NY DFS Circular Letter: Benefit Offset Provisions for Disability Income Policies

The New York Department of Financial Services issued a circular letter clarifying guidance on benefit offset provisions for disability income policies. The letter reiterates that offsets can only be based on government benefits actually received, not estimated eligibility, with specific allowances for optional, opt-out provisions in group and blanket policies.

Supplemental Spousal Liability Insurance Requirements Update

The New York Department of Financial Services issued Circular Letter 2 (2025) to inform insurers of amendments to Insurance Law § 3420(g) regarding Supplemental Spousal Liability (SSL) insurance. Effective March 26, 2025, the law changes how SSL insurance is offered, requiring it to be automatically included for non-commercial policies only if the applicant indicates they have a spouse, and upon specific written request for other policies.

Property/Casualty Insurers Disaster Planning and Response Guidance

The New York Department of Financial Services issued a circular letter requiring property/casualty insurers to enhance their disaster planning, preparedness, and response capabilities. This guidance outlines expected standards for various insurance entities and replaces previous circulars.

Disaster Planning Guidance for Life and Health Insurers

The New York State Department of Financial Services issued Circular Letter 4, updating guidance on disaster planning, preparedness, and response for life and health insurers. This guidance repeals and replaces previous circulars and outlines expected standards for business impact analysis and operational continuity.

NY Insurers Must Cover Immunizations at No Cost-Sharing

The New York Department of Financial Services issued guidance reminding insurers of their obligation to cover immunizations at no cost-sharing for children and adults. This guidance clarifies existing state law requirements for accident and health insurance policies.

Illinois Public Rate Filing Summary for 2026

The Illinois Department of Insurance has released a summary document detailing public rate filings for the 2026 plan year. This notice provides an overview of submitted rate information for insurers operating within the state.

Illinois Insurance Grace Period for Federal Employees During Shutdown

The Illinois Department of Insurance has issued guidance requesting property and casualty insurers to implement protective measures for federal employees impacted by a government shutdown. Insurers are asked to provide a grace period of at least 30 days for premium payments and extensions for repairs to prevent policy cancellations.

Illinois Insurance Bulletin Clarifies PDAA Applicability and PBM Reports

The Illinois Department of Insurance issued Bulletin 2025-20 to clarify the applicability of the Prescription Drug Affordability Act (PDAA) and its reporting and fee requirements for Pharmacy Benefit Managers (PBMs). The bulletin addresses questions raised by PBMs regarding specific coverage types and plan sponsors, and outlines procedures for revised reports and fee adjustments based on recent legislative clarification.

Illinois Insurance Supplier Diversity Reporting Instructions Update

The Illinois Department of Insurance has issued updated instructions for annual insurance supplier diversity reports, effective for filings on or after April 1, 2026. These updated instructions replace previous guidance and clarify which entities are required to file and how to submit the reports.

Illinois Bulletin on Inappropriate Claims Denials Based on Location

The Illinois Department of Insurance issued a bulletin clarifying that claims denials based solely on location, site of care, or setting are inappropriate if not grounded in generally accepted standards of care. Insurers must ensure medical necessity determinations are not primarily for economic benefit or convenience.

California Department of Insurance Notices and Bulletins

The California Department of Insurance has updated its website to provide access to notices, bulletins, and commissioner opinions. These documents are organized by year of publication and cover various insurer-related topics, including rate filings.

Insurance Commissioner Opinions on Gender Dysphoria Surgery

The California Department of Insurance has published a General Counsel's Letter Opinion regarding gender dysphoria surgery. This opinion, dated December 30, 2020, addresses coverage and related issues for insurers operating within the state.

Texas Commissioner Bulletins for Insurers

The Texas Department of Insurance has published its bulletins for insurers for the year 2026. These bulletins provide guidance and information to insurance companies operating within the state.

Texas Commissioner Bulletins for 2025

The Texas Department of Insurance has published its 2025 Commissioner Bulletins, providing guidance and directives to regulated entities. These bulletins cover a range of topics including data calls, legislative updates, and operational requirements for various insurance lines.

Texas Insurance Commissioner Bulletins - 2024

The Texas Department of Insurance has published its 2024 Commissioner Bulletins, providing guidance on various insurance-related matters. These bulletins cover topics such as data calls, hurricane response, and legislative updates, affecting insurers operating within the state.

Texas Insurance Commissioner Bulletins 2023

The Texas Department of Insurance has published its 2023 Commissioner Bulletins, covering a range of regulatory topics including data calls, legislative updates, and operational requirements for insurers. These bulletins provide guidance on specific reporting obligations and legislative changes impacting the insurance industry in Texas.

