Changeflow GovPing Banking & Finance Contactless Payment Terminal Interaction Method...
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Contactless Payment Terminal Interaction Method Patent

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Published March 25th, 2026
Detected April 1st, 2026
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Summary

The European Patent Office published patent application EP4252173A1 for Banks and Acquirers International Holding, covering a method for contactless interactions with payment terminals. The patent relates to payment transaction technology using G06Q20 classification. This is an intellectual property publication rather than a regulatory requirement.

What changed

The EPO published patent application EP4252173A1 filed by Banks and Acquirers International Holding, covering a method for contactless interactions with payment terminals and corresponding payment terminal technology. The application includes inventors Laurent Mege and is classified under G06Q20/32 for payment architectures. The patent is designated across 31 European states including all EU member states plus Switzerland, Norway, and others.

This document is a patent publication notice, not a regulatory requirement. It does not impose compliance obligations on any parties. Financial institutions, payment processors, and technology companies developing contactless payment solutions should note this patent for intellectual property awareness and potential licensing considerations.

Source document (simplified)

← EPO Patent Bulletin

METHOD FOR CONTACTLESS INTERACTIONS WITH A PAYMENT TERMINAL, AND CORRESPONDING PAYMENT TERMINAL AND COMPUTER PROGRAM

Publication EP4252173A1 Kind: A1 Mar 25, 2026

Applicants

Banks and Acquirers International Holding

Inventors

MEGE, Laurent

IPC Classifications

G06Q 20/32 20120101AFI20220603BHEP G06Q 20/04 20120101ALI20220603BHEP G07F 7/08 20060101ALI20220603BHEP

Designated States

AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LI, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR

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Classification

Agency
EPO
Published
March 25th, 2026
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Minor
Document ID
EP4252173A1

Who this affects

Applies to
Banks Technology companies Investors
Industry sector
5222 Fintech & Digital Payments
Activity scope
Payment Processing
Geographic scope
European Union EU

Taxonomy

Primary area
Payments
Operational domain
Legal
Topics
Financial Services Consumer Finance

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