Income Driven Repayment Plan Request Form Revision Under PRA

Content

ACTION:

Notice.

SUMMARY:

In accordance with the Paperwork Reduction Act (PRA) of 1995, the Department is proposing revision of a currently approved
information collection request (ICR).

DATES:

Interested persons are invited to submit comments on or before June 22, 2026.

ADDRESSES:

To access and review all the documents related to the information collection listed in this notice, please use http://www.regulations.gov by searching the Docket ID number ED-2026-SCC-1420. Comments submitted in response to this notice should be submitted electronically
through the Federal eRulemaking Portal at http://www.regulations.gov by selecting the Docket ID number or via postal mail, commercial delivery, or hand delivery. If the regulations.gov site is not available to the public for any reason, the Department will temporarily accept comments at ICDocketMgr@ed.gov. Please include the docket ID number

and the title of the information collection request when requesting documents or submitting comments. Please note that comments
submitted after the comment period will not be accepted. Written requests for information or comments submitted by postal
mail or delivery should be addressed to Carolyn Rose, U.S. Department of Education, Federal Student Aid, 400 Maryland Avenue
SW, Washington, DC 20202-1200.

FOR FURTHER INFORMATION CONTACT:

For specific questions related to collection activities, please contact Carolyn Rose, (202) 453-5967.

SUPPLEMENTARY INFORMATION:

The Department, in accordance with the Paperwork Reduction Act of 1995 (PRA) (44 U.S.C. 3506(c)(2)(A)), provides the general
public and Federal agencies with an opportunity to comment on proposed, revised, and continuing collections of information.
This helps the Department assess the impact of its information collection requirements and minimize the public's reporting
burden. It also helps the public understand the Department's information collection requirements and provide the requested
data in the desired format. The Department is soliciting comments on the proposed information collection request (ICR) that
is described below. The Department is especially interested in public comment addressing the following issues: (1) is this
collection necessary to the proper functions of the Department; (2) will this information be processed and used in a timely
manner; (3) is the estimate of burden accurate; (4) how might the Department enhance the quality, utility, and clarity of
the information to be collected; and (5) how might the Department minimize the burden of this collection on the respondents,
including through the use of information technology. Please note that written comments received in response to this notice
will be considered public records.

Title of Collection: Income Driven Repayment Plan Request for the William D. Ford Federal Direct Loans and Federal Family Education Loan Programs.

OMB Control Number: 1845-0102.

Type of Review: Revision of a currently approved ICR.

Respondents/Affected Public: Individuals or Households.

Total Estimated Number of Annual Responses: 9,500,000.

Total Estimated Number of Annual Burden Hours: 3,135,000.

Abstract: The One Big Beautiful Bill Act (OBBBA) signed into law on July 4, 2025, made statutory changes to Sections 455(a), 455(d),
455(e), 455(g), and 455(q) that impact borrower eligibility, terms and conditions, and borrowers' rights and responsibilities
for Direct Loans received on or after July 1, 2026. Additionally, previous provisions regulated in 34 CFR 685.209 effective
July 1, 2024, were invalidated as a result of court actions on March 10, 2026.

Section 493C of the Higher Education Act of 1965, as amended (the HEA), authorizes the Income-Based Repayment (IBR) Plan for
borrowers who obtain student loans through the Federal Family Education Loan (FFEL) Program and William D. Ford Federal Direct
Loan (Direct Loan) Program. Section 455(e) of the HEA describes income-contingent repayment plans for borrowers who obtain
student loans through the Direct Loan Program. Section 455(q) of the HEA describes the Repayment Assistance Plan for borrowers
who obtain student loans through the Direct Loan Program. These plans are collectively referred to as income driven repayment
(IDR) plans and the regulations that govern them are in 34 CFR 682.215 (for FFEL Program loans) and 685.209 (for Direct Loans).
There are three income-contingent repayment plans: the Saving on a Valuable Education (SAVE) Plan (formerly REPAYE), Pay As
You Earn (PAYE) Plan, and the Income-Contingent Repayment (ICR) Plan. The court action effective March 10, 2026 invalidates
the SAVE Plan and the OBBBA requires the remaining income-contingent plans be sunset by July 1, 2028.

The Department is updating the currently approved IDR Request Form that is used by a borrower to enroll, recertify, or change
their IDR plan to support the provisions identified by the OBBBA and court action. Specifically, the form is being updated
to add the Repayment Assistance Plan as an option for borrowers to select and revising the questions related to family size
to accurately gather the borrower's number of dependents—a component unique to the Repayment Assistance Plan. Additionally,
the form explains the terms of the Repayment Assistance Plan and provides notice that the PAYE and ICR plans will be sunset
in 2028 (the SAVE Plan was removed in a previous version of the form as a result of a court injunction). Additional updates
to improve clarity and the borrower experience as a result of these changes have also been made.

Ross Santy, Chief Data Officer, Office of Planning, Evaluation and Policy Development. [FR Doc. 2026-07614 Filed 4-17-26; 8:45 am] BILLING CODE 4000-01-P

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2026-07614.pdf (SECURED)

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