HI Naturopathy Board

Hawaiian Electric Notifies of 20-30% Residential Bill Increases Due to Oil Prices

Hawaiian Electric is alerting customers that typical residential bills may rise 20-30% over the coming months due to rising global oil prices linked to the Iran conflict. Oʻahu customers will see higher April bills, while Hawaiʻi Island and Maui County customers will see increases in May and June. The company is offering interest-free payment plans for up to six months starting April 6 to help manage billing spikes.

Declaration Authorizing Nonresident Independent Adjusters for March 2026 Kona Low Weather Event

Hawaii Insurance Commissioner Scott K. Saiki has issued a declaration authorizing nonresident independent adjusters to operate in Hawaii without a license for up to 120 days due to the March 2026 Kona Low weather event. Nonresident adjusters must hold a current license in another state with substantially similar requirements, register within 30 days, and their employing insurance companies must submit required information within 3 working days of commencement. Violations are subject to civil penalties pursuant to HRS § 431:9-201(c) and (d).

Residents Urged to File Insurance Claims After Severe Weather

The Hawaii Department of Commerce and Consumer Affairs Insurance Division issued a consumer advisory reminding residents to promptly file insurance claims following recent high winds and heavy rain. The notice advises policyholders to document damage with photos and videos, keep records of all storm-related expenses, and avoid permanent repairs until an insurer approves them. The Insurance Division provides a Post-Disaster Insurance Claims Guide and instructional video to assist residents navigating the claims process.

Commissioner’s Memorandum 2026-3A: Updated FEMA Flood Insurance Rate Maps for Oʻahu

The Hawaii Insurance Commissioner issued Memorandum 2026-3A informing insurance producers, administrators, and surplus lines brokers of FEMA's updated Flood Insurance Rate Maps (FIRMs) affecting over 3,500 parcels on Oʻahu. The updated maps take effect June 10, 2026, and may designate previously unaffected parcels as Special Flood Hazard Areas (SFHAs), triggering mandatory flood insurance requirements and new building standards. The Commissioner requests that insurance professionals proactively inform clients about the changes and available NFIP policy discounts.

Hawaii Residents Guide Storm Flood Claims

The Hawaii Office of Consumer Advocacy published guidance for residents filing insurance claims following storm and flood damage. The document provides step-by-step instructions for homeowners, condo, renters, and auto insurance claims, including documentation requirements, working with adjusters, and avoiding contractor scams.