FDIC Board Meeting - Stablecoin, AML/CFT, and Reputation Risk Rules

FDIC News

Published April 3rd, 2026

Detected April 4th, 2026

Summary

The FDIC Board will meet on April 7, 2026, to consider three regulatory items: a proposed rule on stablecoin requirements under the GENIUS Act for FDIC-supervised permitted payment stablecoin issuers and insured depository institutions; a proposed rule on Anti-Money Laundering and Countering the Financing of Terrorism programs; and a final rule prohibiting the use of reputation risk by regulators. The meeting is open to public observation via webcast.

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What changed

The FDIC has scheduled a Board meeting for April 7, 2026, to consider two Notices of Proposed Rulemaking and one Final Rule. The proposed rulemakings address: (1) GENIUS Act requirements and standards for FDIC-supervised permitted payment stablecoin issuers and insured depository institutions, and (2) Anti-Money Laundering and Countering the Financing of Terrorism (AML/CFT) programs. Additionally, the Board will consider a final rule prohibiting the use of reputation risk by regulators.

Compliance officers at FDIC-supervised institutions should monitor for the publication of these proposed rulemakings in the Federal Register and prepare to submit comments by the specified deadlines. Institutions engaged in stablecoin issuance or traditional AML/CFT compliance programs should review the proposed requirements when published and assess potential operational impacts. The meeting will be broadcast publicly via the FDIC website.

What to do next

Monitor for publication of the proposed rulemakings in the Federal Register following the Board meeting
Review stablecoin-related requirements if your institution issues permitted payment stablecoins
Assess AML/CFT program requirements when the proposed rule is published

Source document (simplified)

Time and Date: 1 p.m. on April 7, 2026 NOTICE OF MEETING TO BE HELD WITH LESS THAN SEVEN DAYS' ADVANCE NOTICE

PLACE: This Board meeting will be open to public observation by webcast. Visit https://www.fdic.gov/news/board-matters/video.html for a link to the webcast. Members of the media should contact the Office of Communications by Monday, April 6, 2026, at mediarequests@fdic.gov to attend in person. FDIC Board Members and staff will participate from FDIC Headquarters, 550 17th Street, NW, Washington, DC.

Observers requiring auxiliary aids should email DisabilityProgram@fdic.gov to make necessary arrangements.

STATUS: Open to public observation via webcast.

MATTERS TO BE CONSIDERED: The Federal Deposit Insurance Corporation’s (FDIC) Board of Directors will meet to consider the following matters:

Discussion Agenda:

Notice of Proposed Rulemaking: GENIUS Act Requirements and Standards for FDIC-Supervised Permitted Payment Stablecoin Issuers and Insured Depository Institutions.
Notice of Proposed Rulemaking: Anti-Money Laundering and Countering the Financing of Terrorism Programs.
Final Rule: Prohibition on Use of Reputation Risk by Regulators. Summary Agenda:

No substantive discussion of the following items is anticipated. The Board of Directors will resolve these matters with a single vote unless a member of the Board requests that an item be moved to the discussion agenda.

Minutes of Board of Directors’ Meeting Previously Distributed. CONTACT PERSON FOR MORE INFORMATION: For further information, please contact Debra A. Decker, Executive Secretary, FDIC, at FDICBoardMatters@fdic.gov.

AUTHORITY: 5 U.S.C. 552b

Dated at Washington, DC, on April 3, 2026

Federal Deposit Insurance Corporation.

By:________________________________
Debra A. Decker
Executive Secretary

Last Updated: April 3, 2026