Changeflow GovPing Banking & Finance Electronic Payment Processing Using Adjusted In...
Routine Notice Added Final

Electronic Payment Processing Using Adjusted Interchange Rate Patent

Favicon for changeflow.com ChangeBridge: EPO Bulletin - Business Methods (G06Q)
Published March 25th, 2026
Detected April 1st, 2026
Email

Summary

The European Patent Office published patent EP3903266A1 for Boost Payment Solutions, Inc., covering electronic payment processing methods that optimize interchange rates through dynamic adjustment. The patent application was filed by inventors Dean Michael Leavitt and James Edward Lister, with designation extending across 31 European member states. This publication grants intellectual property rights but does not impose regulatory compliance obligations.

What changed

The European Patent Office issued publication EP3903266A1 for Boost Payment Solutions, Inc., covering electronic payment processing using adjusted interchange rates. The patent relates to methods for optimizing interchange fees in electronic payment transactions and names inventors Dean Michael Leavitt and James Edward Lister. The patent is designated across 31 European member states including Germany, France, the United Kingdom, Italy, Spain, and other EU jurisdictions.

This document is a patent publication notice, not a regulatory rule imposing compliance obligations. No immediate action is required from regulated entities. Companies developing payment processing technology should consider conducting freedom-to-operate analyses to assess potential patent infringement risks.

Source document (simplified)

← EPO Patent Bulletin

ELECTRONIC PAYMENT PROCESSING USING ADJUSTED INTERCHANGE RATE

Publication EP3903266A1 Kind: A1 Mar 25, 2026

Applicants

Boost Payment Solutions, Inc.

Inventors

LEAVITT, Dean Michael, LISTER, James Edward

IPC Classifications

G06Q 20/00 20120101AFI20220829BHEP

Designated States

AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LI, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR

View original document →

Classification

Agency
EPO
Published
March 25th, 2026
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Minor
Document ID
EP3903266A1

Who this affects

Industry sector
5222 Fintech & Digital Payments 5112 Software & Technology
Activity scope
Payment Processing Interchange Rate Optimization Electronic Payments
Geographic scope
European Union EU

Taxonomy

Primary area
Payments
Operational domain
Legal
Topics
Financial Services Technology

Get Banking & Finance alerts

Weekly digest. AI-summarized, no noise.

Free. Unsubscribe anytime.

Get alerts for this source

We'll email you when ChangeBridge: EPO Bulletin - Business Methods (G06Q) publishes new changes.

Optional. Personalizes your daily digest.

Free. Unsubscribe anytime.