Declaration Authorizing Nonresident Independent Adjusters for March 2026 Kona Low Weather Event
Summary
Hawaii Insurance Commissioner Scott K. Saiki has issued a declaration authorizing nonresident independent adjusters to operate in Hawaii without a license for up to 120 days due to the March 2026 Kona Low weather event. Nonresident adjusters must hold a current license in another state with substantially similar requirements, register within 30 days, and their employing insurance companies must submit required information within 3 working days of commencement. Violations are subject to civil penalties pursuant to HRS § 431:9-201(c) and (d).
What changed
The Insurance Commissioner has issued a declaration under HRS § 431:9-201(b) authorizing nonresident independent adjusters to operate in Hawaii without a license for up to 120 days from registration. This temporary waiver is limited to independent adjusters and does not include public adjusters. Adjusters must be currently licensed in another state with requirements substantially similar to Hawaii law. Insurance companies, independent adjusting companies, or producers using nonresident adjusters must submit documentation including the adjuster's name, Hawaii and permanent contact information within 3 working days of commencement.
Affected parties including insurance companies, independent adjusting firms, and producers should ensure their nonresident adjusters are properly registered within the 30-day window. Nonresident public adjusters are specifically excluded from this authorization pending further determination. Documentation should be submitted using the Emergency Independent Adjuster form via email or mail to the Hawaii Insurance Division.
What to do next
- Register with the Insurance Commissioner within 30 days of the declaration
- Submit required adjuster information within 3 working days of commencement of work
- Provide a copy of current out-of-state adjuster license
Penalties
Civil penalties pursuant to HRS § 431:9-201(c) and (d) for violations
Archived snapshot
Apr 18, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
Release: 2026 Kona Storm Declaration
March 19, 2026 at 1:55 am
Share DECLARATION FROM THE STATE INSURANCE COMMISSIONER REGARDING
ASSISTANCE OF NONRESIDENT INDEPENDENT ADJUSTERS
DUE TO THE MARCH 2026 KONA LOW WEATHER EVENT
Pursuant to Hawaii Revised Statutes (“HRS”) § 431:9-201(b), Insurance Commissioner Scott K. Saiki is issuing this declaration authorizing temporary assistance of nonresident independent adjusters due to the March 2026 Kona low weather event. The Insurance Commissioner has decided to allow nonresident independent adjusters to operate in the State temporarily to facilitate the amount of work resulting from the March 2026 Kona low weather event. The Insurance Commissioner wants to ensure that insurance companies can and will timely respond to property owners’ claims.
Pursuant to HRS § 431:9-201(b), the Insurance Commissioner authorizes nonresident independent adjusters to operate in Hawaii without a license for up to onehundred-twenty (120) days from the date of registration provided that:
- The nonresident adjuster provide a copy of the adjuster’s current license in another state that has licensing requirements substantially similar to HRS § 431:9-222; and
- Within three working days of the commencement of work by a nonresident adjuster, an insurance company, independent adjusting company, or producer that is using a nonresident adjuster shall provide on its letterhead to the Insurance Commissioner: a. The name of the nonresident adjuster;
b. The nonresident adjuster’s Hawaii mailing and business addresses and phone numbers; and
c. The nonresident adjuster’s permanent home and business addresses and phone numbers.
An insurance company, independent adjusting company, or producer should utilize the Emergency Independent Adjuster form to provide information on nonresident adjusters as required by HRS § 431:9-201(b)(3).
Documents may be sent to:
Email: [email protected]
Hawaii Insurance Division
335 Merchant Street, Room 213
Honolulu, HI 96813
Violations of HRS § 431:9-201(b) are subject to civil penalties pursuant to HRS § 431:9-201(c) and (d).
Nonresident public adjusters are specifically excluded from this Declaration until a determination is made by the Commissioner as to the need for additional public adjusters.
Nonresident Adjusters will have thirty days from today to register to operate in Hawaii, unless specifically extended by the Commissioner.
Please direct any questions regarding this Declaration to the Insurance Licensing Branch at (808) 586-2788, or http://cca.hawaii.gov/ins.
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Source document text, dates, docket IDs, and authority are extracted directly from Hawaii Insurance Division.
The summary, classification, recommended actions, deadlines, and penalty information are AI-generated from the original text and may contain errors. Always verify against the source document.
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