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Bank of America AI Cloud Resource Allocation Patent Application

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Summary

The USPTO published Bank of America Corporation's patent application for an AI-based system that monitors cloud computing infrastructure utilization across deployed applications. The system uses artificial intelligence to analyze usage patterns, predict future resource needs, and generate optimization recommendations for cloud infrastructure. This patent application covers methods for maximizing efficient utilization of cloud computing resources across enterprise environments.

What changed

The USPTO published Bank of America Corporation's patent application US20260099385A1 for an artificial intelligence system that continuously monitors cloud computing infrastructure utilization across all deployed applications. The system analyzes historical usage patterns using AI to predict future infrastructure needs and generates recommendations for optimizing cloud resource efficiency.

Financial institutions and enterprises leveraging cloud services should monitor this development as it may influence approaches to cloud cost optimization and resource management. While patent applications do not immediately restrict competitors, this intellectual property filing by a major financial institution signals strategic investment in AI-driven infrastructure optimization that could shape industry standards for cloud resource allocation.

What to do next

  1. Monitor for patent grant status updates
  2. Review cloud resource allocation practices for potential licensing considerations

Archived snapshot

Apr 9, 2026

GovPing captured this document from the original source. If the source has since changed or been removed, this is the text as it existed at that time.

← USPTO Patent Applications

SYSTEM AND METHOD FOR ARTIFICIAL INTELLIGENCE BASED COMPUTING RESOURCE ALLOCATION IN CLOUD COMPUTING ENVIRONMENTS

Application US20260099385A1 Kind: A1 Apr 09, 2026

Assignee

BANK OF AMERICA CORPORATION

Inventors

Pratap Dande, Naga Vamsi Krishna Akkapeddi, Jemlin Lucas, Patricia A. Medeiros, Jayabalaji Murugan, Elvis Nyamwange

Abstract

A system is provided for artificial intelligence-based computing resource allocation in cloud computing environments. In particular, the system may continuously monitor the infrastructure utilization of each application deployed across all cloud computing environments. Based on the usage patterns of the infrastructure by each application, the system may use an artificial intelligence engine to analyze the usage patterns to predict future infrastructure usage for each application. The system may then generate one or more recommendations for optimizing the efficiency cloud infrastructure usage across all monitored applications. In this way, the system provides an intelligent way to maximize efficient utilization of cloud computing resources and infrastructure.

CPC Classifications

G06F 9/5083 G06N 20/00

Filing Date

2024-10-03

Application No.

18905802

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Last updated

Classification

Agency
USPTO
Published
April 9th, 2026
Instrument
Notice
Legal weight
Non-binding
Stage
Final
Change scope
Minor
Document ID
US20260099385A1
Docket
18905802

Who this affects

Applies to
Financial advisers Technology companies
Industry sector
5112 Software & Technology
Activity scope
Patent application publication Cloud infrastructure optimization AI-driven resource allocation
Geographic scope
United States US

Taxonomy

Primary area
Intellectual Property
Operational domain
IT Security
Topics
Artificial Intelligence Data Privacy

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