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Financial Exploitation Prevention Act of 2025 - CBO Cost Estimate

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Summary

The Congressional Budget Office (CBO) published a cost estimate for H.R. 2478, the Financial Exploitation Prevention Act of 2025. The estimate was prepared in response to the bill as reported by the House Committee on Financial Services on November 4, 2025. The CBO analysis provides budgetary projections for the legislation aimed at preventing financial exploitation, particularly of seniors and vulnerable adults.

What changed

The CBO published its cost estimate for H.R. 2478, the Financial Exploitation Prevention Act of 2025. This document provides the Congressional Budget Office's assessment of the bill's potential costs to the federal government. The bill was reported by the House Committee on Financial Services in November 2025 and this estimate reflects the CBO's analysis of that version.

Financial institutions and elder financial abuse prevention advocates should monitor H.R. 2478 as it advances through Congress. The bill may establish new requirements for banks and investment advisers to help protect seniors and vulnerable adults from financial exploitation, which could create compliance obligations for financial services firms subject to federal oversight.

What to do next

  1. Monitor bill progress through Congress
  2. Review CBO cost estimate for budget impact details
  3. Assess potential compliance obligations if bill enacted

Archived snapshot

Apr 8, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.


H.R. 2478, Financial Exploitation Prevention Act of 2025


April 8, 2026

Cost Estimate As reported by the House Committee on Financial Services on November 4, 2025

View Document 280.46 KB

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Last updated

Classification

Agency
CBO
Published
April 8th, 2026
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Minor
Document ID
H.R. 2478

Who this affects

Applies to
Banks Financial advisers Investors
Industry sector
5221 Commercial Banking
Activity scope
Financial exploitation prevention Senior financial protection Financial institution compliance
Geographic scope
United States US

Taxonomy

Primary area
Consumer Finance
Operational domain
Compliance
Compliance frameworks
Dodd-Frank
Topics
Financial Services Consumer Protection

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