Remote Transaction System, Method and Point of Sale Terminal
Summary
The European Patent Office published patent EP3123424A1 for Hilloa Ltd, covering a remote transaction system, method, and point of sale terminal. The invention relates to G06Q 20/32 (payment/financial transaction systems) and is designated for validation across 32 European states including AT, BE, DE, ES, FI, FR, GB, IE, IT, NL, PT, and others. The patent grants exclusive rights to inventors SAVOLAINEN, Risto and JAYET, Stéphane for the disclosed commercial transaction technology.
What changed
EPO granted patent EP3123424A1 to Hilloa Ltd for a remote transaction system and point-of-sale terminal technology. The patent covers methods and systems for processing commercial transactions, classified under IPC G06Q 20/32. The patent is designated for validation in 32 European contracting states.
Parties operating in payment processing, POS terminal manufacturing, or fintech may wish to review this patent landscape to assess potential licensing requirements or design-around considerations for similar transaction technologies entering the European market.
What to do next
- Monitor patent register for any post-grant challenges or oppositions
Archived snapshot
Apr 16, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
REMOTE TRANSACTION SYSTEM, METHOD AND POINT OF SALE TERMINAL
Publication EP3123424A1 Kind: A1 Apr 08, 2026
Applicants
Hilloa Ltd
Inventors
SAVOLAINEN, Risto, JAYET, Stéphane
IPC Classifications
G06Q 20/32 20120101AFI20151007BHEP
Designated States
AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LI, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR
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