EPO Patent Bulletin - Business Methods (G06Q)
Thursday, April 16, 2026
Shopping Pension, Shopping Bonus, Sales Bonus Payment System Linked to Commercial Transaction
The European Patent Office published patent application EP4645200A1 by applicant/inventor Oh, Jung Gun. The application discloses a shopping pension, shopping bonus, sales pension, and sales bonus payment system linked to commercial transactions, classified under G06Q 40/08 (financial transaction systems). The application covers designated EU member states including DE, FR, GB, IT, ES, NL, BE, AT, and 26 others.
Accelerated Blockchain Instructions, FinTech
The European Patent Office published patent application EP4553746A1 titled 'Technology for Executing Accelerated Instructions in Blockchain System.' The invention relates to accelerated instruction execution in blockchain systems for financial technology (FinTech) applications, classified under IPC G06Q 40/04 and H04L 9/00. Applicants: Anam145. Inventors: LEE, Junghee, SIM, Junsik. This publication makes the patent application publicly available and initiates the opposition period. Third parties may review the technical disclosure and file observations. The designated states cover all European Patent Convention member states.
Social Marketing Group Patent - Credit Card Payment with Social Network Information
The European Patent Office published patent application EP2656286A1 for a method of generating social marketing group information by associating credit card payment data with social network information. Applicant and inventor is Yeom, Suk Hwan. The patent covers business methods in the G06Q classification including social marketing, payment processing, and mobile network integration.
Remote Transaction System, Method and Point of Sale Terminal
The European Patent Office published patent EP3123424A1 for Hilloa Ltd, covering a remote transaction system, method, and point of sale terminal. The invention relates to G06Q 20/32 (payment/financial transaction systems) and is designated for validation across 32 European states including AT, BE, DE, ES, FI, FR, GB, IE, IT, NL, PT, and others. The patent grants exclusive rights to inventors SAVOLAINEN, Risto and JAYET, Stéphane for the disclosed commercial transaction technology.
Payment Approval Platform - Patent EP3335171A1
The European Patent Office published patent EP3335171A1 for Greenlight Me, Inc., covering a payment approval platform system. The patent application, originally filed in 2019, includes claims related to financial transaction approval mechanisms, user authentication for payment authorization, and approval workflow processing. The patent designation covers 39 European member states including major markets such as Germany, France, Italy, Spain, and the United Kingdom.
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