OCC Announces Enforcement Actions for January 2026

OCC Enforcement Actions

Filed January 15th, 2026

Detected March 13th, 2026

Summary

The Office of the Comptroller of the Currency (OCC) announced its January 2026 enforcement actions, including an order of prohibition against an individual for embezzlement and falsifying records. The OCC also released orders terminating previous enforcement actions against several banks.

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What changed

The Office of the Comptroller of the Currency (OCC) has released its January 2026 enforcement actions. This release includes an Order of Prohibition against Tamim Haidar, a Branch Operations Associate Manager at Wells Fargo Bank, N.A., for embezzling over $800,000 and falsifying bank records. The OCC also announced the termination of previous enforcement actions, including cease and desist orders and formal agreements, against Clear Fork Bank, N.A., Dearborn FSB, The Fairfield National Bank, Mission National Bank, and The Upstate National Bank.

These actions highlight the OCC's commitment to holding individuals accountable for misconduct within financial institutions and to formally closing out past regulatory matters when compliance is demonstrated or issues become outdated. Regulated entities should be aware of the types of actions taken against individuals and the conditions under which formal agreements and cease and desist orders are terminated. While no specific compliance deadline is mentioned for these particular actions, the underlying violations leading to enforcement actions carry significant consequences, including potential fines and prohibitions from participating in the banking industry.

What to do next

Review OCC enforcement actions for January 2026 to understand individual and institutional accountability standards.
Ensure internal controls and record-keeping practices prevent embezzlement and falsification of bank records.
Monitor OCC's enforcement action database for relevant trends and updates.

Penalties

The Order of Prohibition against Tamim Haidar prohibits him from any participation in the affairs of a bank or other institution. The specific amount embezzled was over $800,000.

Source document (simplified)

News Release 2026-3 | January 15, 2026

OCC Announces Enforcement Actions for January 2026

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WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released enforcement actions for January 2026.

The OCC uses enforcement actions against an institution-affiliated party (IAP) to deter, encourage correction of, or prevent violations, unsafe or unsound practices, or breaches of fiduciary duty. Enforcement actions against IAPs reinforce the accountability of individuals for their conduct regarding the affairs of a bank. The term “institution-affiliated party,” or IAP, is defined in 12 USC 1813(u) and includes bank directors, officers, employees, and controlling shareholders. Orders of Prohibition prohibit an individual from any participation in the affairs of a bank or other institution as defined in 12 USC 1818(e)(7). The OCC has taken the following actions against IAPs:

Order of Prohibition against Tamim Haidar, Branch Operations Associate Manager at a Union City, California, branch of Wells Fargo Bank, N.A., Sioux Falls, South Dakota, for embezzling over $800,000 in bank funds and falsifying bank records. (Docket No. AA-ENF-2024-80)
The OCC terminates enforcement actions when a bank has demonstrated compliance with all articles of an enforcement action; or when the OCC determines that articles deemed “not in compliance” have become outdated or irrelevant to the bank’s current circumstances; or when the OCC incorporates the articles deemed “not in compliance” into a new action. Termination actions include:
Order Terminating the Cease and Desist Order against Clear Fork Bank, N.A., Albany, Texas, dated October 8, 2024 (Docket No. AA-ENF-2024-82). (Docket No. AA-SO-2025-66)
Order Terminating the Formal Agreement with Dearborn FSB, Dearborn, Michigan, dated January 16, 2025 (Docket No. AA-CE-2025-02). (Docket No. AA-CE-2025-67)
Order Terminating the Formal Agreement with The Fairfield National Bank, Fairfield, Illinois, dated November 12, 2024 (Docket No. AA-CE-2024-90). (Docket No. AA-CE-2025-68)
Order Terminating the Cease and Desist Order against Mission National Bank, San Francisco, California, dated April 14, 2020 (Docket No. AA-WE-2020-16). (Docket No. AA-WE-2025-55).
Order Terminating the Cease and Desist Order against The Upstate National Bank, Ogdensburg, New York, dated November 16, 2023 (Docket No. AA-NE-2023-59). (Docket No. AA-NE-2025-65)
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All OCC public enforcement actions taken since August 1989 are available for download by viewing the searchable enforcement actions database at https://apps.occ.gov/EASearch.