Missouri Recovers Over $129 Million for Consumers in 2025

The Missouri Department of Commerce and Insurance announced over $129 million in recoveries for consumers in 2025. This total includes funds recovered through consumer assistance, market regulation, and the Life Insurance Policy Locator tool.

Missouri Encourages Earthquake Insurance Planning as Coverage Increases

The Missouri Department of Commerce and Insurance (DCI) is encouraging consumers to consider earthquake insurance as coverage availability increases statewide. A recent survey indicates more insurers are offering earthquake policies, particularly in high-risk areas near the New Madrid Seismic Zone.

Missouri Insurance Market Strain from Lawsuit Abuse

The Missouri Department of Commerce and Insurance issued a report warning that lawsuit abuse is driving up insurance costs and straining the state's market. The report highlights the impact of social inflation and suggests legal reforms to stabilize premiums and insurance availability for families and businesses.

Minnesota Guidance on Health Coverage for Gender Affirming Care

Minnesota issued a joint administrative bulletin clarifying that discrimination based on gender identity or expression in health insurance coverage is prohibited. This bulletin supersedes prior guidance and emphasizes existing laws to ensure access to medically necessary gender affirming care.

Homeowner Insurance Zip Code Reporting Bulletin

The Minnesota Department of Commerce Insurance Division issued Administrative Bulletin 2024-1, superseding prior communications on homeowner insurance zip code reporting. Insurers writing homeowner policies in specified metropolitan areas or first-class cities must now file annual reports electronically by May 1.

Homeowner Insurance Zip Code Reporting Updates

The Minnesota Department of Commerce issued Administrative Bulletin 2025-1 to update guidance on homeowner insurance zip code reporting requirements for companies. This bulletin supersedes previous communications and clarifies the annual filing deadline and reporting scope for insurers operating in specific metropolitan areas and first-class cities within Minnesota.

MN Commerce: Flexibility for Federal Employees Affected by Shutdown

The Minnesota Department of Commerce issued a notice requesting insurance companies and financial institutions to provide flexibility to policyholders and customers affected by the federal government shutdown. The notice encourages measures such as extended grace periods for payments, waiving fees, and offering flexible payment arrangements.

Minnesota Insurers Data Call on Firearm Policies and Claims

The Minnesota Department of Commerce has issued a data call to property and casualty insurers writing business in Minnesota, as directed by Executive Order 25-12. Insurers must submit detailed policy and claims data involving firearms by April 6, 2026, to inform a report on gun violence reduction.

Bio-Med Investments II Settles with NH Securities Bureau for $2,500

The New Hampshire Bureau of Securities Regulation has settled with Bio-Med Investments II, LLC for $2,500. The settlement resolves allegations that Bio-Med II failed to timely file a notice for securities sales made in New Hampshire, more than a year after the first sale occurred.

Contractor Arrested for Fraud and Falsifying Documents

The Louisiana Department of Insurance issued a cease-and-desist order and arrested Jon Andersen for allegedly falsifying documents to obtain a contractor's license. Andersen submitted fraudulent certificates of insurance and doctored inspection records.