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Bias detection and reduction in machine-learning techniques

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Summary

The USPTO granted patent US12596957B2 to Equifax, Inc. on April 7, 2026, covering methods for detecting and reducing bias in machine learning models used for risk assessment. The patent describes training ML models using samples, calculating bias metrics from protected attributes, and modifying models based on detected bias to control entity access to interactive computing environments. The patent contains 20 claims and names Mufeng Zou, Swathi Veeravelly, and Marcus Bruhn as inventors.

What changed

The USPTO granted a patent to Equifax, Inc. for a system and method of improving machine learning models for risk assessment by removing or reducing bias. The system trains ML models using samples, obtains protected attribute data, calculates bias metrics, and detects bias based on those metrics. Detected bias triggers model modification and retraining, with the retrained model used to predict risk indicators for target entities. The predicted indicators can be transmitted to remote computing devices for controlling access to interactive computing environments.

Patent grants do not impose compliance obligations on third parties but establish enforceable intellectual property rights for the assignee. Companies developing ML-based risk assessment or bias detection systems should review the patent claims to assess potential licensing needs or design-around considerations. The patent's broad claims covering protected attribute analysis and bias metric calculation in risk assessment contexts may affect product development strategies for competing firms in credit reporting, financial services, or AI technology sectors.

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Archived snapshot

Apr 7, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

← USPTO Patent Grants

Bias detection and reduction in machine-learning techniques

Grant US12596957B2 Kind: B2 Apr 07, 2026

Assignee

EQUIFAX, INC.

Inventors

Mufeng Zou, Swathi Veeravelly, Marcus Bruhn

Abstract

In some aspects, a computing system can improve a machine learning model for risk assessment by removing or reducing bias in the machine learning model. The training process for the machine learning model can include training the machine learning model using training samples, obtaining data for a protected attribute, and calculating a bias metric using the data for the protected attribute and data obtained from the trained machine learning model. Based on the bias metric, bias associated with the machine learning model can be detected. The machine learning model can be modified based on the detected bias and re-trained. The re-trained machine learning model can be used to predict a risk indicator for a target entity. The predicted risk indicator can be transmitted to a remote computing device and be used for controlling access of the target entity to one or more interactive computing environments.

CPC Classifications

G06N 20/00 G06N 20/10 G06N 5/04 G06N 5/01 G06N 3/098 G06N 3/088 G06N 3/0454-0455 H04L 63/10 G06F 40/44 G06F 18/2155 G06F 18/2113 G06F 18/217 G06Q 10/0635

Filing Date

2022-10-14

Application No.

18046661

Claims

20

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Last updated

Classification

Agency
USPTO
Published
April 7th, 2026
Instrument
Notice
Legal weight
Binding
Stage
Final
Change scope
Minor
Document ID
US12596957B2

Who this affects

Applies to
Technology companies Financial advisers
Industry sector
5112 Software & Technology
Activity scope
Machine learning model training Bias detection and measurement Risk assessment prediction
Geographic scope
United States US

Taxonomy

Primary area
Intellectual Property
Operational domain
Legal
Topics
Artificial Intelligence Data Privacy

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