Iowa Banking Guidance on CECL and LLL Calculation

The Iowa Division of Banking has released new guidance for all Iowa-regulated banks regarding Current Expected Credit Losses (CECL) accounting standards and Iowa Code Legal Lending Limit calculations. This guidance aims to clarify compliance requirements for these critical financial areas.

Banking Division Proposes Rule on Corporate Application Fees

The Iowa Division of Banking has proposed a new rule to formally adopt existing corporate application fees for banks. This action follows a public hearing and the finalization of a regulatory analysis. The rule would codify fees for activities like establishing new offices, mergers, and amendments.

Updated Ransomware Self-Assessment Tool for Nonbanks

The Iowa Division of Banking announced the availability of an updated Nonbank Ransomware Self-Assessment Tool (R-SAT). Developed collaboratively by CSBS and other agencies, this tool helps nonbank companies assess their cybersecurity readiness against ransomware attacks.

Iowa Guidance on Virtual Currency Kiosk Licensing

The Iowa Division of Banking (IDOB) has issued new guidance clarifying licensing requirements for virtual currency kiosks (BTMs) operating in Iowa. This guidance is intended for current and potential operators of these kiosks within the state.

Maine Bulletin 76 Amended: Interest on Escrow Accounts Benchmark Rate Changed

The Maine Bureau of Financial Institutions has amended Bulletin 76 to reflect a statutory change in the benchmark interest rate for escrow accounts on owner-occupied residential properties. The new benchmark is the 1-year Treasury Bill secondary market rate, effective for calendar year 2023.

Maine Financial Institution Application Fee Increases

The Maine Bureau of Financial Institutions has revised its schedule of application fees for financial institutions. Most significantly, the fee to charter new financial institutions, including nondepository trust companies, merchant banks, and uninsured banks, has been increased to the statutory maximum of $5,000.

Maine BFI Bulletin 80: FFIEC Cybersecurity Tool Sunset

The Maine Bureau of Financial Institutions issued Bulletin #80, updated June 30, 2025, to notify financial institutions that the FFIEC Cybersecurity Assessment Tool (CAT) will sunset on August 31, 2025. The Bureau continues to expect institutions to assess cybersecurity preparedness using alternative methods and resources.

Maine Guidance on Non-Sufficient Funds (NSF) Fees

The Maine Bureau of Financial Institutions issued guidance on non-sufficient funds (NSF) fees for state-chartered financial institutions. The bulletin clarifies that charging multiple NSF fees under certain circumstances, such as inadequate disclosure or lack of reasonable opportunity to avoid fees, will be treated as an unfair practice. Institutions are encouraged to self-identify and correct violations.

Maine Banks: Corporators Meetings Notice Requirements

The Maine Bureau of Financial Institutions issued Bulletin 84 to clarify notice requirements for corporators meetings for Maine-chartered mutual banks. The bulletin designates newspapers of general circulation in the county of the institution's home office as sufficient for public advertisement of meeting notices.

Maine Extends Reduced Assessment Rates for Financial Institutions

The Maine Bureau of Financial Institutions has extended reduced annual assessment rates for Maine-chartered banks and credit unions. The reduced rates will apply for assessment fees collected for the quarter ending March 31, 2025, and will remain in place until December 31, 2025.

Bar Harbor Bank Merger with Woodsville Guaranty Approved

The State of Maine Bureau of Financial Institutions has approved the merger application of Bar Harbor Bank & Trust with Woodsville Guaranty Savings Bank. The approval also covers the merger of their respective bank holding companies, Bar Harbor Bankshares and Guaranty Bancorp, Inc. The transaction is expected to strengthen Bar Harbor Bank's position in the Northern New England market.

Maine Extends Reduced Assessment Rates for Financial Institutions

The Maine Bureau of Financial Institutions has issued an order extending reduced annual assessment rates for Maine-chartered financial institutions, including banks and credit unions. The reduced rates will continue through the quarter ending December 31, 2026.

FAME Loan Guarantee Program for COVID-19 Borrowers

The Maine Bureau of Financial Institutions announced a new FAME Loan Guarantee Program to assist borrowers affected by COVID-19. Maine banks and credit unions can participate in offering consumer loans up to $5,000 and partner with the SBA for business loans.

Maine BFI Guidance on Financial Institutions Assisting Coronavirus-Affected Customers

The Maine Bureau of Financial Institutions issued guidance encouraging financial institutions to assist customers affected by the Coronavirus. The Bureau will provide regulatory assistance and will not criticize prudent efforts to modify loan terms or waive fees for affected customers.

Maine Warns Consumers of CARES Act Payment Scams

The Maine Bureau of Financial Institutions is warning consumers about an anticipated increase in scams related to direct payments under the CARES Act. The notice advises vigilance against requests for personal information and directs consumers to the IRS website for official information.

Maine Warns Consumers of Holiday Financial Scams

Maine's Bureau of Financial Institutions issued a notice warning consumers about potential financial scams during the holiday season. The notice advises vigilance against phishing, gift card scams, and fake charities, urging consumers to monitor accounts and protect personal information.

