OCC Bulletins

Rescission of Fair Housing Home Loan Data System Rule

The Office of the Comptroller of the Currency (OCC) has issued a final rule rescinding 12 CFR 27, the 'Fair Housing Home Loan Data System' regulation. This action removes regulatory burden for national banks without impacting the OCC's fair housing supervisory activities.

Interagency FAQs on Tokenized Securities Regulatory Capital

The OCC, Federal Reserve, and FDIC have issued FAQs clarifying the regulatory capital treatment of tokenized securities. The guidance states that the technology used for issuance and transaction does not alter capital treatment, and eligible tokenized securities conferring identical legal rights to their non-tokenized counterparts should be treated the same for capital purposes.

Community Bank Licensing Amendments Final Rule

The OCC issued a final rule amending community bank licensing requirements. The rule simplifies licensing for national banks and federal savings associations with less than $30 billion in assets, providing them access to expedited filing procedures. This aims to reduce regulatory burden for these institutions.