Changeflow GovPing Banking & Finance Digital Currency Payment Reward Allocation Method
Routine Notice Added Final

Digital Currency Payment Reward Allocation Method

Favicon for changeflow.com ChangeBridge: Patent Apps - Business Methods (G06Q)
Published
Detected
Email

Summary

The USPTO published patent application US20260094180A1 by inventors Tomaz Kregar et al. describing a method for allocating and delivering cryptocurrency rewards to consumers. The system receives cryptocurrency payment transactions, verifies distributed ledger recording, and issues cryptocurrency rewards to qualifying consumers. This is a published patent application creating no immediate regulatory obligations.

What changed

The USPTO published patent application US20260094180A1 for a method enabling payment processing systems to allocate and deliver cryptocurrency rewards. The method involves receiving a cryptocurrency payment from a consumer, determining if the transaction qualifies for a reward, confirming the payment is recorded on a distributed ledger, and issuing the cryptocurrency reward. The application covers CPC classifications G06Q 30/0226, G06Q 20/065, and G06Q 20/36.

Patent applications do not create compliance obligations for regulated entities. Companies developing cryptocurrency payment systems, loyalty programs, or blockchain-based reward systems may wish to review this application to understand existing intellectual property in this space and assess potential licensing needs or design-around considerations. No action is required for compliance purposes.

Archived snapshot

Apr 2, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

← USPTO Patent Applications

SYSTEM AND METHOD FOR DIGITAL CURRENCY PAYMENT REWARD ALLOCATION AND DELIVERY

Application US20260094180A1 Kind: A1 Apr 02, 2026

Inventors

Tomaz Kregar, Igor Kregar, Joshua Tate, William C. Erbey

Abstract

The present disclosure relates to a method for digital currency payment reward allocation and delivery. The method includes receiving, at a payment processing system, a payment processing transaction (PPT) request using a cryptocurrency payment from a consumer. The payment processing system determines that the request qualifies for the delivery of a cryptocurrency reward. The payment processing system confirms that the cryptocurrency payment is recorded in a distributed ledger. The payment processing system issues the cryptocurrency reward to a consumer based on the PPT request.

CPC Classifications

G06Q 30/0226 G06Q 20/065 G06Q 20/36 G06Q 2220/00

Filing Date

2024-10-02

Application No.

18904843

View original document →

Named provisions

Abstract CPC Classifications

Get daily alerts for ChangeBridge: Patent Apps - Business Methods (G06Q)

Daily digest delivered to your inbox.

Free. Unsubscribe anytime.

About this page

What is GovPing?

Every important government, regulator, and court update from around the world. One place. Real-time. Free. Our mission

What's from the agency?

Source document text, dates, docket IDs, and authority are extracted directly from USPTO.

What's AI-generated?

The plain-English summary, classification, and "what to do next" steps are AI-generated from the original text. Cite the source document, not the AI analysis.

Last updated

Classification

Agency
USPTO
Published
April 2nd, 2026
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Minor
Document ID
US20260094180A1

Who this affects

Applies to
Financial advisers Investors Retailers
Industry sector
5222 Fintech & Digital Payments 4541 E-Commerce 5239.1 Cryptocurrency & Digital Assets
Activity scope
Digital Currency Payments Cryptocurrency Reward Systems Payment Processing
Geographic scope
United States US

Taxonomy

Primary area
Payments
Operational domain
Legal
Compliance frameworks
Dodd-Frank BSA/AML
Topics
Cryptocurrency Digital Finance

Get alerts for this source

We'll email you when ChangeBridge: Patent Apps - Business Methods (G06Q) publishes new changes.

Optional. Personalizes your daily digest.

Free. Unsubscribe anytime.