Loan Guarantee Program for Government Shutdowns

The State of Maine has launched a Government Shutdown Loan Guarantee Program, established by LD874, for eligible financial institutions. Administered by FAME, the program guarantees repayment of a portion of loans made to federal or state employees affected by government shutdowns, with an initial Guarantee Fund allocation of $250,000.

State Banking Board Meeting Cancellation

The Arkansas State Banking Board has cancelled its regular meeting scheduled for October 16, 2025. The notice was issued by Bank Commissioner Susannah T. Marshall on September 22, 2025.

State Banking Board Meeting Cancellation

The Arkansas State Bank Department has cancelled the Regular Meeting of the State Banking Board previously scheduled for January 15, 2026. The notice was issued on December 8, 2025.

Eagle Bank & Trust Company Branch Closure Extended

The Arkansas Bank Commissioner has extended the closure of Eagle Bank & Trust Company's Rose Bud branch by an additional 60 days, from December 25, 2025. This extension allows for necessary repairs to be completed following damage to the branch.

State Banking Board Meeting Notice - Merger Application

The Arkansas State Bank Department has issued a notice for a special meeting of the State Banking Board on March 19, 2026. The board will consider an application for the merger of Mountain Commerce Bank with Centennial Bank.

Eagle Bank & Trust Company Branch Closure Extended

The Arkansas Bank Commissioner has issued an amendment to a previous order, extending the permitted closure of Eagle Bank & Trust Company's Rose Bud, Arkansas branch. The extension allows for additional time for rebuilding following destruction to the branch.

Nebraska Money Transmitters Act Updates

The Nebraska Department of Banking and Finance has updated the Money Transmitters Act (LB 474), effective October 1, 2025. Key changes include increased maximum surety bond requirements, adjusted application and renewal fees, and codified requirements for audited financials and timely transaction completion.

Nebraska Combines Installment Loan and Sales Acts

The Nebraska Department of Banking and Finance has combined the Installment Loan Act and the Installment Sales Act into a single act, as outlined in LB 474. This change aims to reduce costs and streamline examinations by aligning net worth requirements and reporting for both license types, while maintaining existing consumer protection provisions.

Nebraska Joins $4.2M AML Settlement with Wise US Inc.

The Nebraska Department of Banking and Finance, along with five other state agencies, has reached a $4.2 million settlement with Wise US Inc. for anti-money laundering (AML) violations. Wise US Inc. will pay the penalty and implement corrective actions to its AML program.

NDBF Alert on PPP Loan Scams

The Nebraska Department of Banking and Finance (NDBF) has issued an alert regarding a scam targeting recipients of Paycheck Protection Program (PPP) loans. Scammers are impersonating bank employees or law enforcement to gain access to financial accounts and credentials. The NDBF urges recipients to remain vigilant and follow protective measures.

Nebraska Investment Advisers and Broker-Dealers Renewal Reminder

The Nebraska Department of Banking and Finance (NDBF) is reminding state-registered investment advisers, broker-dealers, and their agents of the December 31, 2025, registration renewal deadline. Failure to renew by this date will result in the termination of registration.

Oregon Consumer Advocates Recovered $7M in 2025

Oregon consumer advocates helped recover over $1.1 million in the fourth quarter of 2025, bringing the annual total to over $7 million. The Oregon Division of Financial Regulation (DFR) reported a total of 5,663 complaints in 2025, with insurance-related issues being the most frequent.

Oregon DFR Urges Flood and Landslide Insurance for Property Protection

The Oregon Division of Financial Regulation (DFR) is urging homeowners, businesses, and tenants to consider purchasing flood and landslide insurance. Most standard policies do not cover these perils, and the DFR recommends discussing coverage options with insurance providers.

Oregon DFR Combats Financial Fraud

The Oregon Division of Financial Regulation (DFR) is raising awareness about financial fraud during National Consumer Protection Week. Oregonians lost over $133 million to fraud in 2025, and DFR is partnering with agencies to provide resources and host Fraud Fighter events in April.

Tennessee Maximum Interest Rate Announcement

The Tennessee Department of Financial Institutions announced the maximum effective formula rate of interest for the week of February 24, 2026, is 10.75%. This rate is set weekly based on the Federal Reserve's prime loan rate.

Tennessee Maximum Interest Rate Announcement

The Tennessee Department of Financial Institutions announced the weekly formula interest rate for March 3, 2026, setting the maximum effective rate at 10.75% per annum. This rate is based on the Federal Reserve's weekly average prime loan rate and is subject to change.

Tennessee Maximum Home Loan Interest Rate for April 2026

The Tennessee Department of Financial Institutions announced the maximum effective interest rate for home loans for April 2026 will be 9.98%. This rate is set at four percentage points above the average prime offer rate for a thirty-year fixed loan.

Tennessee Maximum Interest Rate Announcement

The Tennessee Department of Financial Institutions announced the weekly maximum effective formula interest rate for the state is 10.75% per annum, effective March 10, 2026. This rate is calculated based on the Federal Reserve's prime loan rate.

