Changeflow GovPing Government & Legislation PSR Annual Report 2023 to 2024 Published
Routine Notice Added Final

PSR Annual Report 2023 to 2024 Published

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Summary

The Payment Systems Regulator published its 2023-24 Annual Report on 9 September 2024, as required under the Financial Services (Banking Reform) Act 2013. The report covers PSR's activities across its three statutory objectives: promoting competition, promoting innovation, and ensuring payment systems serve business and consumer interests. The 100-page report is available as a PDF from the UK Government publishing service.

“This report summarises the PSR's activities over the year 2023 to 2024.”

PSR , verbatim from source
Published by PSR on gov.uk . Detected, standardized, and enriched by GovPing. Review our methodology and editorial standards .

What changed

The Payment Systems Regulator has published its annual report covering the period 2023-24, fulfilling a statutory obligation under the Financial Services (Banking Reform) Act 2013. The report documents PSR's activities in overseeing payment systems, promoting competition among payment service providers, encouraging innovation, and protecting users of payment systems.

Payment service providers operating in the UK should review the report to understand PSR's current priorities and any emerging supervisory expectations. While the report is retrospective rather than introducing new rules, it signals areas where PSR has focused enforcement or regulatory attention during the year, which may inform compliance planning for the coming period.

Archived snapshot

Apr 20, 2026

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Corporate report

The Payment Systems Regulator Annual Report 2023 to 2024

This report summarises the PSR’s activities over the year 2023 to 2024. The PSR is required to publish this report under Paragraph 7 of Schedule 4 of the Financial Services (Banking Reform) Act 2013.

From: HM Treasury and Payment Systems Regulator Published 9 September 2024 Get emails about this page

Documents

The Payment Systems Regulator Annual Reports and Accounts 2023 to 2024

Ref: ISBN 978-1-5286-4754-0, HC 140

PDF, 6.13 MB, 100 pages

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Details

The Financial Services (Banking Reform) Act 2013 created the Payment Systems Regulator Limited (PSR), with three statutory objectives: to promote competition, to promote innovation, and to ensure that payment systems are operated and developed in a way that considers and promotes the interests of all the businesses and consumers that use them.

This report summarises the PSR’s activities over the year 2023 to 2024. The PSR is required to publish this report under Paragraph 7 of Schedule 4 of the Financial Services (Banking Reform) Act 2013.

Updates to this page

Published 9 September 2024

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Last updated

Classification

Agency
PSR
Published
September 9th, 2024
Instrument
Notice
Branch
Executive
Joint with
HM Treasury PSR
Legal weight
Non-binding
Stage
Final
Change scope
Minor

Who this affects

Applies to
Banks Technology companies Financial advisers
Industry sector
5222 Fintech & Digital Payments
Activity scope
Payment system oversight Competition in payments Consumer protection in payments
Geographic scope
United Kingdom GB

Taxonomy

Primary area
Payments
Operational domain
Compliance
Topics
Banking Consumer Protection Financial Services

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