Power-Based Card Verification Handshake System

Capital One Services LLC filed patent application US20260094147A1 for a Power-Based Card Verification Handshake system on October 1, 2024. The invention describes a card processor that compares received terminal voltage against a predetermined card voltage, rejecting payment information requests if the voltages do not match. The patent aims to enhance payment card security through hardware-based voltage verification.

Electronic payment device pairing and auto-transaction transmission system

USPTO published patent application US20260094146A1 for an electronic payment processing system where a payment initiating device automatically transmits transaction information to a paired payment instrument reading device, eliminating rekeying requirements. The system includes location beacons to direct mobile devices to appropriate reading devices. Application filed December 8, 2025.

Payment card user control method using BLE communication

USPTO published patent application US20260094145A1 by THALES DIS FRANCE SAS covering a method for providing users with control over payment cards using Bluetooth Low Energy (BLE) communication between mobile devices and payment instruments. The system enables encrypted agreement indicators to be broadcast from mobile devices and automatically checked by payment instruments during transactions.

Payment Card Detail Relay via Telephone

The USPTO published patent application US20260094144A1 by CBSM Holdings Ltd (inventor: Cameron May) on April 2, 2026. The patent covers a method for relaying payment card details during telephone calls by converting stored card data into a series of dial tones transmitted audibly to the vendor during the call. This is an informational publication of a patent application and does not create any regulatory obligations.

Secure Curbside Banking System Patent Application

The USPTO published patent application US20260094143A1 for a secure curbside banking system that verifies customer identity and location in a bank branch parking lot using vehicle telemetry data. The system authorizes on-board transaction modules when a vehicle reaches a designated vendor location. Inventors are Arvind K. Radhakrishnen, Manish Dutt Purohit, and Anand Nair.

Peer-to-Peer Payment System Using Blockchain Tokens

USPTO published patent application US20260094142A1 for a peer-to-peer payment system using blockchain tokens, filed October 1, 2025 by inventors Cristian Radu, Hugo Oliveira, and Francesco Gallo. The invention describes a computer-implemented method for transferring tokens between payer and payee devices with subsequent blockchain ledger recording.

Systems and Methods for Providing Trusted User Interface Layouts

The USPTO published patent application US20260094141A1 by Fiserv, Inc. for a trusted point-of-sale user interface system. The invention enables customer-facing POS displays to authenticate and render signed user interface layouts provided by merchants, using certificate authority verification to prevent fraudulent payment interfaces.

Radio transmitter, product flow monitoring, KegSpeed patent, 2nd Apr

Radio transmitter, product flow monitoring, KegSpeed patent, 2nd Apr

Pre-Surgical Analysis System and Methods

USPTO published patent application US20260090839A1 by Prem Ramkumar MD, Inc. for a pre-surgical analytical system that uses CT scan images to predict surgical outcomes. The system classifies and segments anatomical landmarks, calculates angles and measurements against predetermined thresholds, and generates weighted scores indicating potential surgical results. This published application does not create immediate regulatory obligations.

Patient-specific 3D Surgical Simulation Method and Device

The USPTO published patent application US20260090838A1 by HUTOM Inc. for a patient-specific 3D surgical simulation method, device, and program. The invention covers acquiring patient scan images, generating 3D models of surgical areas with adjacent organs and blood vessels, modeling surgical equipment with environmental variables, and providing patient-specific surgical simulations. The application was filed December 2, 2024 and published April 2, 2026.