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Bill splitting and payment system and method

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Summary

The USPTO granted patent US12597001B2 to inventor Brandon Ham for a bill splitting and payment system that integrates a mobile application with point-of-sale (POS) systems, allowing users to split and pay itemized bills. The patent contains 8 claims and covers CPC classifications related to payment systems, commerce, and financial transactions.

What changed

USPTO granted patent US12597001B2 for a bill splitting and payment system integrating mobile applications with POS systems, covering G06Q classifications including payment processing, commerce, and financial transaction systems. The patent includes 8 claims covering the system architecture for itemized bill splitting functionality.

Technology companies and fintech firms developing bill splitting applications, POS integration solutions, or mobile payment systems should review this patent to assess potential licensing requirements, freedom-to-operate considerations, or opportunities for design-around innovation to avoid infringement claims.

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Archived snapshot

Apr 7, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

← USPTO Patent Grants

Bill splitting and payment system and method

Grant US12597001B2 Kind: B2 Apr 07, 2026

Inventors

Brandon Ham

Abstract

The present subject matter discloses systems and methods in which a mobile application integrates with a point of sale (POS) system such that users may split and pay an itemized bill.

CPC Classifications

G06Q 20/102 G06Q 20/20 G06Q 50/12 G06Q 30/04 G06Q 20/3276

Filing Date

2023-05-22

Application No.

18200411

Claims

8

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Last updated

Classification

Agency
USPTO
Published
April 7th, 2026
Instrument
Notice
Legal weight
Binding
Stage
Final
Change scope
Minor
Document ID
US12597001B2

Who this affects

Applies to
Technology companies Financial advisers
Industry sector
5112 Software & Technology
Activity scope
Mobile payment processing POS system integration
Geographic scope
United States US

Taxonomy

Primary area
Intellectual Property
Operational domain
Legal
Topics
Consumer Finance Financial Services

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