Sweden

Financial Firms Sanctioned: Get betal, Garantum, Svea Bank, Swedbank, Intergiro, Zimpler, Avida Finans

Finansinspektionen (FI) publishes a listing of enforcement actions against Swedish financial firms including authorisation withdrawals for Get betal (2026) and Intergiro (2025), administrative fines ranging from SEK 100,000 to SEK 20 million against Garantum Fondkommission, Garantum Wealth Management PB, Svea Bank, Avida Finans, Zimpler, Swedbank, and Partner Fondkommission, and a remark issued to the Swedish Pensions Agency. Violations cited include AML regulation breaches, providing inaccurate information in authorisation applications, and deficient risk control.

FI Leaves Countercyclical Buffer Rate at 2%

Finansinspektionen (FI) has announced it is leaving the countercyclical buffer rate unchanged at 2% for the first quarter of 2026. The rate, which has been in effect since 22 June 2023, will continue to apply. The countercyclical buffer guide is calculated at 0 per cent.

Financial Reports Index - Stability Consumer Protection Mortgage Market

Finansinspektionen (FI Sweden) published an index of its regular financial reports and analyses, including the Stability Report (twice yearly), Consumer Protection on the Financial Market report (annual), Swedish Mortgage Market report (annual), three Supervision Reports annually (Banking, Insurance, and Markets sections), and the FI Analysis series (several times yearly). The page also lists other published reports covering topics such as money laundering, sustainability, and the environment, and notes several reports that are no longer published regularly.

Archive of Regulatory Consultation Responses 2016-2023

Finansinspektionen (FI) maintains an archive of its consultation responses to regulatory proposals from 2016 to 2023. The archived responses address payment account access, green taxonomy implementation, FinTech policy, bank crisis management requirements, and monetary policy review. This index page provides access to FI's formal positions on various regulatory initiatives affecting the Swedish banking and financial services sector.

Financial Regulator Video Library With Swedish Content

Finansinspektionen (Swedish Financial Supervisory Authority) publishes FI Play, a video library containing recordings on topics including banking, payments, insurance, consumer protection, sustainability, and financial stability. The library aggregates presentations, speeches, and educational content from the regulator. No new regulatory obligations or compliance requirements are established.

FI Sweden Publishes AML Guidance, Maintains Countercyclical Buffer Rate, and Issues Sanctions

Finansinspektionen published four regulatory items: new AML guidance for money transfer service providers developed jointly with the Coordinating Body for Anti-Money Laundering; a countercyclical buffer rate decision keeping rates unchanged for Q1 2026; withdrawal of Get betal AB's payment institution authorisation due to inaccurate information provided to the regulator; and an administrative fine issued to securities company Garantum Fondkommission for regulatory violations.

News and Calendar Index - Banks, Inflation, Buffers, Events

The Riksbank published news items including an analysis showing major Swedish banks are at the centre of a closely interconnected financial network, a speech by Per Jansson on inflation in uncertain times, and a speech by Erik Thedéen arguing that capital buffers should be usable. Calendar events include the IMF Spring Meetings on April 13, 2026.

Banknote Circulation and Payment Statistics

Sveriges Riksbank published updated statistics showing Swedish banknote and coin circulation decreased 2.6% year-over-year. Payment values settled through the RIX-RTGS interbank system declined 4.9% compared to the prior year. The Riksbank reports that 98.5% of applications to redeem invalid banknotes are granted.

Financial Stability Overview Hub

The Swedish central bank published a financial stability overview hub linking to recent publications including analysis on major Swedish banks' network interconnections, trends in capital rules, and commentary on countercyclical capital buffer usability. The hub aggregates access to the Financial Stability Report and related policy communications.

Swedish Interest Rates, Exchange Rates, and SWESTR Statistics

The Riksbank published routine statistical data including the policy rate (1.75% effective 25 March 2026), exchange rates as of 31 March 2026 (EUR/SEK: 10.943, GBP/SEK: 12.60235, NOK/SEK: 0.97596, USD/SEK: 9.51731), and the SWESTR overnight rate (1.681% with volume 68,358 MSEK across 182 transactions). The reference rate is set at 2.00% for the period January through June 2026.

Riksbank Maintains 2% CPIF Inflation Target

Sveriges Riksbank maintains its 2% inflation target for CPIF and current policy rate of 1.75%, effective 25 March 2026. February 2026 CPIF came in at 1.7%, slightly below target. Recent speeches by Riksbank officials including Per Jansson, Erik Thedéen, and Anna Seim discuss inflation vigilance and buffer usability.