to Show Compliance on December 22, 2025, citing violations of Sections 1239(1)(a) and 1239(1)(g) of the Michigan Insurance Code.

Urgent Enforcement Insurance
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William Temrowski Insurance License Revoked for Exam Fraud

The Michigan Department of Insurance and Financial Services has revoked the insurance license of William Temrowski (System ID No. 1320286) effective April 20, 2026, following his admission that he hired Alicia Jackson to take and pass an online proctored licensing exam on his behalf. The revocation is based on violations of Sections 1239(1)(a) and 1239(1)(g) of the Michigan Insurance Code, which prohibit obtaining a license through misrepresentation or fraud and the use of fraudulent or dishonest practices in business conduct. Temrowski is permanently barred from reapplying for any DIFS-administered license.

Urgent Enforcement Insurance
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Alex Momirovski Insurance License Revoked for Exam Fraud

Alex Momirovski's insurance license was revoked by the Michigan Department of Insurance and Financial Services (DIFS) effective April 20, 2026, after he admitted to hiring Alicia Jackson to take and pass an online proctored licensing exam on his behalf. DIFS found sanctions warranted under Sections 1239(1)(a) and 1239(1)(g) of the Michigan Insurance Code, citing misrepresentation or fraud and dishonest practices in the conduct of business. The revocation takes effect immediately upon entry of the consent order, signed by Senior Deputy Director Joseph A. Garcia.

Urgent Enforcement Insurance
pressreleases.aspx
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Governor Armstrong Declares April 22 Earth Day in North Dakota

Governor Kelly Armstrong proclaimed April 22 as Earth Day in North Dakota on April 21, 2026. The proclamation encourages North Dakotans to embrace conservation habits including recycling, public transportation, and tree planting. North Dakota communities recycle over 38,000 tons per year on average. The Bis-Man Earth Day Festival will take place from 4 to 7:30 p.m. on Tuesday, April 28, at the Bismarck Event Center.

Routine Notice Environmental Protection
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NRC License Amendments, Duane Arnold Energy Center, NextEra Energy

The U.S. Nuclear Regulatory Commission received three license amendment requests from NextEra Energy Duane Arnold, LLC to Renewed Facility License No. DPR-49 for the Duane Arnold Energy Center in Iowa, supporting potential reauthorization of power operations that permanently ceased on August 10, 2020. The NRC proposes to determine each amendment involves no significant hazards consideration and is soliciting public comments by May 22, 2026, with hearing requests due by June 22, 2026. An order imposing procedures for access to safeguards information is also being issued for parties needing such access for contention preparation.

Priority review Consultation Energy
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Frank Elderson Interview on Climate Risks and Banking Supervision

ECB Executive Board member Frank Elderson, in an April 2026 interview, clarified that while the ECB does not make climate or nature policy, it is legally and operationally required to factor climate and nature-related risks into banking supervision to fulfill its price stability and financial stability mandates. Elderson noted that in 2019 only 25% of supervised banks had begun seriously assessing these risks, but by end-2024, 110 of the 112 directly supervised banks had at least adequately mapped their climate and nature-related risks — representing substantial progress driven by ECB supervisory expectations.

Routine Notice Banking
GAO Reports
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FEMA Provides $3B to 1.2M Survivors, Faces Communication and Housing Challenges

The GAO report finds that FEMA provided over $3 billion to 1.2 million individuals and households affected by Hurricanes Helene and Milton, the 2025 Los Angeles wildfires, and the 2025 Texas floods. GAO identified ongoing challenges including long helpline wait times, survivor difficulty interpreting FEMA eligibility letters, and persistent post-disaster housing shortages. The report also notes administrative changes under the current administration reducing FEMA-run Disaster Recovery Centers and discontinuing door-to-door canvassing. State officials from four affected states told GAO they lack their own individual assistance programs and expressed concern about receiving adequate time to prepare for any expanded role in disaster response.

Routine Notice Public Health
GAO Reports
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$20.9B Unobligated Budget Authority from 2023 Appropriations Act

GAO report GAO-26-108476 identifies approximately $20.9 billion in unobligated budget authority from the Consolidated Appropriations Act, 2023 across 156 of 258 appropriation accounts reviewed, remaining available for obligation in fiscal year 2026 or later as of September 30, 2025. Ten federal agencies collectively held these funds, representing about 1.97 percent of the $1 trillion initially appropriated with that period of availability, while over 98 percent of total appropriations had been obligated. A downloadable dataset provides detailed unobligated amounts by appropriation account.

Routine Notice Government Contracting

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4 sources

Kenya

4 sources

Egypt

4 sources

Saudi Arabia

3 sources

Pakistan

3 sources

Russian Federation

3 sources

Argentina

3 sources

Nepal

3 sources

Albania

2 sources

Croatia

2 sources

Cayman Islands

2 sources

Gibraltar

2 sources

Ecuador

2 sources

Panama

2 sources

Uzbekistan

2 sources

Barbados

2 sources

Tanzania

2 sources

Kazakhstan

2 sources

Honduras

2 sources

El Salvador

2 sources

Slovakia

2 sources

Costa Rica

2 sources

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2 sources

Thailand

2 sources

Czechia

2 sources

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2 sources

Jordan

2 sources

Israel

2 sources

Kyrgyzstan

2 sources

Indonesia

2 sources

Vietnam

2 sources

Bosnia and Herzegovina

1 sources

Malawi

1 sources

Tonga

1 sources

Iceland

1 sources

Montenegro

1 sources

Rwanda

1 sources

Saint Vincent and the Grenadines

1 sources

Peru

1 sources

Zambia

1 sources

Zimbabwe

1 sources

Latvia

1 sources

Bhutan

1 sources

Armenia

1 sources

Bermuda

1 sources

Uganda

1 sources

Vanuatu

1 sources

Namibia

1 sources

Turks and Caicos Islands

1 sources

Serbia

1 sources

Maldives

1 sources

Botswana

1 sources

Saint Kitts and Nevis

1 sources

Isle of Man

1 sources

Morocco

1 sources

Bahamas

1 sources

Virgin Islands, British

1 sources

Anguilla

1 sources

Azerbaijan

1 sources

Samoa

1 sources

Liechtenstein

1 sources

XX

1 sources

Mexico

1 sources

Iraq

1 sources

Bangladesh

1 sources

Tunisia

1 sources

Malaysia

1 sources

Ethiopia

1 sources

Venezuela

1 sources

Fiji

1 sources

Myanmar

1 sources

Lebanon

1 sources

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