Systems and Methods for Providing Trusted User Interface Layouts

ChangeBridge: Patent Apps - Business Methods (G06Q)

Published April 2nd, 2026

Detected April 3rd, 2026

Summary

The USPTO published patent application US20260094141A1 by Fiserv, Inc. for a trusted point-of-sale user interface system. The invention enables customer-facing POS displays to authenticate and render signed user interface layouts provided by merchants, using certificate authority verification to prevent fraudulent payment interfaces.

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What changed

The USPTO published patent application US20260094141A1 filed by Fiserv, Inc. on September 26, 2025, covering systems and methods for trusted user interface layouts in point-of-sale environments. The invention describes a dual-device architecture where a merchant-facing device transmits signed data structures from a certificate authority to a customer-facing device, which authenticates the signature before rendering the transaction interface on the customer-facing display. Named inventors include Narayanan Gopalakrishnan, Jacob Whitaker Abrams, Jeffrey Blattman, and Vinayak Kagalkar.\n\nThis patent application does not create immediate compliance obligations for any party. It represents a potential intellectual property filing that, if granted, could restrict competitors from deploying similar trusted POS interface systems without licensing. Companies developing dual-interface POS solutions may wish to review the claims upon patent grant to assess freedom-to-operate implications. Patent prosecution typically takes 2-3 years before issuance.

Source document (simplified)

← USPTO Patent Applications

SYSTEMS AND METHODS FOR PROVIDING TRUSTED USER INTERFACE LAYOUTS

Application US20260094141A1 Kind: A1 Apr 02, 2026

Assignee

FISERV, INC.

Inventors

Narayanan Gopalakrishnan, Jacob Whitaker Abrams, Jeffrey Blattman, Vinayak Kagalkar

Abstract

A point-of-sale system may include a customer-facing device including a customer-facing display, one or more first processors, and a first non-transitory, computer-readable medium including first instructions, a merchant-facing device including a merchant-facing display, one or more second processors, a second non-transitory, computer-readable medium including second instructions which cause the one or more second processors to, receive a signed data structure from a certificate authority trusted by the customer-facing device, transmit the signed data structure to the customer-facing device, the data structure defining a user interface for display on the customer-facing display for performance of a transaction, wherein the first instructions cause the one or more first processors to authenticate the signed data structure, render the user interface defined in the signed data structure on the customer-facing display, and receive user input via the user interface related to the transaction.