Electronic Payment Processing Using Adjusted Interchange Rate Patent
Summary
The European Patent Office published patent EP3903266A1 for Boost Payment Solutions, Inc., covering electronic payment processing methods that optimize interchange rates through dynamic adjustment. The patent application was filed by inventors Dean Michael Leavitt and James Edward Lister, with designation extending across 31 European member states. This publication grants intellectual property rights but does not impose regulatory compliance obligations.
What changed
The European Patent Office issued publication EP3903266A1 for Boost Payment Solutions, Inc., covering electronic payment processing using adjusted interchange rates. The patent relates to methods for optimizing interchange fees in electronic payment transactions and names inventors Dean Michael Leavitt and James Edward Lister. The patent is designated across 31 European member states including Germany, France, the United Kingdom, Italy, Spain, and other EU jurisdictions.
This document is a patent publication notice, not a regulatory rule imposing compliance obligations. No immediate action is required from regulated entities. Companies developing payment processing technology should consider conducting freedom-to-operate analyses to assess potential patent infringement risks.
Source document (simplified)
ELECTRONIC PAYMENT PROCESSING USING ADJUSTED INTERCHANGE RATE
Publication EP3903266A1 Kind: A1 Mar 25, 2026
Applicants
Boost Payment Solutions, Inc.
Inventors
LEAVITT, Dean Michael, LISTER, James Edward
IPC Classifications
G06Q 20/00 20120101AFI20220829BHEP
Designated States
AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LI, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR
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