OCC Speeches

OCC Remarks on Fostering a Resilient Financial System

Acting Comptroller of the Currency Rodney E. Hood delivered remarks on fostering a resilient and resurgent financial system. The speech outlined four key strategies: accelerating bank-fintech partnerships, expanding engagement with digital assets, advancing financial inclusion, and modernizing regulation.

Rodney Hood Discusses Homeownership at Detroit Fair

Acting Comptroller of the Currency Rodney Hood delivered remarks at the Detroit REACh Homebuyers Fair on June 28, 2025. He discussed the Office of the Comptroller of the Currency's (OCC) priorities regarding financial inclusion and advancing homeownership, highlighting the role of national banks and federal savings associations.

Comptroller Gould Discusses De Novo Charters and Digital Assets

Comptroller of the Currency Jonathan V. Gould discussed the OCC's priority to reinvigorate de novo bank charters, noting an increase in applications in 2025, including those for digital asset activities. He emphasized the importance of a robust pipeline of new banks for a dynamic and competitive financial system.

Comptroller Gould Discusses Bank Resolution Planning and Failures

Comptroller of the Currency Jonathan V. Gould discussed the efficacy of bank resolution planning, a tool established by the Dodd-Frank Act. He examined whether current resolution plans are usable in actual resolutions and if the resources dedicated to them are appropriate, based on his experience and observations.

Comptroller of the Currency Remarks on Financial Literacy and Education

Comptroller of the Currency Jonathan V. Gould delivered remarks on financial literacy, emphasizing its importance for informed consumer choices and economic participation. He highlighted the OCC's efforts to reform Community Reinvestment Act examinations and champion technological innovation in banking.