FDIC Board of Directors Open Meeting and Actions

The FDIC Board of Directors met on January 22, 2026, to approve two significant actions. First, they adopted a Notice of Guidelines for Appeals of Material Supervisory Determinations, establishing a formal process for financial institutions to appeal certain supervisory decisions. Second, a Final Rule was approved that amends Part 328 of FDIC regulations concerning official signs, advertisement of membership, false advertising, misrepresentation of insured status, and misuse of the FDIC's name or logo. These actions aim to clarify appeal processes and reinforce rules around the proper use of FDIC branding and insured status representations.

Financial institutions should review the new guidelines for appealing material supervisory determinations to understand the process and ensure compliance. Additionally, all insured institutions must review and comply with the updated regulations regarding the display of FDIC signs and advertising of membership, ensuring they do not misrepresent their insured status or misuse the FDIC's name or logo. Specific compliance deadlines are not explicitly stated for these actions, but adherence to the final rule is expected promptly, and failure to comply with advertising and branding rules can lead to penalties.