Programmatically Controlling Resource Access

The USPTO has published a patent application (US20260087495A1) assigned to Truist Bank for a system that programmatically controls resource access. The application describes a method for disabling access to resources based on script performance, potentially impacting financial institutions and technology providers.

AI System for Dynamic Subscription Management

The USPTO has published a patent application (US20260087494A1) detailing an AI system for dynamic subscription management. The system aims to forecast chargebacks, estimate cash flow, detect fraud, and adjust subscription terms using machine learning.

Patent Application: Blockchain Block Propagation with Poisoned Transactions

The USPTO has published a patent application (US20260087493A1) detailing methods for block propagation in a blockchain network. The application describes techniques involving poisoned transactions and encrypted lists to identify invalid transactions, aiming to enhance network security and integrity.

AI Agent System for Financial Transactions via Blockchain

The USPTO has published a patent application (US20260087492A1) for an AI agent system designed to conduct financial transactions using blockchain technology. The system integrates AI agents with a blockchain layer to record transaction events.

Patent Application for Ledger Reconciliation on Distributed Ledger Network

The USPTO has published a patent application (US20260087491A1) detailing procedures for hierarchical deterministic reconciliation on a distributed ledger network. The application, filed on September 20, 2024, describes a method for verifying and processing transactions using master addresses and cryptographic algorithms, with completed procedures stored on a distributed ledger.

Payment Device with EMV Chip Reader and USB-C

The USPTO has published a patent application for a payment device featuring an EMV chip reader and a USB-C connector. The application details a device designed to facilitate payments by integrating these technologies into a single housing.

USPTO Patent Application for Value Transfer System

The USPTO has published a patent application (US20260087479A1) for a value transfer system with offline functionality. The application describes a method where user devices store value locally and transfer it when in close physical proximity, with a transfer server managing the transaction.

USPTO Patent Application for Adaptable Payment Transactions

The USPTO has published a patent application (US20260087478A1) for autonomous adaptable payment transaction interfaces. The application describes systems and methods for dynamic, secure payment interfaces that do not require applications to be installed or dedicated transaction accounts on the recipient's device.

AI System for Digital Receipts from POS Data

The USPTO has published a patent application (US20260087477A1) detailing an AI system designed to convert point-of-sale data into digital receipts. The system uses AI to extract, normalize, enrich, and verify transaction data for improved reconciliation and personalized insights.

Machine Learning Patent Application for Item Identification

The USPTO has published a new patent application (US20260087476A1) detailing methods and devices utilizing machine learning for item identification. The application describes a process for capturing an image, classifying an item using a machine learning model, and updating a database based on the selected item.