Payment system with email command controls
Summary
USPTO granted patent US12596995B2 to SWOOP IP Holdings LLC covering a payment system that uses email commands to initiate e-commerce transactions. The system authenticates messages and processes payments based on responses to generated invoices. The patent contains 19 claims.
What changed
USPTO issued patent grant US12596995B2 to SWOOP IP Holdings LLC for a system and method enabling email-based payment commands in e-commerce. The invention covers formatting actions based on assigned addresses, authenticating messages, performing actions for authenticated messages, providing sign-up flows for unauthenticated messages, and processing payments via invoice responses.
For technology companies and fintech firms operating in e-commerce payment systems, this patent establishes intellectual property rights in email-command payment technology. Parties developing similar email-based payment authentication systems should consider potential infringement implications and may need to seek licensing arrangements with SWOOP IP Holdings LLC.
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Apr 7, 2026GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.
Myriad of payment methods with alternate payment controls
Grant US12596995B2 Kind: B2 Apr 07, 2026
Assignee
SWOOP IP HOLDINGS LLC
Inventors
John P. Killoran, Jr., Patrick Killoran, Corey Englebrake
Abstract
A system and method for providing an email as a command is disclosed. The system and method include formatting an action in an e-commerce system based on an assigned address, wherein communication with the assigned address initiates the action, and authenticating a message addressed to the assigned address, wherein for a positively authenticated message the action is performed. The system and method may also include receiving the message sent to the assigned address. For negatively authenticated messages, the system and method include providing a sender of the message a sign-up to enable positive authentication. The system and method may include requesting details of the action based on the message. The system and method may include sending an invoice for the action to the address that sent the authenticated message and processing a payment based on a response to the sent invoice.
CPC Classifications
G06Q 10/1097 G06Q 20/12 G06Q 20/227 G06Q 20/3255 G06Q 20/367 G06Q 20/40 G06Q 30/04 G06Q 20/384 G06Q 20/386 H04L 51/046 H04L 51/18 H04L 51/52 H04L 67/02 H04W 4/14
Filing Date
2022-08-09
Application No.
17884084
Claims
19
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