Financial Compliance

UBPR Liquidity Pages Content Changes

The Federal Financial Institutions Examination Council (FFIEC) is updating the content of the Uniform Bank Performance Report's (UBPR) Liquidity & Funding and Liquidity & Investment Portfolio pages. These changes are scheduled to take effect on or shortly after February 17, 2026, as part of an ongoing review of UBPR content.

Changes to Uniform Bank Performance Report Peer Group Definitions

The Federal Financial Institutions Examination Council (FFIEC) announced changes to the Uniform Bank Performance Report (UBPR) commercial bank peer group definitions, effective shortly after February 26, 2026. These updates are part of an ongoing review of commercial bank peer groups initiated in 2025.

Federal Agencies Release 2024 Small Business and Farm Lending Data

The Federal Deposit Insurance Corporation, Federal Reserve Board, and Office of the Comptroller of the Currency have released 2024 data on small business, small farm, and community development lending. This annual disclosure is required by Community Reinvestment Act regulations.

FFIEC Publishes 2024 Mortgage Lending Data

The Federal Financial Institutions Examination Council (FFIEC) has published the 2024 data on mortgage lending transactions reported under the Home Mortgage Disclosure Act (HMDA). The data includes information from 4,908 U.S. financial institutions and is available through various datasets and tools.

OCC Enforcement Action Types

The Office of the Comptroller of the Currency (OCC) has published a guide detailing the types of formal enforcement actions it can take against supervised financial institutions and their affiliated parties. The document outlines various actions including Capital Directives, Cease & Desist Orders, and Civil Money Penalties.

OCC Enforcement Actions Search Tool

The Office of the Comptroller of the Currency (OCC) provides a search tool for its enforcement actions, penalties, and orders. An update in January 2025 added subject matter filtering for actions issued since 2012.

OCC Announces Enforcement Actions for January 2026

The Office of the Comptroller of the Currency (OCC) announced its January 2026 enforcement actions, including an order of prohibition against an individual for embezzlement and falsifying records. The OCC also released orders terminating previous enforcement actions against several banks.

OCC Announces Enforcement Action Terminations

The Office of the Comptroller of the Currency (OCC) announced the termination of several enforcement actions in December 2025. These terminations occur when banks demonstrate compliance with all articles of an enforcement action or when specific conditions are met.

OCC Announces Enforcement Actions Terminations

The Office of the Comptroller of the Currency (OCC) announced the termination of five formal agreements with banks in February 2026. These terminations indicate that the banks have met compliance requirements or that the terms of the agreements are no longer relevant.

Interagency FAQs on Tokenized Securities Regulatory Capital

The OCC, Federal Reserve, and FDIC have issued FAQs clarifying the regulatory capital treatment of tokenized securities. The guidance states that the technology used for issuance and transaction does not alter capital treatment, and eligible tokenized securities conferring identical legal rights to their non-tokenized counterparts should be treated the same for capital purposes.