Tennessee Maximum Interest Rate Announcement

The Tennessee Department of Financial Institutions announced the weekly maximum effective formula rate of interest for the state, set at 10.75% per annum. This rate is determined by a formula based on the Federal Reserve's weekly average prime loan rate.

Atomic Mobile Inc. - Telecommunications Carrier Certificate Application

Atomic Mobile Inc. has filed an application with the Illinois State Commerce Commission (ICC) for a telecommunications carrier certificate. The application seeks authority to provide resold non-prepaid cellular radio/wireless telephone service. The case is currently in its initial administrative phase.

Broadvox-CLEC, LLC Petition to Cancel Certificate

Broadvox-CLEC, LLC has filed a petition with the Illinois State PUC to cancel its certificate of local and interexchange authority. The case was filed on March 18, 2026, and is currently pending Administrative Law Judge action.

3rd ROC Solar LLC Installer Certification Application

The Illinois Commerce Commission (ICC) has received an application from 3rd ROC Solar LLC for certification as an installer of distributed generation facilities. This application is filed under Section 16-128A of the Public Utilities Act. The case is currently pending administrative law judge action.

Ameren Illinois and Southeastern Illinois Cooperative Joint Petition

Ameren Illinois and Southeastern Illinois Cooperative have filed a joint petition with the State PUC. The petition seeks approval for the release of one residential customer. The filing was made on March 18, 2026.

Ameren Illinois Petition for Reconciliation Statement

Ameren Illinois Company filed a petition for approval of a reconciliation statement for a supplemental customer public utility assessment charge with the State PUC on March 18, 2026. This filing is part of the ongoing reconciliation process for gas utility assessments.

PA Dept. of Banking and Securities Announces January Consumer Protection Events

The Pennsylvania Department of Banking and Securities (DoBS) announced a series of free consumer protection events throughout January 2026. These events aim to educate Pennsylvanians on avoiding scams, recognizing fraud, and preventing identity theft.

PA Banking and Securities Announces February Consumer Protection Events

The Pennsylvania Department of Banking and Securities (DoBS) has announced a series of free consumer financial protection events to be held in February 2026. These events aim to educate the public on saving money, investing wisely, recognizing scams, and avoiding identity theft.

PA DoBS Announces March Consumer Protection Events

The Pennsylvania Department of Banking and Securities (DoBS) announced a series of free consumer protection events in March. These events aim to educate Pennsylvanians on saving money, investing wisely, recognizing scams, and avoiding identity theft.

Shapiro Administration Expands Consumer Protections and Highlights Relief

The Shapiro Administration has expanded consumer protection initiatives in Pennsylvania, highlighting a new centralized hotline and website that has assisted over 10,000 residents. The announcement also details efforts to strengthen protections against emerging digital threats, including the launch of an AI Literacy Toolkit and an AI Enforcement Task Force.

New Mexico AG Secures Prison Time for Habitual Retail Crime Offender

New Mexico Attorney General Raúl Torrez announced a plea agreement securing prison time for Angel Cedeno, a habitual retail crime offender convicted of organized retail crime. Cedeno will serve 4-12 years in prison for tens of thousands of dollars in retail theft across three counties.

New Mexico AG Sues USDA Over SNAP Benefits Suspension

New Mexico Attorney General Raúl Torrez, along with 23 other attorneys general and three governors, has filed a lawsuit against the U.S. Department of Agriculture (USDA). The suit challenges the USDA's decision to suspend Supplemental Nutrition Assistance Program (SNAP) benefits during a federal government shutdown, arguing the action is unlawful and will harm millions of Americans.

New Mexico AG Sues US Dept of Education Over Loan Forgiveness

New Mexico Attorney General Raúl Torrez, joined by 22 other attorneys general, has filed a lawsuit against the U.S. Department of Education. The suit challenges a new federal rule that restricts eligibility for the Public Service Loan Forgiveness (PSLF) program by allowing the Department to deem employers ineligible based on a "substantial illegal purpose." The rule is set to take effect in July 2026.

AG Torrez Statement on SNAP Benefits Victory

New Mexico Attorney General Raúl Torrez issued a statement celebrating a federal court victory ordering the Trump Administration to fully fund SNAP benefits. The ruling ensures continued support for hundreds of thousands of New Mexicans relying on the program. The administration has appealed the decision.

New Mexico DOJ Warns of Kratom Risks, Seeks Consumer Experiences

The New Mexico Department of Justice has issued a warning regarding the risks associated with kratom products, citing potential addiction and opioid-like effects. The department is encouraging New Mexicans to share their experiences with kratom to inform potential regulatory actions.

New Mexico DOJ Reminds Consumers to Submit Claims in Santa Fe Spa Case

The New Mexico Department of Justice is reminding consumers affected by the Santa Fe Spa Center case to submit claims for settlement funds. The settlement includes $350,000 to be returned to consumers, with claims due by February 10, 2026.