Banknote Circulation and Payment Statistics

Detected April 1st, 2026

Summary

Sveriges Riksbank published updated statistics showing Swedish banknote and coin circulation decreased 2.6% year-over-year. Payment values settled through the RIX-RTGS interbank system declined 4.9% compared to the prior year. The Riksbank reports that 98.5% of applications to redeem invalid banknotes are granted.

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What changed

The Riksbank published current statistics on Swedish cash circulation and interbank payment volumes. Banknote and coin circulation declined 2.6% year-over-year, while the total value of payments settled in RIX-RTGS decreased 4.9% compared to the same period last year. Invalid banknote redemption approval rate stands at 98.5%.

These figures are informational statistics with no new regulatory requirements or compliance obligations. The page serves as a reference dashboard for payment market trends and includes links to related Riksbank publications including the Payments Report 2026 and new consultation on payment regulations. No immediate action is required from regulated entities.

Source document (simplified)

Banknotes and coins in circulation

-2,6 % The total amount of banknotes and coins in society has changed this much in relation to one year ago. Statistics on notes and coins

Payments in RIX-RTGS

-4,9 % This is how much the total value of payments settled in RIX-RTGS has changed compared to one year ago. Statistics payments RIX-RTGS

Redemption of invalid banknotes

98.5 % Most applications to redeem invalid banknotes are granted by the Riksbank. Statistics on notes and coins

News about payments and cash

The Riksbank has the possibility to redeem all invalid Swedish banknotes, regardless of their age.

Redeeming invalid banknotes **

Payments Report

The Payments Report describes and analyses developments on the retail payments market and presents the Riksbank’s assessments and work in the payment area.

Payments Report **

Recommendations to the general public

The general public has an important role to play in strengthening payment preparedness **

Search interest and exchange rates

Via the Riksbank's "Search interest rates and exchange rates" service, you can search for exchange-rate and interest-rate values. The interest rates are published at 09.10 and the exchange rates at 16.15 every Swedish banking day.

Search interest and exchange rates **

Statistics on notes and coins

The statistics on notes and coins are updated annually and monthly. It shows among other things the value of notes and coins in circulation.

Statistics on notes and coins **

Payments statistics

Every year, the Riksbank collects different types of payment statistics from banks and payment service providers. These are Sweden's official payment statistics. Here you can find statistics on, for example, card payments, cash withdrawals and direct debit payments.

Statistics on payments **