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Comptroller of the Currency: GENIUS ECON FINAL NPR Regulations

The Office of the Comptroller of the Currency (OCC) has published final regulations concerning GENIUS ECON NPR. These regulations introduce new requirements for financial institutions under the purview of the OCC.

Fair Housing Home Loan Data System Rule

The Office of the Comptroller of the Currency has published a final rule establishing the Fair Housing Home Loan Data System. This rule, effective April 3, 2026, introduces new data collection and reporting requirements for certain financial institutions regarding home loan applications.

Stablecoins Act Rules for OCC Jurisdiction Entities

The Office of the Comptroller of the Currency (OCC) has issued a proposed rule to implement the Guiding and Establishing National Innovation for U.S. Stablecoins Act. This rule outlines the requirements for entities under OCC jurisdiction regarding the issuance of stablecoins. The comment period for this proposed rule closes on May 1, 2026.

OCC: Agency Information Collection Renewal for Savings Associations

The Office of the Comptroller of the Currency (OCC) has submitted a renewal request for an existing agency information collection concerning savings associations to the Office of Management and Budget (OMB) for review. This notice is part of the standard public comment process for such renewals.

Comptroller Gould Discusses Bank Resolution Planning and Failures

Comptroller of the Currency Jonathan V. Gould discussed the efficacy of bank resolution planning, a tool established by the Dodd-Frank Act. He examined whether current resolution plans are usable in actual resolutions and if the resources dedicated to them are appropriate, based on his experience and observations.

Comptroller Gould Discusses De Novo Charters and Digital Assets

Comptroller of the Currency Jonathan V. Gould discussed the OCC's priority to reinvigorate de novo bank charters, noting an increase in applications in 2025, including those for digital asset activities. He emphasized the importance of a robust pipeline of new banks for a dynamic and competitive financial system.

OCC Announces Enforcement Actions for January 2026

The Office of the Comptroller of the Currency (OCC) announced its January 2026 enforcement actions, including an order of prohibition against an individual for embezzlement and falsifying records. The OCC also released orders terminating previous enforcement actions against several banks.

Interagency FAQs on Tokenized Securities Regulatory Capital

The OCC, Federal Reserve, and FDIC have issued FAQs clarifying the regulatory capital treatment of tokenized securities. The guidance states that the technology used for issuance and transaction does not alter capital treatment, and eligible tokenized securities conferring identical legal rights to their non-tokenized counterparts should be treated the same for capital purposes.

Community Bank Licensing Amendments Final Rule

The OCC issued a final rule amending community bank licensing requirements. The rule simplifies licensing for national banks and federal savings associations with less than $30 billion in assets, providing them access to expedited filing procedures. This aims to reduce regulatory burden for these institutions.