Wales Visitor Levy Costs Deduction Limit Regulations

The Welsh Government has published regulations establishing a limit on the deduction of costs associated with the Wales visitor levy. These regulations specify the maximum amount of expenditure that can be offset against the levy, impacting businesses liable for the tax.

Police Pension Scheme Scotland Amendment

The UK Government has amended the Police Pension Scheme for Scotland, with changes taking effect on April 1st, 2026. These amendments will impact pension provisions for police officers in Scotland.

Non-Domestic Rating High-Value Multiplier Regulations 2026

The UK government has enacted the Non-Domestic Rating High-Value Multiplier Regulations 2026, which will take effect on January 1, 2026. These regulations amend the non-domestic rating system, impacting businesses with high-value properties.

Court Dismisses IMM's Challenge to FERC's Ruling on PJM Meeting Access

The U.S. Court of Appeals for the D.C. Circuit dismissed a challenge brought by IMM against the Federal Energy Regulatory Commission's (FERC) ruling concerning access to PJM meetings. The court's decision upholds FERC's original determination.

Court Denies CenturyTel Review of NLRB Decision on Information Request

The U.S. Court of Appeals for the District of Columbia Circuit denied CenturyTel's petition for review of a National Labor Relations Board (NLRB) decision. The NLRB had found CenturyTel violated the National Labor Relations Act by failing to provide requested information to the International Brotherhood of Electrical Workers Local Union 768 regarding non-union technicians working within the union's jurisdiction.

Court finds FERC erred on capacity auction revision under FPA

The DC Circuit Court of Appeals found that the Federal Energy Regulatory Commission (FERC) erred in its reasoning for denying a review of a capacity auction revision. The court granted the petition for review, remanding the case for further consideration.

TSA Cybersecurity Authority Upheld

The U.S. Court of Appeals for the D.C. Circuit upheld the Transportation Security Administration's (TSA) authority to issue cybersecurity directives for airport operators. The court denied a petition for review filed by the Spokane Airport Board, affirming the TSA's regulatory power in this area.

Court Reviews FERC's TAPS Pipeline Tariff Ratemaking Authority

The U.S. Court of Appeals for the D.C. Circuit reviewed the Federal Energy Regulatory Commission's (FERC) ratemaking authority concerning the Trans Alaska Pipeline System (TAPS) tariffs. The court denied petitions from Petro Star Inc. and ConocoPhillips Alaska, upholding FERC's existing Quality Bank formula for valuing crude oil components.

Allen v. Allen - Case Opinion

The California Courts of Appeal have made available the opinion for the case Allen v. Allen, docket number B338855. This update provides access to the court's decision in this specific legal matter.

Semaan v. Mosier - Civil Appeal

This document provides details for the civil appeal case Semaan v. Mosier filed in the 4th District Court of Appeal in California. The case involves a dispute between the named parties, and further details are available through the provided URL.

Grant v. Chapman University - Case Filing

A new case, Grant v. Chapman University (case G064266), was filed on June 10, 2024. This filing initiates a legal proceeding in the California appellate courts.

Ohio man charged for threatening to kill Vice President

Ohio man charged for threatening to kill Vice President

Sex offender convicted of child exploitation, AI-generated abuse material

Sex offender convicted of child exploitation, AI-generated abuse material

Nigerian national sentenced over 8 years for inheritance fraud scheme

Nigerian national sentenced over 8 years for inheritance fraud scheme

Two defendants sentenced for illegal weapons export to South Sudan

Two defendants sentenced for illegal weapons export to South Sudan

P. v. Gomez - Published Opinion

The 4th District Court of Appeal has published an opinion in the case of P. v. Gomez. This document details the court's ruling and reasoning in this specific legal matter.

Conservatorship of A.B. - Published Opinion

The 1st District Court of Appeal has published an opinion in the conservatorship case of A.B. This published opinion clarifies legal precedent regarding conservatorships within California's appellate system.

Parsonage v. Wal-Mart Associates - Employment Law

The California Court of Appeal has issued an opinion in the case of Parsonage v. Wal-Mart Associates. This appellate decision addresses employment law issues, potentially impacting how wage and hour disputes are handled in California.

Esparza v. Super Ct. - Case Details

This document provides case details for Esparza v. Super Ct. The filing is from the California Courts and is dated February 5, 2026. It pertains to a specific court case and does not introduce new regulations or enforcement actions.

