OCC Announces Enforcement Actions Terminations for February 2026

OCC Enforcement Actions

Filed February 19th, 2026

Detected March 28th, 2026

Summary

The Office of the Comptroller of the Currency (OCC) announced the termination of five formal agreements with banks in February 2026. These terminations indicate that the banks have demonstrated compliance with their respective enforcement actions or that the terms have become outdated.

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What changed

The OCC has announced the termination of formal agreements with five banks: First Federal Savings Bank of Kentucky, Hiawatha National Bank, Minnstar Bank, National Association, North Side Federal Savings and Loan Association of Chicago, and Unity National Bank of Houston. These terminations signify that the banks have met the requirements of their prior enforcement actions, or that the conditions within those actions are no longer relevant or have been superseded by new actions.

For compliance officers at these specific institutions, this news confirms the closure of past regulatory scrutiny, potentially freeing up resources. For other banks under OCC supervision, this serves as an informational update on the agency's enforcement activity and the conditions under which formal agreements are concluded. No immediate action is required by entities not named in these specific terminations.

Source document (simplified)

News Release 2026-8 | February 19, 2026

OCC Announces Enforcement Actions for February 2026

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WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released enforcement actions for February 2026.

The enforcement actions released are terminations. The OCC terminates enforcement actions when a bank has demonstrated compliance with all articles of an enforcement action; or when the OCC determines that articles deemed “not in compliance” have become outdated or irrelevant to the bank’s current circumstances; or when the OCC incorporates the articles deemed “not in compliance” into a new action. The termination actions are:

Order Terminating the Formal Agreement with First Federal Savings Bank of Kentucky, Frankfort, Kentucky, dated August 13, 2024 (Docket No. AA-CE-2024-62). (Docket No. AA-CE-2026-2)
Order Terminating the Formal Agreement with Hiawatha National Bank, Hager City, Wisconsin, dated October 22, 2024 (Docket No. AA-CE-2024-32). (Docket No. AA-CE-2026-8)
Order Terminating the Formal Agreement with Minnstar Bank, National Association, Lake Crystal, Minnesota, dated March 12, 2024 (Docket No. AA-CE-2024-2). (Docket No. AA-CE-2025-70)
Order Terminating the Formal Agreement with North Side Federal Savings and Loan Association of Chicago, Chicago, Illinois, dated November 16, 2023 (Docket No. AA-CE-2023-22). (Docket No. AA-CE-2025-69)
Order Terminating the Formal Agreement with Unity National Bank of Houston, Houston, Texas, dated August 30, 2022 (Docket No. AA-SO-2022-9). (Docket No. AA-ENF-2026-9) To receive alerts for news releases announcing public OCC enforcement actions, subscribe to OCC Email Updates.

All OCC public enforcement actions taken since August 1989 are available for download by viewing the searchable enforcement actions database at https://apps.occ.gov/EASearch.