Changeflow GovPing Banking & Finance Shopping Pension, Shopping Bonus, Sales Bonus P...
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Shopping Pension, Shopping Bonus, Sales Bonus Payment System Linked to Commercial Transaction

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Summary

The European Patent Office published patent application EP4645200A1 by applicant/inventor Oh, Jung Gun. The application discloses a shopping pension, shopping bonus, sales pension, and sales bonus payment system linked to commercial transactions, classified under G06Q 40/08 (financial transaction systems). The application covers designated EU member states including DE, FR, GB, IT, ES, NL, BE, AT, and 26 others.

What changed

The EPO published patent application EP4645200A1 disclosing a system for managing shopping pensions, shopping bonuses, sales pensions, and sales bonuses tied to commercial transactions. The application falls under IPC classification G06Q 40/08 relating to financial transaction systems.

Entities developing payment processing, loyalty rewards, or consumer cashback systems should monitor this application for potential blocking positions in the disclosed payment methodologies. The patent may affect product development strategies for software developers and retailers offering consumer incentive programs in designated EU member states.

What to do next

  1. Monitor for patent grant proceedings
  2. Review claims for potential infringement if developing similar payment or loyalty systems

Archived snapshot

Apr 16, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

← EPO Patent Bulletin

SHOPPING PENSION, SHOPPING BONUS, SALES PENSION, AND SALES BONUS PAYMENT SYSTEM AND METHOD LINKED TO COMMERCIAL TRANSACTION

Publication EP4645200A1 Kind: A1 Apr 08, 2026

Applicants

Oh, Jung Gun

Inventors

Oh, Jung Gun

IPC Classifications

G06Q 40/08 20120101AFI20240706BHEP

Designated States

AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LI, LT, LU, LV, MC, ME, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR

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Last updated

Classification

Agency
EPO
Published
April 8th, 2026
Instrument
Notice
Legal weight
Binding
Stage
Final
Change scope
Minor
Document ID
EP4645200A1

Who this affects

Applies to
Retailers Technology companies Consumers
Industry sector
5112 Software & Technology
Activity scope
Payment systems Consumer rewards programs Loyalty systems
Geographic scope
European Union EU

Taxonomy

Primary area
Intellectual Property
Operational domain
Legal
Topics
Consumer Finance Financial Services

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