Bartholomew v. Parking Concepts, Inc. - Published Opinion

The California Court of Appeal published an opinion in Bartholomew v. Parking Concepts, Inc. This decision addresses legal principles relevant to employment and civil procedure within the state. The publication provides clarity on specific legal interpretations for employers and legal professionals.

FINRA Interpretive Letters on Rule Application

FINRA has published interpretive letters providing guidance on the application of specific FINRA rules under various circumstances. These letters clarify staff views on rules related to communications with the public, account transfers, and registration categories.

FINRA FAQs on Compliance, Advertising, AML, and Trade Reporting

FINRA has published a collection of Frequently Asked Questions (FAQs) covering various compliance topics, including customer assistance in investigations, 529 Savings Plans, accounts at other broker-dealers, advertising, alternative display facilities, anti-money laundering, arbitration, blue sheets, books and records, breakpoints, broker-dealer registration, recruitment disclosures, BrokerCheck, business continuity planning, and CRD.

FINRA Exemptive Letters List

FINRA has published a list of its exemptive letters, including those related to TRACE ATS Reporting, Municipal Securities, and Initial Public Offerings (IPOs). These letters provide guidance to industry professionals on FINRA's decision-making rationale for specific situations.

FINRA Proposes New Trade Reporting Facility Fees Rule

FINRA has proposed a new rule, FINRA Rule 7660B, to establish fees for FINRA members who do not use the FINRA/NYSE Trade Reporting Facility but purchase specified services. This proposal is open for public comment.

FINRA proposes rule changes for underwriting and private placements

FINRA has proposed rule changes to amend Rules 5110 and 5123 concerning underwriting terms and private placements. The proposed changes aim to clarify valuation methods for underwriting compensation, introduce new exemptions, and expand existing exemptions for certain investors.

FINRA Proposes New Outside Activities Rule, Deletes Old Ones

FINRA has filed a proposed rule change with the SEC to adopt a new Rule 3290 concerning outside activities requirements for registered persons and to delete existing Rules 3270 and 3280. The proposed changes aim to enhance member review of activities with heightened risks while reducing unnecessary burdens.

FINRA Proposes Intraday Margin Standards Replacing Day Trading Rules

FINRA has proposed a rule change to replace its current day trading margin provisions with intraday margin standards. This proposal, SR-FINRA-2025-017, would amend FINRA Rule 4210 and eliminate existing day trading margin requirements. The SEC is currently reviewing the proposal.

FINRA proposes rule change on bona fide market making exception

FINRA has proposed a rule change (SR-FINRA-2025-016) to amend FINRA Rule 6830 concerning data reporting under the Consolidated Audit Trail (CAT). The change aims to align reporting requirements with amendments to the CAT NMS Plan regarding the bona fide market making exception under SEC Regulation SHO.

FINRA Amends Annual Reports Extension Policy

FINRA has amended its Annual Reports Extension of Time Request Policy, updating the information required from firms and their auditors. The updated policy, effective December 29, 2025, streamlines the extension process by modifying auditor representation requirements and shifting certain representations to the firm's Principal Financial Officer.

FINRA Final Statements for Broker-Dealers and Investment Advisers

FINRA has made Final Statements available for broker-dealers and investment adviser firms regarding renewal fees for 2026. Firms must review their statements, reconcile any discrepancies, and remit additional payments by January 23, 2026.

FINRA Seeks Comment on Rule Revisions for Investor Protection

FINRA is seeking public comment on proposed rule revisions aimed at enhancing member firms' ability to protect senior investors from financial exploitation and all investors from fraud. The proposed amendments focus on customer account information and temporary delays for suspected fraud, with a comment deadline of March 9, 2026.

FINRA Trade Reporting Enhancements for Fractional Share Transactions

FINRA is reminding firms of upcoming trade reporting enhancements for fractional share transactions, effective February 23, 2026. Members will be required to report fractional share quantities up to six digits after the decimal in a new field.

FINRA Guidance on Negative Consent for Bulk Customer Account Transfers

FINRA has issued guidance to reduce burdens for broker-dealers regarding the use of negative consent for bulk customer account transfers. This notice eliminates the requirement for firms to submit draft letters to FINRA for review and approval, consolidating existing guidance and providing effective practices.

ICO Guidance on Subject Access Requests

The UK Information Commissioner's Office (ICO) has published guidance on subject access requests (SARs) under GDPR. The guidance is aimed at large businesses in the public, private, and third sectors, with resources also available for small businesses.