OCC Announces January 2026 Enforcement Actions

OCC Enforcement Actions

Filed January 15th, 2026

Detected March 28th, 2026

Summary

The OCC announced its January 2026 enforcement actions, including an Order of Prohibition against a Wells Fargo employee for embezzling over $800,000. The OCC also terminated several enforcement actions against Clear Fork Bank, Dearborn FSB, The Fairfield National Bank, Mission National Bank, and The Upstate National Bank.

View original document View source feed page

What changed

The Office of the Comptroller of the Currency (OCC) has issued its January 2026 enforcement actions. Key actions include an Order of Prohibition against Tamim Haidar, a Branch Operations Associate Manager at Wells Fargo, for embezzling over $800,000 and falsifying bank records. This action reinforces individual accountability for conduct within banks.

The OCC also announced the termination of several prior enforcement actions. These include the termination of a Cease and Desist Order against Clear Fork Bank, N.A., and the termination of Formal Agreements with Dearborn FSB and The Fairfield National Bank. Additionally, Cease and Desist Orders were terminated against Mission National Bank and The Upstate National Bank. These terminations indicate that the respective institutions have demonstrated compliance or that the terms of the original actions are no longer relevant.

What to do next

Review Order of Prohibition against Tamim Haidar for lessons learned regarding internal controls and employee conduct.
Note the termination of enforcement actions against Clear Fork Bank, Dearborn FSB, The Fairfield National Bank, Mission National Bank, and The Upstate National Bank.

Penalties

Order of Prohibition prohibits individual from any participation in the affairs of a bank or other institution.

Source document (simplified)

News Release 2026-3 | January 15, 2026

OCC Announces Enforcement Actions for January 2026

Share This Page:

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released enforcement actions for January 2026.

The OCC uses enforcement actions against an institution-affiliated party (IAP) to deter, encourage correction of, or prevent violations, unsafe or unsound practices, or breaches of fiduciary duty. Enforcement actions against IAPs reinforce the accountability of individuals for their conduct regarding the affairs of a bank. The term “institution-affiliated party,” or IAP, is defined in 12 USC 1813(u) and includes bank directors, officers, employees, and controlling shareholders. Orders of Prohibition prohibit an individual from any participation in the affairs of a bank or other institution as defined in 12 USC 1818(e)(7). The OCC has taken the following actions against IAPs:

Order of Prohibition against Tamim Haidar, Branch Operations Associate Manager at a Union City, California, branch of Wells Fargo Bank, N.A., Sioux Falls, South Dakota, for embezzling over $800,000 in bank funds and falsifying bank records. (Docket No. AA-ENF-2024-80)
The OCC terminates enforcement actions when a bank has demonstrated compliance with all articles of an enforcement action; or when the OCC determines that articles deemed “not in compliance” have become outdated or irrelevant to the bank’s current circumstances; or when the OCC incorporates the articles deemed “not in compliance” into a new action. Termination actions include:
Order Terminating the Cease and Desist Order against Clear Fork Bank, N.A., Albany, Texas, dated October 8, 2024 (Docket No. AA-ENF-2024-82). (Docket No. AA-SO-2025-66)
Order Terminating the Formal Agreement with Dearborn FSB, Dearborn, Michigan, dated January 16, 2025 (Docket No. AA-CE-2025-02). (Docket No. AA-CE-2025-67)
Order Terminating the Formal Agreement with The Fairfield National Bank, Fairfield, Illinois, dated November 12, 2024 (Docket No. AA-CE-2024-90). (Docket No. AA-CE-2025-68)
Order Terminating the Cease and Desist Order against Mission National Bank, San Francisco, California, dated April 14, 2020 (Docket No. AA-WE-2020-16). (Docket No. AA-WE-2025-55).
Order Terminating the Cease and Desist Order against The Upstate National Bank, Ogdensburg, New York, dated November 16, 2023 (Docket No. AA-NE-2023-59). (Docket No. AA-NE-2025-65)
To receive alerts for news releases announcing public OCC enforcement actions, subscribe to OCC Email Updates.

All OCC public enforcement actions taken since August 1989 are available for download by viewing the searchable enforcement actions database at https://apps.occ.gov/EASearch.