SCOTUS Transmits Bankruptcy Rule Amendments to Congress — Rules 1007, 2007.1, 3001, 3018, 5009, 9006, 9014, 9017 Amended; New Rule 7043 Added

Honorable Mike Johnson Speaker, United States House of Representatives Washington, DC 20515 Dear Mr. Speaker: I have the honor to submit to the Congress amendments and an addition to the Federal Rules of Bankruptcy Procedure that have been adopted by the Supreme Court of the United States pursuant to Section 2075 of Title 28, United States Code. Accompanying the amended and additional rules are the following materials that were submitted to the Court for its consideration pursuant to Section 331 of Title 28, United States Code: a transmittal letter to the Court dated October 16, 2025; a blackline version of the rules with committee notes; an excerpt from the September 2025 report of the Committee on Rules of Practice and Procedure to the Judicial Conference of the United States; and an excerpt from the May 2025 report of the Advisory Committee on Bankruptcy Rules. Sincerely, /s/ John G. Roberts, Jr.

Honorable James D. Vance President, United States Senate Washington, DC 20510 Dear Mr. President: I have the honor to submit to the Congress amendments and an addition to the Federal Rules of Bankruptcy Procedure that have been adopted by the Supreme Court of the United States pursuant to Section 2075 of Title 28, United States Code. Accompanying the amended and additional rules are the following materials that were submitted to the Court for its consideration pursuant to Section 331 of Title 28, United States Code: a transmittal letter to the Court dated October 16, 2025; a blackline version of the rules with committee notes; an excerpt from the September 2025 report of the Committee on Rules of Practice and Procedure to the Judicial Conference of the United States; and an excerpt from the May 2025 report of the Advisory Committee on Bankruptcy Rules. Sincerely, /s/ John G. Roberts, Jr.

SUPREME COURT OF THE UNITED STATES ORDERED: 1. The Federal Rules of Bankruptcy Procedure are amended to include amendments to Rules 1007, 2007.1, 3001, 3018, 5009, 9006, 9014, and 9017, and to add new Rule 7043. [See infra pp. .] 2. The foregoing amendments and addition to the Federal Rules of Bankruptcy Procedure shall take effect on December 1, 2026, and shall govern in all proceedings in bankruptcy cases thereafter commenced and, insofar as just and practicable, all proceedings then pending. 3. THE CHIEF JUSTICE is authorized to transmit to the Congress the foregoing amendments and addition to the Federal Rules of Bankruptcy Procedure in accordance with the provisions of Section 2075 of Title 28, United States Code.

Rule 1007. Lists, Schedules, Statements, and

Other Documents; Time to File

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  (b) Schedules, Statements, and Other Documents. * * * * * (7) Personal Financial-Management Course. Unless an approved provider has notified the court that the debtor has completed a course in personal financial management after filing the petition or the debtor is not required to complete one as a condition to discharge, an individual debtor in a Chapter 7 or Chapter 13 case--or in a Chapter 11 case in which § 1141(d)(3) applies--must file a certificate of course completion issued by the provider.

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  (c) Time to File.

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  (4) [abrogated]

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  Rule 2007.1. Appointing a Trustee or Examiner

in a Chapter 11 Case

• * * * * (b) Requesting the United States Trustee to Convene

a Meeting of Creditors to Elect a Trustee.

• * * * * (3) Reporting Election Results; Resolving

Disputes . (A) Undisputed Election. If the election is undisputed, the United States trustee must promptly file a report certifying the election, including the name and address of the person elected and a statement that the election is undisputed. The report must be accompanied by a verified statement of the person elected setting forth that

person's connections with: • the debtor; • creditors; • any other party in interest; • their respective attorneys and accountants; • the United States trustee; or • any person employed in the United States trustee's office. (B) Disputed Election. If the election is disputed, the United States trustee must promptly file a report stating that the election is disputed, informing the court of the nature of the dispute and listing the name and address of any candidate elected under any alternative presented by the dispute. The report must be

accompanied by a verified statement by each candidate, setting forth the candidate's connections with any entity listed in (A). No later than the date on which the report is filed, the United States trustee must mail a copy and each verified statement to: (i) any party in interest that has made a request to convene a meeting under § 1104(b) or to receive a copy of the report; and (ii) any committee appointed under § 1102.

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(c) Approving an Appointment. On application of the

United States trustee, the court may approve a trustee's or examiner's appointment under § 1104(d). The application must: (1) name the person appointed and state, to the best of the applicant's knowledge, all that person's connections with any entity listed in (b)(3)(A); (2) state the names of the parties in interest with whom the United States trustee consulted about the appointment; and (3) be accompanied by a verified statement of the person appointed setting forth that person's connections with any entity listed in (b)(3)(A).

Rule 3001. Proof of Claim

• *** * * *** (c) Required Supporting Information. (1) Claim or Interest Based on a Writing. If a

claim or an interest in the debtor's property securing the claim is based on a writing, the creditor must file a copy with the proof of claim--except for a claim based on a consumer-credit agreement under (3). If the writing has been lost or destroyed, a statement explaining the loss or destruction must be filed with the claim.

(2) Additional Information in an Individual Debtor's Case. If the debtor is an individual, the creditor must file with the proof of claim:

(A) an itemized statement of the principal

amount and any interest, fees, expenses, or other charges incurred before the petition was filed; (B) for any claimed security interest in the debtor's property, the amount needed to cure any default as of the date the petition was filed; and

(C) for any claimed security interest in

the debtor's principal residence:

(i) Form 410A; and (ii) if there is an escrow account

connected with the claim, an escrow-account statement, prepared as of the date the petition was filed, that is consistent in form with applicable nonbankruptcy law.

