Bosnia and Herzegovina

CBBH Financial Statements Year Ended 31st Dec 2025

The Central Bank of Bosnia and Herzegovina (CBBH) has published its audited financial statements for the fiscal year ended 31 December 2025. Total assets stood at 18,307,804 thousand BAM, with total liabilities of 16,538,304 thousand BAM and total equity of 1,545,964 thousand BAM. Net profit for the year was 307,367 thousand BAM, with total comprehensive income of 249,457 thousand BAM. The financial statements include independent auditor's report, statements of financial position, profit or loss, comprehensive income, cash flows, changes in equity, and detailed notes covering accounting policies, financial risk management, and provisions.

Bank Lending Survey BH Q4 2025

The Central Bank of Bosnia and Herzegovina published its Q4 2025 Bank Lending Survey covering corporate loans and household loans. The survey gathered responses from the eight largest banks in Bosnia and Herzegovina with a 100% response rate. Results showed that credit standards for short-term and long-term corporate loans remained unchanged in Q4 2025 compared to the previous quarter, with a net percentage of 0%. The terms and conditions for approving corporate loans also remained unchanged. The survey contains 16 standard questions on realized and expected changes in loan supply and demand across three loan categories.