RBI

Capital Market Exposures Amendment Implementation Deferred to July 2026

The Reserve Bank of India has deferred the effective date of Amendment Directions on Capital Market Exposures by three months from April 1, 2026 to July 1, 2026. The deferral responds to representations from banks and industry associations citing operational and interpretational issues. The amendments include clarifications on acquisition finance (now including mergers), loan caps for individuals against securities, and credit facilities to capital market intermediaries.

India's Invisibles Q3 2025-26 data released

India's Invisibles Q3 2025-26 data released

Scheduled Commercial Bank Lending and Deposit Rates - March 2026

The Reserve Bank of India released March 2026 statistical data on scheduled commercial bank lending and deposit rates. The weighted average lending rate on fresh rupee loans declined to 8.44% in February 2026 from 8.49% in January 2026. The weighted average deposit rate on fresh rupee term deposits stood at 5.65%. Two new tables on sector-wise weighted average lending rates for outstanding and fresh rupee loans are being published starting this month.

Commercial Banks Credit Facilities Amendment Directions (Revised)

The Reserve Bank of India issued revised Amendment Directions (RBI/2025-26/254) modifying credit facilities directions for commercial banks. The amendments introduce new definitions including 'Acquisition Finance,' 'Bridge Finance,' 'Capital Market Intermediaries,' 'Cash and cash equivalents,' and 'Eligible Securities,' while modifying the definition of 'Collateral security.' These changes affect how commercial banks structure, classify, and report various credit facilities under the Banking Regulation Act, 1949.

RBI Commercial Banks Concentration Risk Management Amendment

The Reserve Bank of India issued amendments to its Commercial Banks Concentration Risk Management Directions, adding definitions for Acquisition Finance, Bridge Finance, Capital Market Intermediaries, Collateral Security, Non-debt Mutual Funds, and Primary Security. The amendments modify board oversight requirements and expand the scope of Capital Market Exposures (CME) to include both direct and indirect fund-based and non-fund based exposures such as investments in equity, preference shares, convertible instruments, mutual fund units, REITs, InvITs, and AIFs.

Commercial Banks Financial Services Amendment Directions

The Reserve Bank of India issued amendment directions modifying paragraph 18(4) of Chapter-III of the Commercial Banks – Undertaking of Financial Services Directions. The amendments revise provisions on acquisition finance and bridge finance for promoter's stakes in new companies, and update lending terms for individuals against eligible securities. Banks must implement these changes by July 1, 2026 or upon deciding to implement the related Credit Facilities Amendment Directions, whichever is earlier.

Commercial Bank Financial Statement Disclosure Requirements - Third Amendment

The Reserve Bank of India issued its Third Amendment Directions (RBI/2025-26/257) to the Commercial Banks Financial Statements Presentation and Disclosures Directions, 2025, effective March 30, 2026. The amendment modifies Chapter-III disclosure requirements by deleting sub-paragraph 10(5)(ii) and inserting a new sub-paragraph (iia) establishing detailed disclosure requirements for bank exposures to capital markets, including a standardized table format for reporting such exposures. All commercial banks operating in India are required to comply with these revised disclosure norms.

Capital adequacy norms, commercial banks, 30th Mar

Capital adequacy norms, commercial banks, 30th Mar

Second Amendment Directions for Small Finance Banks - Financial Statement Disclosures

The Reserve Bank of India issued Second Amendment Directions (Revised) dated March 30, 2026, modifying the Small Finance Banks – Financial Statements: Presentation and Disclosures Directions, 2025. The amendments delete sub-paragraph 10(5)(ii) and insert new sub-paragraph (iia) providing a detailed framework for reporting Exposure to Capital Markets, including a specific disclosure table. The changes are consequential to the earlier Credit Facilities Amendment Directions issued the same date.

Small Finance Banks Capital Adequacy Directions Revised

The Reserve Bank of India issued amendment directions (RBI/2025-26/261) revising capital adequacy requirements for small finance banks. The amendment modifies paragraph 74(6) regarding irrevocable payment commitments to clearing corporations, applying a 100% credit conversion factor but requiring capital only on the capital market exposure portion at 125% risk weight. The revised directions take effect upon implementation or July 1, 2026, superseding the February 2026 version.