(3) Claim Based on an Open-End or Revolving Consumer-Credit Agreement. (A) Required Statement. Except when the

claim is secured by an interest in the debtor's real property, a proof of claim for a claim based on an open- end or revolving consumer-credit agreement must be accompanied by a statement that shows the following

information about the credit account: (i) the name of the entity from

whom the creditor purchased the account;

(ii) the name of the entity to

whom the debt was owed at the time of an account holder's last transaction on the account;

4 FEDERAL RULES OF BANKRUPTCY PROCEDURE

(iii) the date of that last

transaction;

(iv) the date of the last payment on

the account; and

(v) the date that the account was

charged to profit and loss. (B) Copy to a Party in Interest. On a party in interest's written request, the creditor must send a copy of the writing described in (1) to that party within 30 days after the request is sent.

(4) Sanctions in an Individual-Debtor Case. If

the debtor is an individual and a claim holder fails to provide any information required by (c), the court may, after notice and a hearing, take one or both of these actions: (A) preclude the holder from presenting

5 FEDERAL RULES OF BANKRUPTCY PROCEDURE the information in any form as evidence in any contested matter or adversary proceeding in the case-- unless the court determines that the failure is substantially justified or is harmless; and (B) award other appropriate relief, including reasonable expenses and attorney's fees caused by the failure.

• *** * * *** Rule 3018. Chapter 9 or 11--Accepting or

Rejecting a Plan

(a) In General.

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  (3) Changing or Withdrawing an Acceptance or Rejection. After notice and a hearing and for cause, the court may permit a creditor or equity security holder to change or withdraw an acceptance. The court may permit the change or withdrawal of a rejection as provided in (c)(1)(B).

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  (c) Means for Accepting or Rejecting a Plan; Procedure When More Than One Plan Is Filed.

(1) Alternative Means.

(A) By Ballot. Except as provided in (B), an acceptance or rejection of a plan must: (i) be in writing; (ii) identify the plan or plans; (iii) be signed by the creditor or equity security holder--or an authorized agent; and (iv) conform to Form 314. (B) As a Statement on the Record. The court may also permit an acceptance--or the change or withdrawal of a rejection--in a statement that is: (i) part of the record, including an oral statement at the confirmation hearing or a stipulation; and

(ii) made by the creditor or equity security holder--or its attorney or authorized agent. (2) When More Than One Plan Is Distributed. If more than one plan is sent under Rule 3017, a creditor or equity security holder may accept or reject one or more plans and may indicate preferences among those accepted.

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  Rule 5009. Closing a Chapter 7, 12, 13, or 15 Case; Declaring Liens Satisfied

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  (b) Chapter 7 or 13--Notice of a Failure to File a Certificate of Completion for a Course on Personal Financial Management. (1) Applicability. This subdivision (b) applies if an individual debtor in a Chapter 7 or 13 case is required to file a certificate under Rule 1007(b)(7). (2) Clerk's First Notice to the Debtor. If the certificate is not filed within 45 days after the petition is filed, the clerk must promptly notify the debtor that the case can be closed without entering a discharge if the certificate is not filed. (3) Clerk's Second Notice to the Debtor.

(A) Chapter 7. In a Chapter 7 case, if the certificate is not filed within 90 days after the petition is filed and the court has not yet sent a second notice, the clerk must promptly notify the debtor that the case can be closed without entering a discharge if the certificate is not filed within 30 days after the notice's date. (B) Chapter 13. In a Chapter 13 case, if the certificate has not been filed when the trustee files a final report and final account, the clerk must promptly notify the debtor that the case can be closed without entering a discharge if the certificate is not filed within 60 days after the notice's date.

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Rule 7043. Taking Testimony

Fed. R. Civ. P. 43 applies in an adversary proceeding.

Rule 9006. Computing and Extending Time;

Motions

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  (b) Extending Time.

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  (3) Extensions Governed by Other Rules. The court may extend the time to: (A) act under Rules 1006(b)(2), 1017(e), 3002(c), 4003(b), 4004(a), 4007(c), 4008(a), 8002, and 9033--but only as permitted by those rules; and (B) file the schedules and statements in a small business case under § 1116(3)--but only as permitted by Rule 1007(c). (c) Reducing Time. * * * * *

(2) When Not Permitted. The court may not reduce the time to act under Rule 2002(a)(7), 2003(a), 3002(c), 3014, 3015, 4001(b)(2) or (c)(2), 4003(a), 4004(a), 4007(c), 4008(a), 8002, or 9033(b).

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  Rule 9014. Contested Matters

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  (d) Taking Testimony; Interpreter. (1) In Open Court. A witness's testimony on a disputed material factual issue must be taken in open court unless a federal statute, the Federal Rules of Evidence, these rules, or other rules adopted by the Supreme Court provide otherwise. For cause and with appropriate safeguards, the court may permit testimony in open court by contemporaneous transmission from a different location. (2) Evidence. When resolution of a contested matter relies on facts outside the record, the court may hear the matter on affidavits or

may hear it wholly or partly on oral testimony or on depositions. (3) Interpreter. Fed. R. Civ. P. 43(d) applies in a contested matter.

• * * * * Rule 9017. Evidence The Federal Rules of Evidence and Fed. R. Civ. P. 44 and 44.1 apply in a bankruptcy case.