Changeflow GovPing Banking & Finance Hartford Fire Insurance Absence Framework Patent
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Hartford Fire Insurance Absence Framework Patent

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Summary

USPTO granted patent US12602663B2 to Hartford Fire Insurance Company on April 14, 2026, for a computer-implemented absence planning system. The system receives absence planning requests, integrates data from third-party platforms, and applies an algorithm to dynamically generate absence plans. The patent contains 20 claims defining exclusive rights to the described system and method.

Published by USPTO on changeflow.com . Detected, standardized, and enriched by GovPing. Review our methodology and editorial standards .

What changed

USPTO issued patent US12602663B2 to Hartford Fire Insurance Company for an absence framework system. The invention includes a computer processor and memory storing instructions to receive absence planning requests, extract data from third-party platforms, apply an absence planning algorithm, and output dynamically generated absence plans.

For affected parties, this patent grants Hartford Fire Insurance exclusive rights to the described absence management system technology for 20 years from the filing date. Third parties developing similar absence planning systems should be aware of potential patent infringement risks when implementing comparable functionality involving third-party data integration and algorithmic processing for absence management. No immediate compliance obligations are imposed by this patent grant.

Archived snapshot

Apr 19, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

← USPTO Patent Grants

Absence framework

Grant US12602663B2 Kind: B2 Apr 14, 2026

Assignee

HARTFORD FIRE INSURANCE COMPANY

Inventors

Bridget S. Clark, Chrystal Goodson, Michael J Kelliher, Paul William Leach, Dennis D. Pannella, Jr.

Abstract

According to some embodiments, systems and methods are provided including a computer processor; and a computer memory, coupled to the computer processor, storing instructions that, when executed by the computer processor, cause the back-end application computer server to: receive an absence planning request from a first user; receive data for the first user from the data store and at least one of a first third-party platform and a second third-party platform; extract data from the received data for the first user; apply an absence planning algorithm to the extracted data to dynamically generate an absence plan; and output the generated absence plan; and a communication port coupled to the back-end application computer server to facilitate a transmission of data with remote user devices to support interactive user interface displays, including the absence plan, via a distributed communication network. Numerous other aspects are provided.

CPC Classifications

G06Q 10/1057 G06Q 50/265

Filing Date

2024-09-25

Application No.

18896117

Claims

20

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Last updated

Classification

Agency
USPTO
Published
April 14th, 2026
Instrument
Notice
Legal weight
Binding
Stage
Final
Change scope
Minor
Document ID
US12602663B2

Who this affects

Applies to
Insurers Technology companies
Industry sector
5112 Software & Technology
Activity scope
Patent grants Software development Business systems
Geographic scope
United States US

Taxonomy

Primary area
Intellectual Property
Operational domain
Legal
Topics
Insurance Software & Technology

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