Consent Token Sharing Methods and Systems

ChangeBridge: Patent Grants - Business Methods (G06Q)

Published March 31st, 2026

Detected March 31st, 2026

Summary

USPTO granted Mastercard International Incorporated Patent US12591882B2 for methods and systems enabling secure sharing of user consent tokens across multiple applications. The invention covers a server-based system that stores user consent tokens, manages cross-application access permissions based on access level settings, and allows authorized sharing between application service providers while maintaining user credential control.

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What changed

USPTO issued Patent US12591882B2 to Mastercard International Incorporated on March 31, 2026. The patent covers methods and systems for sharing consent tokens among applications, with CPC classification G06Q 20/3821 (payment systems). The granted patent includes 10 claims protecting innovations in server-side consent token storage, cross-application access determination based on first application service provider settings, and conditional token sharing with second application service providers. Inventors include Ajay Sinha, Sachin Kumar Singh, and Kaushal Shetty.

This is a patent grant notification, not a regulatory compliance requirement. Compliance officers should note this patent may be relevant for companies developing multi-application consent management systems or cross-platform user credential sharing technologies. Organizations should consult intellectual property counsel if their payment or fintech consent token systems could implicate Mastercard's patent claims. No immediate compliance actions are required.

Source document (simplified)

← USPTO Patent Grants

Methods and systems for sharing a consent token associated with a user consent among applications

Grant US12591882B2 Kind: B2 Mar 31, 2026

Assignee

MASTERCARD INTERNATIONALINCORPORATED

Inventors

Ajay Sinha, Sachin Kumar Singh, Kaushal Shetty

Abstract

Embodiments provide methods and systems for sharing a user consent associated with user consent among applications. Method performed by server system includes storing consent token associated with user in a database based upon receiving consent from the user on the first application to utilize user credential data for subsequent transactions in connection with interaction between a user device and a first application service provider. The method includes receiving a request to access the consent token associated from a second application service provider associated with a second application accessible on the user device, determining whether the second application service provider is able to access the consent token associated with the first application based on access level data set by the first application service provider of the first application for accessing the consent token and allowing access of the consent token to the second application based on the determining step.