OCC Announces Enforcement Actions Terminations

OCC Enforcement Actions

Filed February 19th, 2026

Detected March 13th, 2026

Summary

The Office of the Comptroller of the Currency (OCC) announced the termination of five formal agreements with banks in February 2026. These terminations indicate that the banks have met compliance requirements or that the terms of the agreements are no longer relevant.

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What changed

The Office of the Comptroller of the Currency (OCC) has announced the termination of five formal agreements with banks: First Federal Savings Bank of Kentucky, Hiawatha National Bank, Minnstar Bank, National Association, North Side Federal Savings and Loan Association of Chicago, and Unity National Bank of Houston. These terminations signify that the respective banks have successfully demonstrated compliance with all articles of their prior enforcement actions, or that outstanding non-compliance issues have been resolved, become outdated, or incorporated into new actions.

For the affected banks, these terminations represent the conclusion of formal supervisory oversight related to the specific agreements. While this is a positive development, compliance officers at other financial institutions should note the OCC's criteria for termination, which include demonstrating full compliance or having issues addressed through new actions. This announcement does not impose new obligations but confirms the resolution of past enforcement actions.

Source document (simplified)

News Release 2026-8 | February 19, 2026

OCC Announces Enforcement Actions for February 2026

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WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released enforcement actions for February 2026.

The enforcement actions released are terminations. The OCC terminates enforcement actions when a bank has demonstrated compliance with all articles of an enforcement action; or when the OCC determines that articles deemed “not in compliance” have become outdated or irrelevant to the bank’s current circumstances; or when the OCC incorporates the articles deemed “not in compliance” into a new action. The termination actions are:

Order Terminating the Formal Agreement with First Federal Savings Bank of Kentucky, Frankfort, Kentucky, dated August 13, 2024 (Docket No. AA-CE-2024-62). (Docket No. AA-CE-2026-2)
Order Terminating the Formal Agreement with Hiawatha National Bank, Hager City, Wisconsin, dated October 22, 2024 (Docket No. AA-CE-2024-32). (Docket No. AA-CE-2026-8)
Order Terminating the Formal Agreement with Minnstar Bank, National Association, Lake Crystal, Minnesota, dated March 12, 2024 (Docket No. AA-CE-2024-2). (Docket No. AA-CE-2025-70)
Order Terminating the Formal Agreement with North Side Federal Savings and Loan Association of Chicago, Chicago, Illinois, dated November 16, 2023 (Docket No. AA-CE-2023-22). (Docket No. AA-CE-2025-69)
Order Terminating the Formal Agreement with Unity National Bank of Houston, Houston, Texas, dated August 30, 2022 (Docket No. AA-SO-2022-9). (Docket No. AA-ENF-2026-9) To receive alerts for news releases announcing public OCC enforcement actions, subscribe to OCC Email Updates.

All OCC public enforcement actions taken since August 1989 are available for download by viewing the searchable enforcement actions database at https://apps.occ.gov/EASearch.