Payment Card Detail Relay via Telephone
Summary
The USPTO published patent application US20260094144A1 by CBSM Holdings Ltd (inventor: Cameron May) on April 2, 2026. The patent covers a method for relaying payment card details during telephone calls by converting stored card data into a series of dial tones transmitted audibly to the vendor during the call. This is an informational publication of a patent application and does not create any regulatory obligations.
What changed
The USPTO published patent application US20260094144A1 for a method of relaying payment card details during a telephone call between a customer's telephone and a vendor's telephone. The customer inputs a predetermined command, and the telephone retrieves the stored payment card detail and converts it into a series of dial tones that are transmitted audibly during the call, allowing the vendor to receive the card information without manual recitation by the customer.
Patent applications do not create compliance obligations or require regulatory action. Compliance teams monitoring payment technology developments may note this innovation as a potential future payment processing method, but no immediate action is required. Patent applications undergo examination and may be granted or rejected based on prior art and patentability requirements.
Archived snapshot
Apr 3, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
METHODS AND SYSTEMS FOR RELAYING A PAYMENT CARD DETAIL DURING A TELEPHONE CALL BETWEEN A CUSTOMER'S TELEPHONE AND A VENDOR'S TELEPHONE
Application US20260094144A1 Kind: A1 Apr 02, 2026
Assignee
CBSM HOLDINGS LTD
Inventors
Cameron May
Abstract
There is provided a method for relaying a payment card detail during a telephone call between a customer’s telephone and a vendor’s telephone, the customer’s telephone storing the payment card detail therein, the method comprising: initiating a telephone call between the customer and the vendor; the customer’s telephone receiving a predetermined input; during the telephone call, the customer’s telephone accessing the payment card detail stored in the customer’s telephone based on the predetermined input; and the customer’s telephone audibly relaying to the vendor the accessed payment card detail, wherein audibly relaying to the vendor the accessed payment card detail comprises the customer’s telephone converting the accessed payment card detail into a series of dial tones containing the payment card detail and audibly relaying the series of dial tones during the telephone call, wherein the series of dial tones are representative of the accessed payment card detail.
CPC Classifications
G06Q 20/3227 G06Q 20/40
Filing Date
2025-03-11
Application No.
19076499
Related changes
Get daily alerts for USPTO Patent Applications - Business Methods (G06Q)
Daily digest delivered to your inbox.
Free. Unsubscribe anytime.
Source
About this page
Every important government, regulator, and court update from around the world. One place. Real-time. Free. Our mission
Source document text, dates, docket IDs, and authority are extracted directly from USPTO.
The plain-English summary, classification, and "what to do next" steps are AI-generated from the original text. Cite the source document, not the AI analysis.
Classification
Who this affects
Taxonomy
Browse Categories
Get alerts for this source
We'll email you when USPTO Patent Applications - Business Methods (G06Q) publishes new changes.