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Routine Guidance Amended Final

Agencies Revise Interagency Model Risk Management Guidance

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Summary

The FDIC, OCC, and Federal Reserve Board jointly issued revised interagency model risk management guidance and rescinded the existing guidance on the same topic. The revision applies to all FDIC-supervised financial institutions and reflects updated supervisory expectations for model risk governance, model validation, and model inventory practices.

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What changed

The three federal banking agencies revised the interagency guidance on model risk management, replacing the prior version with updated supervisory expectations. The agencies simultaneously rescinded the existing guidance, meaning institutions must now align with the revised standards.

FDIC-supervised financial institutions should review their model risk management frameworks, including model inventory, validation, and governance processes, to ensure alignment with the updated interagency expectations. Institutions that relied on the prior guidance for compliance purposes should update internal policies accordingly.

Archived snapshot

Apr 20, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

Financial Institution Letter: Agencies Revise the Interagency Model Risk Management Guidance

FDIC Subscriptions sent this bulletin at 04/17/2026 03:40 PM EDT

| # FINANCIAL INSTITUTION LETTER | APRIL 17, 2026 |

| # Agencies Revise the Interagency Model Risk Management Guidance |

| ## Summary:

On April 17, 2026, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, and the Board of Governors of the Federal Reserve System issued revised model risk management guidance and rescinded existing model risk management guidance. |

| ## Statement of Applicability:

This Financial Institution Letter (FIL) applies to all FDIC-supervised financial institutions. |

| ## Distribution:

FDIC-Supervised Institutions |

| Read the FIL |

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| # FINANCIAL INSTITUTION LETTER | APRIL 17, 2026 | # Agencies Revise the Interagency Model Risk Management Guidance | ## Summary:

On April 17, 2026, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, and the Board of Governors of the Federal Reserve System issued revised model risk management guidance and rescinded existing model risk management guidance. | ## Statement of Applicability:

This Financial Institution Letter (FIL) applies to all FDIC-supervised financial institutions. | ## Distribution:

FDIC-Supervised Institutions | Read the FIL |

| ## Summary:

On April 17, 2026, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, and the Board of Governors of the Federal Reserve System issued revised model risk management guidance and rescinded existing model risk management guidance. |
| ## Statement of Applicability:

This Financial Institution Letter (FIL) applies to all FDIC-supervised financial institutions. |
| ## Distribution:

FDIC-Supervised Institutions |

| Questions for FDIC? Contact Us

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Last updated

Classification

Agency
FDIC
Published
April 17th, 2026
Instrument
Guidance
Branch
Executive
Joint with
OCC Federal Reserve
Legal weight
Non-binding
Stage
Final
Change scope
Substantive

Who this affects

Applies to
Banks
Industry sector
5221 Commercial Banking
Activity scope
Model risk management Risk governance Model validation
Geographic scope
United States US

Taxonomy

Primary area
Banking
Operational domain
Risk Management
Compliance frameworks
Dodd-Frank
Topics
Financial Services Data Privacy Cybersecurity

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